East Texas Professional Credit Union Jefferson TX | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to East Texas Professional, your trusted partner in financial wellness, located conveniently at 302 E Broadway St, Jefferson, TX 75657. Established in 1953, we have proudly served our community for decades, fostering a spirit of cooperation and mutual assistance among our 100,552 members. Our commitment goes beyond just banking; we aim to enrich the lives of those we serve. At East Texas Professional, we understand that personal finance can sometimes feel overwhelming. That's why we're dedicated to providing tailored financial solutions that fit your unique needs. Whether you're looking for auto loans or credit cards with rewards, our diverse offerings ensure that you can find the right product for your lifestyle. With total assets exceeding $1.3 billion and deposits amounting to $153,539,106, you can trust us to manage your finances securely and responsibly. In addition to our extensive range of services, we also pride ourselves on being deeply rooted in the community. Under the leadership of CEO William Norton and Board President Vicente Huerta, our dedicated team of 351 employees works tirelessly to ensure that each member feels valued and supported. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: 409 E Loop 281, Longview, TX 75605-7916. If you're ready to take control of your financial future or simply want to learn more about how we can help you achieve your goals, don't hesitate to reach out! Call us today at 903-665-8998 or visit our website at www.etpcu.org for more information. Your journey toward financial empowerment starts here!

Branch History & Mission

At East Texas Professional, we take pride in our rich history and unwavering commitment to our community. Established in 1953, our Jefferson Office has grown from a small credit union to a robust financial institution, proudly serving over 100,000 members. Located at 302 E Broadway St, Jefferson, TX 75657, we have become an integral part of the local landscape, helping individuals and families achieve their financial dreams. Our journey began with a simple mission: to provide accessible financial services to everyone in our community. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage financing, and business banking solutions. With total assets reaching an impressive $1,309,011,176, we continue to be a trusted partner for our members' financial needs. East Texas Professional is not just about numbers; it's about people. Our mission is to empower our members by providing them with the tools they need to succeed financially while fostering a sense of belonging within our community. We believe that by offering support through loans and responsible financial advice, we can help lift up those around us. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to 409 E Loop 281, Longview, TX 75605-7916. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 9 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. In addition to traditional banking services, we are committed to embracing digital advancements that enhance your experience. Our online and mobile banking platforms offer seamless access to your accounts anytime and anywhere. We also provide ADA-compliant facilities and services like ATM access and drive-thru banking for added convenience. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations and initiatives that promote financial literacy and support various charitable causes. Our aim is not only to serve but also to uplift those around us. Join us at East Texas Professional and discover the difference of being part of a credit union that truly cares about its members and the community. Whether you're looking for a loan or simply want expert guidance on your finances, we're here for you every step of the way. Experience the benefits of membership today! For more information or assistance, feel free to reach out at 903-665-8998 or visit us online at etpcu.org.

Branch Location & Accessibility

Convenient Access and Amenities

At our Jefferson location, we prioritize your convenience. We offer ample parking right outside the branch for quick access. Our facility is fully ADA compliant, ensuring everyone can visit us comfortably. If you prefer banking from your car, take advantage of our drive-thru service for fast transactions without leaving your vehicle.

Get in Touch!

Have questions? We're just a phone call away at (903) 665-8998! Our friendly team looks forward to serving you. So why wait? Come visit us today and discover how East Texas Professional Credit Union can help you with all your financial needs!

Operating Hours Tailored to You

We understand that life can get busy! That's why we're open Monday through Thursday from 9 AM to 9 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This flexibility allows you to come in when it works best for you. Whether you're making a deposit or seeking advice on loans, our dedicated staff is ready to assist.

Services Designed for Your Needs

Our Jefferson Office offers a range of services tailored to meet all your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Need cash? We've got an ATM on-site for easy withdrawals and balance checks. If you're looking for basic drive-thru banking options, we provide simple services like deposits and withdrawals. While members can visit us at 302 E Broadway St Jefferson Tx 75657, official correspondence should be sent to our mailing address at 409 E Loop 281, Longview, TX 75605-7916.

Member Eligibility

Becoming a member of East Texas Professional feels like joining a close-knit community where everyone is valued. If you're looking to be part of something special, we welcome you with open arms! Membership at our branch is available to anyone who lives, works, or worships in the area, as well as their family members. This means you can easily become a part of our supportive environment where your financial needs are prioritized. Enjoy the perks of being a member, including personalized services and competitive rates tailored just for you. To start your journey with us, simply visit our website for detailed eligibility criteria at http://www.etpcu.org/join/membership-eligibiliy. Once you're ready, opening an account is a breeze check out how easy it is by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=etpcu062221&list=ccvlplst. If you have any questions or need assistance, don't hesitate to call us at (903) 665-8998. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, efficient transactions can set your business apart. Our merchant services simplify payment processing, allowing you to focus on what matters growing your business. Imagine a customer quickly completing a purchase while you enjoy peace of mind knowing that your transactions are secure and streamlined. Located at 302 E Broadway St Jefferson Tx 75657, Jefferson, TX, we're here to provide the resources you need for success. Reach out at (903) 665-8998 to learn how we can support your business journey!

Tailored Loan Options

Imagine turning your vision into reality with the right financial support. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. While we focus on our members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions when you need them most. With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible In-Branch Services

If you prefer face-to-face service, visit us during our convenient hours: Monday through Thursday from 9 AM to 9 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. At East Texas Professional, we pride ourselves on being a part of the community and providing financial solutions that truly meet the needs of our members. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to call us at (903) 665-8998 or visit our website at Jefferson Office. Experience the difference of personalized service and comprehensive offerings at East Texas Professional today!

Business Banking Services

If you run a business, we have you covered too! Our Business Banking services include everything from merchant services to business loans, ensuring that your business has the financial support it needs to thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments, our user-friendly platforms put control in your hands. You can also take advantage of our ATM and cash withdrawal services for easy access to your money whenever you need it.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts tailored to fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing make it simple to drive away in the vehicle you desire. If you're considering buying a home, our Mortgage Loans & Refinancing services will guide you through the process smoothly. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation options provide flexibility and peace of mind. Plus, don't forget about our Credit Cards with Rewards, which can help you earn benefits while making everyday purchases!

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer money all from the comfort of your home or on-the-go. You can also enjoy electronic statements, giving you quick access to your account information without the hassle of paper clutter. Plus, with our electronic signature authorization feature, signing documents is as easy as a few clicks. For those who prefer to bank from their mobile devices, we offer a user-friendly mobile application that includes mobile payments. This means you can make purchases directly from your phone, simplifying your daily transactions. And if you need to send money to friends or family, our person-to-person transfer feature makes it quick and straightforward.

Security and Accessibility

Your security is our top priority. Our online services use advanced encryption technology to keep your personal information safe. You can have peace of mind knowing that your data is protected while enjoying the ease of real-time account management. Whether you're at home or out and about, accessing your accounts is simple and convenient. With everything from checking balances to making payments available at any time, East Texas Professional ensures that you have control over your finances whenever you need it. Experience the freedom of digital banking with us today! Visit https://www.etpcu.org/ to learn more about our services and how they can benefit you.

Financial Strength

At East Texas Professional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, ensuring you can trust us with your financial needs. With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $215,685,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $15,259 in used auto loans and a total of $879,464,891 in loans and leases. Our operational efficiency shines through with a net income of $5,924,556, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 88 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,227,843. Total Share and Deposit Accounts: 171,417, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 302 E Broadway St Jefferson Tx 75657 or call (903) 665-8998 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, our financing options make it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $19,599,140 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, our team is here to assist you every step of the way. At East Texas Professional located at 302 E Broadway St Jefferson Tx 75657, we're committed to offering personalized service and expert guidance. If you're interested in refinancing or exploring eligibility options for any of our products, don't hesitate to reach out at 903-665-8998. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, make buying or refinancing simple. We provide various mortgage solutions tailored to your needs and can guide you through the eligibility process to ensure you find the right fit for your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $7,362,087 in loans helping members manage their finances effectively, our credit cards come with benefits that can support your spending habits while keeping your budget intact.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to reliable information means that you are always presented with fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By leveraging verified data, LendMesh helps users make informed decisions without the confusion often found in loan shopping.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, giving them a clearer picture of their options. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EAST TEXAS PROFESSIONAL CREDIT UNION - Jefferson, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Jefferson, TX (75657)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Get in Touch!

Operating Hours Tailored to You

Services Designed for Your Needs

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Accessible In-Branch Services

Business Banking Services

Convenient Digital Banking

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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