Eastern Utah Community Credit Union Moab UT | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to the Moab Branch of the Eastern Utah Community Credit Union, where our commitment to serving you goes beyond banking. Located at 860 S Main St, Moab, UT 84532, we have proudly supported our community since 1968. With a strong membership base of over 12,435 members and total assets exceeding $203 million, we strive to make financial services accessible and beneficial for everyone in our area. At the heart of our operations is a dedicated team of 46 employees, led by CEO Bruce Yost and Board President Jake Frandsen. Together, we ensure that our services are tailored to meet your needs, whether you're looking for personal banking solutions, auto loans, or business financing. In fact, our total loans amount to a remarkable 9,031, demonstrating our active role in empowering both individuals and local businesses. While members can visit us at our branch location, official correspondence should be sent to PO Box 939, Moab, UT 84532. We invite you to explore our wide range of services designed to help you thrive financially. With total deposits around $13.7 million and a net worth of approximately $26.7 million, your money is not just safe with us; it's growing every day. Our mission is simple: provide reliable financial solutions while fostering a sense of community trust and support. If you have questions or need assistance, don't hesitate to reach out at (435) 259-8200 during our operating hours from 8:00 a.m. to 5:30 p.m., Monday through Friday. Join us on this journey toward financial success! Visit us online at euccu.com or come by the branch today we're excited to serve you!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services. We actively participate in local events and initiatives aimed at uplifting our community. From educational workshops to charitable donations, we partner with various organizations to support those in need. This sense of community drives us forward and inspires us to give back where it matters most. While you can visit us at our physical location in Moab for all your banking needs during operating hours from 8:00 a.m. to 5:30 p.m., Monday through Friday, official correspondence can be sent to PO Box 939, Moab, UT 84532 if needed. In closing, we invite you to join Eastern Utah Community today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community that cares. Together, let's continue building a brighter future for everyone in Moab and beyond! For more information or to become a member, please call us at 435-259-8200 or visit our website at euccu.com.

Our Mission

At Eastern Utah Community, we believe that banking should be about more than just transactions; it should be about building relationships and supporting each other. Our mission is to enhance the financial well-being of our members by offering a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to make every interaction meaningful and ensure that our members feel valued and understood. We recognize the importance of adapting to the changing landscape of technology. That's why we offer modern conveniences such as online banking, mobile payments, and electronic signatures to make managing your finances easier than ever. With an ATM available on-site and drive-thru banking services for quick transactions, we are here to serve you efficiently.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 435-259-8200. We're here to help you with all your banking needs. While members can visit us at 860 S Main St Moab Ut 84532, official correspondence should be sent to PO Box 939, Moab, UT 84532. We invite you to stop by our Moab Branch today and discover how we can support your financial journey!

Convenient Access

We understand that accessibility is important to our members. Our branch features ADA-compliant facilities, including ramps and easy access points for all visitors. Plus, there's ample parking available so you can visit us without any hassle.

Operating Hours & Services

Our lobby hours are designed to accommodate your busy schedule. We're open from 8:00 a.m. to 5:30 p.m., Monday through Friday, making it easy for you to drop by before or after work or even during your lunch break. We offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. For those who prefer quick transactions, we also have a drive-thru service available for deposits and withdrawals. And if you're on the go, our ATM is ready for cash withdrawals and balance checks anytime!

Member Eligibility

At Eastern Utah Community, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to be part of a community-focused credit union, you'll find that membership at Eastern Utah Community is open to anyone who lives, works, worships, or attends school in the areas we serve. It's as simple as that! By joining us at our welcoming location on 860 S Main St Moab Ut 84532, you'll not only gain access to personalized financial services but also the chance to be part of something bigger where your voice matters. Getting started is easy! You can learn more about the eligibility requirements by visiting our detailed page at http://www.euccu.com/membership.php . Once you're ready to open an account, just head over to our straightforward application link here: https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/14300932/ . If you have any questions or need assistance, feel free to call us at (435) 259-8200 during our operating hours from 8:00 a.m. to 5:30 p.m., Monday through Friday. We can't wait to welcome you into the Eastern Utah Community family!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $31,354,416, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your store; customers are eager to check out, but the last thing you want is a delay at the register. Our efficient merchant services ensure that transactions are smooth and quick, allowing you to focus on what matters most serving your customers and growing your business. Located conveniently at 860 S Main St Moab Ut 84532 in Moab, UT, our team is here to help you navigate all your financial needs. Reach us at (435) 259-8200 or visit us online at https://www.euccu.com/ for more information. Let's take your business to the next level together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options make purchasing or refinancing a vehicle simple. We understand that getting reliable transportation is essential for many members. With competitive rates and flexible terms, you can drive off knowing you've made a smart financial choice.

Business Banking Solutions

If you're a business owner, our business banking services, including merchant services and business loans, are tailored to support your entrepreneurial journey. Whether you're looking to expand or simply need assistance managing cash flow, we're here to help.

Convenient Access Points

In addition to traditional banking services, our branch provides ATM access for easy cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for those busy days! At Eastern Utah Community, we're committed to serving our community by providing personalized financial solutions that fit the needs of each member. To learn more about how we can assist you in achieving your financial goals, give us a call at (435) 259-8200 or visit us at http://www.euccu.com . We look forward to being part of your financial journey!

Credit Cards with Rewards

For those who enjoy making purchases with added benefits, our credit cards with rewards are perfect for earning points on everyday spending. This means you can enjoy rewards while handling routine transactions it's just another way we aim to enhance your financial experience.

Mortgage Loans & Refinancing

Buying a home or refinancing an existing mortgage? Our mortgage loans cater to various needs, whether you're a first-time homebuyer or looking to lower your monthly payments. Our experienced staff will guide you through every step, ensuring you find the right option for your situation.

Personal Banking

We offer personal banking solutions that include checking and savings accounts to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings this is just one of the ways we prioritize your financial health. Our online and mobile banking options allow you to check balances, transfer funds, and pay bills from anywhere at any time. With features like e-statements and electronic signature authentication, managing your finances has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. These loans provide quick access to cash when you need it most, helping you manage those unplanned costs without stress.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.euccu.com/ , you can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our user-friendly interface ensures that you can navigate your accounts without hassle. Whether you're using a computer or mobile device, your banking needs are just a few clicks away.

Secure Transactions Made Easy

Your security is our top priority. We offer electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Plus, with our mobile payments feature, you can pay for purchases quickly and safely using your smartphone. And if you prefer viewing your statements digitally, our e-statements option makes it easy to stay organized while reducing paper clutter.

Stay Connected with Mobile Features

Don't forget about our mobile application! Available for download, it puts all your banking needs right in your pocket. You can perform person-to-person transfers easily, making it simple to send money to friends or family instantly. At Eastern Utah Community, we believe in empowering our members with tools that fit into their lifestyles. With everything from real-time account management to secure transactions at your fingertips, managing your finances has never been easier. Visit us today or check out more information online at https://www.euccu.com/ !

Financial Strength

Commitment to Growth

With a total of 25,906 share accounts, our growing member base trusts us with their finances. This reflects our ongoing commitment to fostering community relationships while ensuring your financial needs are met effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastern Utah Community is your trusted partner. Visit us at 860 S Main St Moab Ut 84532 or call 435-259-8200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $55,997,262 in share certificates and $29,819,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which highlights our commitment to prudent management while still providing competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $20,671,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $46,981,541 in total loans and leases and 2,346 used auto loans available to help you achieve your dreams.

Solid Financial Health

With a net worth of $26,656,429, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1308 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,665,967 in used vehicle loans and $9,789,675 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can make owning a vehicle more accessible than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $31,354,416 provide the capital needed to grow and expand. We understand the importance of having financial resources to support your business ambitions and are here to help you succeed. At Eastern Utah Community, we believe in making borrowing straightforward and approachable. If you're interested in exploring refinancing or eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 435-259-8200 during our operating hours from 8:00 a.m. to 5:30 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at euccu.com for more information on how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,650,681, make buying or refinancing simple. We aim to guide you through every step of the process so that you can secure the best deal for your future.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,021,424 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases when needed without worrying about immediate repayment.

Loan Aggregator

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EASTERN UTAH COMMUNITY FEDERAL CREDIT UNION