Welcome to eastern-panhandle, a cornerstone of financial empowerment in the eastern-panhandle since our establishment in 1970. Located in the heart of Martinsburg, WV, we are dedicated to serving our community with integrity and commitment. Under the leadership of CEO Tina Sheppard and Board President , we strive to provide exceptional banking services that cater to the diverse needs of our members, including military families. Our mission is rooted in fostering a sense of trust and accessibility, ensuring that every member feels valued and supported on their financial journey.

At eastern-panhandle, we prioritize modern banking solutions that enhance your experience. With NCUA insurance since 8/2/1973 0:00, your deposits are secure, allowing you to bank with peace of mind. We offer a robust suite of digital tools, including Online Banking, a user-friendly Mobile App, Person-to-Person Transfers, E-Statements, Mobile Payments, and more—all designed to make managing your finances easier than ever. Discover more about our member-first approach by visiting us at https://www.easternpanhandlefcu.com/ or reach out via fax at (304) 263-4310. Join us today and experience the difference that a dedicated credit union can make in your financial life.

At Eastern Panhandle Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized auto loans and vehicle financing, our offerings ensure that you can manage your finances with ease. We also provide mortgage loans and refinancing options, along with personal loans and debt consolidation services, helping you navigate life’s milestones with confidence. For small business owners, our business banking services, including merchant services and business loans, empower you to grow your enterprise effectively.

In today’s fast-paced world, we understand the importance of digital access. That's why we offer robust online banking capabilities and a user-friendly mobile application that allows you to handle your financial transactions from anywhere. With features such as person-to-person transfers and mobile payments, you can send money to friends or pay bills with just a few taps on your smartphone. Additionally, e-statements keep your finances organized while contributing to a more sustainable environment. If you're looking for ways to enhance your financial health or compare loan rates, be sure to check out our resources at https://www.lendmesh.com/loans/mortgage_loans . To learn about membership qualifications and benefits, visit https://www.easternpanhandlefcu.com/membership.html . For any inquiries or personalized support, don’t hesitate to reach us at (304) 263-4310; we're here to assist you every step of the way.

Eastern Panhandle Federal Credit Union stands as a trusted and valuable financial partner, with a commitment to supporting its members and the community. With Total Membership currently standing at 2,845, we take pride in fostering a strong and supportive environment for our members. Our Total Assets amount to 17,829,065, which reflects our stability and ability to serve our community effectively.

At the heart of our operations is a robust Net Worth of 1,834,173, ensuring that we maintain a solid foundation for growth and lending. We understand the importance of prudent financial management, which is why our Net Worth Ratio is an impressive 1,029. This ratio not only signifies our financial strength but also assures our members that their deposits are in safe hands.

In terms of community trust, our Total Deposits reach 589,372, demonstrating the confidence that our members place in us. We also actively contribute to the local economy through lending, with Total Loans and Leases amounting to 963. This includes a diverse portfolio of services such as auto loans, personal loans, and credit cards, with our Credit Card Loan Volume reaching 249 and an extensive Auto Loan Volume of 678.

Our dedicated team, comprised of Total Employees numbering 7, works tirelessly to provide exceptional service tailored to meet the needs of each member. Even in challenging times, we remain resilient, exemplified by our strong performance metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

As we continue to grow alongside our valued members, we invite you to explore your options for securing financial products that align with your goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.