East Texas Professional Credit Union Lufkin TX | Affordable Auto Loans & Online Banking

Introduction

Welcome to East Texas Professional at our Lufkin Office, located at 406 College Dr, Lufkin, TX 75904. Since our establishment in 1953, we have been dedicated to serving the financial needs of our community and providing a reliable banking experience for all our members. With a total membership of over 100,000, we pride ourselves on being more than just a credit union; we are your trusted partner in achieving financial wellness. At East Texas Professional, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your specific needs, from personal banking and auto loans to mortgage refinancing and business banking solutions. As of now, our total assets exceed $1.3 billion, with total deposits reaching $153,539,106. This robust financial foundation enables us to provide competitive loan options and personalized service that sets us apart. Our leadership team, headed by CEO William Norton and Board President Vicente Huerta, is committed to fostering a welcoming environment where you can feel secure in managing your finances. With over 351 employees ready to assist you, our focus is on building long-lasting relationships within the community. While members can visit us at our Lufkin branch for all their banking needs, official correspondence should be sent to 406 College Drive, Lufkin, TX 75901. Whether you're looking to open an account or inquire about loan options, don't hesitate to reach out! Give us a call at 936-634-2292 or explore our website at etpcu.org for more information. Join us today and experience the difference that a member-focused credit union can make in your financial life!

Branch History & Mission

A Legacy of Growth

Our branch is situated at 406 College Dr, Lufkin, TX 75904, conveniently close to local landmarks that make it easy for members to visit us. From humble beginnings, we have evolved into a robust institution with total assets exceeding $1.3 billion. This growth reflects our commitment to providing quality financial products and services that truly meet the needs of our diverse membership. Over the decades, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans and financing solutions, mortgage loans, and credit cards with rewards. Our dedication to innovation is evident in our digital advancements as well; we provide online and mobile banking for ease of access while ensuring ADA compliance so all members can enjoy our services comfortably.

Join Us Today

We are proud of our journey from a small credit union to a significant player in Lufkin's financial landscape. With over 100 million dollars in loans issued and various partnerships within the community, we invite you to become part of this incredible story. Join East Texas Professional Credit Union today and discover how we can help you achieve your financial goals! For more information or assistance, please call us at (936) 634-2292 or visit our website at www.etpcu.org. Your future starts here!

Our Mission

At East Texas Professional Credit Union, our mission is clear: we strive to enhance the lives of our members by offering exceptional financial products while supporting community initiatives. We believe in giving back and regularly engage in outreach efforts that benefit local organizations and projects. This commitment not only strengthens our community but also nurtures lasting relationships with those we serve. While members can visit us at 406 College Dr Lufkin Tx 75904, official correspondence should be sent to 406 College Drive, Lufkin, TX 75901. We invite you to experience our friendly service firsthand during our operating hours: Monday through Friday from 7:30 AM to 6 PM and Saturday from 8 AM to 1 PM. Whether you prefer face-to-face interactions or the convenience of drive-thru banking and ATM services available on-site, we cater to your preferences with care.

Branch Location & Accessibility

Accessibility Features

At our Lufkin Office, we prioritize accessibility for all members. The building is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, we offer a drive-thru banking option for quick transactions without leaving your vehicle.

Operating Hours

We're here to serve you during convenient hours! Visit us Monday through Friday from 7:30 AM to 6 PM, and on Saturdays from 8 AM to 1 PM. Whether you're stopping by for a quick question or need assistance with your accounts, our friendly staff is ready to help.

Services Offered

Our branch offers a variety of services tailored to meet your banking needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have options that fit every lifestyle. Need cash? We have an ATM available right on-site for easy withdrawals and balance checks. While members can visit us at 406 College Dr, official correspondence should be sent to our mailing address at 406 College Drive, Lufkin, TX 75901. If you have any questions or want to learn more about how we can assist you with your financial goals, please feel free to call us at 936-634-2292. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of East Texas Professional is more than just opening an account; it's about joining a welcoming community that truly cares about your financial well-being. If you're living, working, or attending school in the Lufkin area, you're likely eligible to join us! We embrace individuals from various backgrounds, so whether you're a student, a professional, or simply someone looking for better banking options, you'll find a home here. Our members enjoy not only great financial products but also personalized service tailored to meet their unique needs. To explore the specific eligibility criteria and see if you qualify, visit our website at http://www.etpcu.org/join/membership-eligibiliy . When you're ready to open your account and start reaping the benefits of membership, the process is simple and straightforward. You can apply online through this link: https://app.consumer.meridianlink.com/apply.aspx ?lenderref=etpcu062221&list=ccvlplst or give us a call at (936) 634-2292 for any questions. We're here to help you take that first step toward better banking at East Texas Professional, located at 406 College Dr Lufkin Tx 75904.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that help streamline your daily operations. From payment processing solutions to easy online transactions, our services ensure that your customers can pay quickly and conveniently. This means less time worrying about transactions and more time serving your clients. Located at 406 College Dr Lufkin Tx 75904 in Lufkin, TX, we invite you to visit us or call us at (936) 634-2292 to learn more about how our business banking solutions can help you thrive in today's competitive market.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses. Imagine a local coffee shop looking to renovate and expand its seating area. With the right loan from us, they can turn that vision into reality, attracting more customers and increasing revenue. Our tailored loan options allow you to focus on what matters most growing your business.

Comprehensive List Of Services

Accessibility

At East Texas Professional in Lufkin, TX (406 College Dr), we believe in making banking accessible for everyone. We have a Drive-Thru Banking option for quick transactions like deposits and withdrawals without leaving your car. For those who prefer self-service, our ATMs are equipped for basic functions such as balance checks and cash withdrawals. With hours from 7:30 AM - 6 PM Monday through Friday and 8 AM - 1 PM on Saturday, we strive to fit into your busy schedule. Whether you're visiting us at our branch or using our online tools, we're dedicated to making sure you feel supported in all of your financial endeavors. If you'd like to learn more about how we can assist you or if you're ready to open an account today, please reach out at 936-634-2292 or visit us online at etpcu.org. Your financial journey starts here!

Business Banking

For our business members, we know that managing finances can be challenging. That's why we offer specialized services like Merchant Services and Business Loans to support your operations and growth. Whether you're starting a new venture or expanding an existing one, we're here to partner with you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features empower you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go using our mobile app. Additionally, our ATM & Cash Withdrawal Services ensure that accessing cash is simple and straightforward.

Personal Banking

We offer various personal banking options tailored to fit your lifestyle. Our Checking & Savings Accounts provide you with flexible ways to manage your money, while our Auto Loans & Vehicle Financing can help you get behind the wheel of your dream car without breaking the bank. If you're considering purchasing a home, our Mortgage Loans & Refinancing services will guide you through the process with competitive rates and personalized assistance. Life can throw unexpected expenses your way, which is why we also provide Personal Loans & Debt Consolidation solutions. These options allow you to take control of your finances and simplify your monthly payments. Plus, don't forget about our Credit Cards with Rewards, which give you the chance to earn points on everyday purchases perfect for those who love to shop or travel.

Digital & Online Banking

Key Features

Security is a top priority at East Texas Professional. We utilize advanced encryption technology to ensure your personal information remains safe. You can also take advantage of our electronic signature authorization feature, making it simple to complete transactions securely without the need for paper forms. For those who prefer to go green, e-statements are available for easy access to your financial documents without the clutter of paperwork. Stay organized while saving trees! If you're out and about, our mobile application makes it a breeze to manage your accounts from your smartphone. With mobile payments enabled, you can make purchases directly from your device no cash or card needed! Plus, you can send money quickly and easily with our person-to-person transfer feature. In summary, whether you're checking your balance or making a payment, our digital banking services at East Texas Professional offer the accessibility and ease-of-use you deserve. Join us today and discover how we can help streamline your banking experience!

Financial Strength

Commitment to Growth

With $215,685,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,259 in used auto loans and a total of $879,464,891 across various loans and leases.

Member-Centric Savings

Members' savings are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our commitment to excellence is reflected in our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for all our members. We also take pride in having 263 full-time employees and 88 part-time employees who are always ready to assist you with their knowledge and dedication.

Solid Financial Foundation

With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our net worth ratio of $1,817, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 171,417 share accounts, we boast a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $3,227,843, reinforcing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 406 College Dr Lufkin Tx 75904 or call (936) 634-2292 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or pay off your current vehicle faster.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $19,599,140 provide the capital needed to expand operations and invest in new ventures. We are committed to supporting local businesses in achieving their objectives. In addition to these offerings, we encourage you to explore our refinancing options and check your eligibility for various loan products by visiting our website at East Texas Professional. Our team is here to guide you through the application process and ensure that you find the right fit for your financial needs. For more information or questions about any of our loan products, please feel free to call us at 936-634-2292. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial success!

Credit Lines and Personal Loans

If you need flexibility in managing your finances, our total credit lines amounting to $194,147,844 can help. These lines give you access to funds whenever necessary without taking out a traditional loan. We also have unsecured credit card loans available with a total of $7,362,087 helping members manage their expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, make buying or refinancing simple. We offer competitive rates and flexible terms designed to accommodate your unique situation.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users looking to compare their options. LendMesh prioritizes accuracy and integrity in its comparisons. Here are some key features that build trust: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment allows users to receive unbiased results tailored to their needs. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your finances and find the best loan rates available, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EAST TEXAS PROFESSIONAL CREDIT UNION