Eastern Indiana Credit Union New Castle IN | Best Auto Loans & Personal Banking

Introduction

Welcome to Eastern Indiana, your trusted partner in financial services since 1950. Located at 801 S Memorial Dr, New Castle, IN 47362, our credit union proudly serves a community of over 5,300 members who benefit from our commitment to personal banking and community support. With total assets of $39,765,700 and deposits exceeding $3,271,038, we strive to provide exceptional value to our members through competitive rates and personalized service. At Eastern Indiana, we understand that every member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our dedicated team of 12 employees, led by CEO Leah Combs and Board President Garon Davis, is here to guide you every step of the way. We take pride in our strong foundation, reflected in our net worth of $4,619,414 and available cash in hand amounting to $1,076,016. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 801 South Memorial Drive, New Castle, IN 47362 if different from our main address. Our operating hours are convenient Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM making it easy for you to reach out when it suits you best. Join us today at Eastern Indiana Credit Union! Whether you're looking for a loan or simply want to discuss your financial goals, give us a call at 765-529-6632 or visit our website at easterninfcu.com. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

We invite you to become a part of the Eastern Indiana family. Experience firsthand how we blend traditional values with modern solutions in a welcoming environment. Whether you're looking for loans, savings accounts, or just friendly advice about your finances, we're here for you every step of the way. Let's build a brighter future together! Visit us today or contact us at 765-529-6632 for more information on how you can benefit from being a member of Eastern Indiana.

Our Evolution

Over the decades, Eastern Indiana has embraced growth and change while staying true to our core mission: providing exceptional financial services and fostering community support. With total assets reaching an impressive $39,765,700, we have continually expanded our offerings to meet the evolving needs of our members. From personal banking to auto loans and business services, we strive to empower every individual and family we serve. In our journey, we've not only focused on financial stability but also on creating lasting connections within our community. Our partnerships with local organizations reflect our dedication to outreach efforts that uplift those around us.

Our Mission

Our mission is simple yet profound: we aim to enhance the financial well-being of our members while actively contributing to the community's prosperity. We believe that access to fair and affordable financial services can transform lives. By prioritizing your needs, whether it's through personal banking options or innovative online services like mobile payments and online banking, we ensure that managing your finances is as seamless as possible. While you can visit us at 801 S Memorial Dr, official correspondence should be sent to 801 South Memorial Drive, New Castle, IN 47362 if different. We are here for you Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM. Our drive-thru service and ATM availability enhance your banking experience by providing convenience whenever you need it. As we look ahead, we remain committed to embracing digital advancements while ensuring ADA compliance so that all members can access our services without barriers. Your satisfaction is our priority, which drives us to offer personalized service tailored just for you.

Branch Location & Accessibility

Welcome to Eastern Indiana, your friendly neighborhood credit union located conveniently at 801 S Memorial Dr New Castle In 47362 in beautiful New Castle, IN. Nestled near key local landmarks, our branch is easy to find and accessible for all members of the community. Whether you're coming from the busy downtown area or nearby residential neighborhoods, we are here to serve you. At Eastern Indiana, we understand that convenience matters. That's why our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services without a hitch. With a drive-thru available, banking has never been easier; you can quickly make deposits or withdrawals without leaving your car. For those who prefer cash transactions, we also have an ATM on-site for your convenience. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM, allowing you to visit us at a time that works best for you. If you need assistance, feel free to call us at (765) 529-6632 our friendly staff is always ready to help! While members can visit us at 801 S Memorial Dr New Castle In 47362, official correspondence should be sent to our mailing address at 801 South Memorial Drive, New Castle, IN 47362. Come explore all that we have to offer, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! We invite you to drop by and see how we can assist you with your financial needs. At Eastern Indiana, we're not just a credit union; we're part of your community!

Member Eligibility

At Eastern Indiana, we believe that everyone deserves a place in our community, and becoming a member is as easy as pie! If you live, work, worship, or go to school in the New Castle area, you're already eligible to join us. We welcome individuals from various backgrounds because we value diversity and want to support our neighbors. Plus, being part of Eastern Indiana means access to fantastic financial services tailored just for you, including personal banking options and loans that can make your dreams come true. To get started on your membership journey, simply visit us at 801 S Memorial Dr New Castle In 47362 or give us a call at (765) 529-6632. You can also check out all the specific eligibility details at http://www.easterninfcu.com/membership . Once you're ready, opening an account is straightforward just head over to http://www.easterninfcu.com/loan-application-1 for more information on how to apply. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner for your payment processing needs. Our merchant services are designed to simplify transactions so you can focus on what matters most running your business. Whether it's online payments or point-of-sale solutions, we provide tools that make managing your finances easier and more efficient. If you're looking for dedicated support from a local credit union that understands your needs, visit us at 801 S Memorial Dr New Castle In 47362 or give us a call at (765) 529-6632. Let's grow together!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. If you prefer face-to-face interactions but want the convenience of quick transactions, our drive-thru service enables simple deposits and withdrawals without leaving your car. At Eastern Indiana, we're more than just a financial institution; we're your partners in achieving financial wellness. If you have questions about any of our services or would like assistance with an account setup, don't hesitate to reach out! Call us at (765) 529-6632 or visit us during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Explore all that we have to offer at Main Office today! Your journey toward better financial health starts here!

Business Banking Support

If you're a business owner in New Castle, you'll be glad to know that we also offer business banking services. From merchant services that simplify transactions to business loans designed to help grow your company, we're committed to supporting local businesses in our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Eastern Indiana provides robust online and mobile banking services. With features like mobile payments, e-statements, and person-to-person transfers available at your fingertips, managing your finances has never been easier. You can access your accounts anytime, anywhere giving you peace of mind whether you're at home or on the go.

Loans for Every Need

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's for a home improvement project or consolidating existing debts into one manageable payment, we have solutions that work for you. Plus, our credit cards come with rewards that make spending even more rewarding!

Personal Banking Solutions

At Eastern Indiana, we understand that managing your money can sometimes feel overwhelming. That's why we offer personal banking options like checking and savings accounts designed for your everyday use. Imagine having a hassle-free account that allows you to easily deposit checks, make withdrawals, and transfer funds all while enjoying competitive interest rates. For those considering a new vehicle, our auto loans and vehicle financing options can get you on the road in no time. With flexible terms and low rates, we ensure that your car-buying experience is smooth and stress-free. And if you're dreaming of homeownership or need refinancing options, our mortgage loans are crafted to fit various budgets and situations.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money quickly through person-to-person transfers. Need to split a bill with a friend? No problem! You can do this easily and securely without needing cash or checks. We also offer electronic signature authorization for various transactions, making paperwork easier and faster. You won't have to worry about printing or mailing documents; everything can be handled digitally. Additionally, e-statements are available so you can keep track of your finances without the clutter of paper statements. For those who prefer using mobile payments, Eastern Indiana supports this feature too! You can make purchases directly from your phone just another way we're working to simplify your banking experience.

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your personal information while you bank online. With features like two-factor authentication and encryption, you can feel confident knowing that your data is safe. In summary, at Eastern Indiana, we strive to provide accessible and user-friendly digital banking services that meet the needs of our members. Take advantage of all these tools by visiting us at https://www.easterninfcu.com/ today!

Financial Strength

Committed Team

We also take pride in having 7 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to guide you through every step of your financial journey.

Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts stand at 7,614, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastern Indiana is your trusted partner. Visit us at 801 S Memorial Dr New Castle In 47362 or call (765) 529-6632 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,966,163 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our dedication to your financial success.

Reinvestment for Growth

With $3,423,868 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to adapt and grow alongside your needs.

Solid Financial Position

With a net worth of $4,619,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our community-focused approach is evident in our lending capabilities. With $892 in used auto loans and $21,857,666 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our $518,266, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,361,751 in used vehicle loans and $2,078,936 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have financing solutions that will suit your needs.

Credit Lines

For those needing extra flexibility, our credit lines amounting to $2,910,000 allow you to borrow as needed, ensuring you're never caught short when it matters most. This option can be particularly beneficial for managing cash flow or making larger purchases without overspending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,838,744, make buying or refinancing simple. We are here to guide you through the mortgage process, ensuring you understand your options and find the right fit for your budget.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that could potentially lower your interest rate or monthly payments. Speak with one of our knowledgeable team members to learn more about eligibility and how refinancing could benefit you. In conclusion, whether you need an auto loan, mortgage financing, unsecured credit card options, or a line of credit, Eastern Indiana is dedicated to providing personalized service and support throughout your borrowing journey. For more information or to apply for any of these loans, please visit us at 801 S Memorial Dr New Castle In 47362 or call us at (765) 529-6632. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $320,484 in loans helping members manage their finances effectively. With no collateral required, our credit cards provide an excellent way to handle unexpected expenses or consolidate debt while earning rewards along the way.

Loan Aggregator

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EASTERN INDIANA FEDERAL CREDIT UNION - New Castle, IN