East Texas Professional Credit Union Hughes Springs TX | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to East Texas Professional Credit Union, your trusted financial partner in Hughes Springs, TX. Since our establishment in 1953, we have been dedicated to serving our community with personalized banking solutions that meet the unique needs of our members. Located at 1412 E 1St, Hughes Springs, TX 75656, we pride ourselves on fostering a welcoming environment where everyone feels like family. With a robust membership of over 100,000 and total assets reaching an impressive $1,309,011,176, we are committed to ensuring your financial wellbeing. Our diverse offerings include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Whether you're looking to finance your dream vehicle or consolidate debt, we're here to help you every step of the way. Under the leadership of our CEO, William Norton, and Board President Vicente Huerta, East Texas Professional Credit Union has cultivated a strong sense of community involvement and member advocacy. We understand that financial decisions can be overwhelming; that's why our knowledgeable team of 351 employees is always ready to provide guidance tailored to your situation. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 409 E Loop 281, Longview, TX 75605-7916. You can reach us at 903-639-4115 during our operating hours Monday through Thursday from 9 AM to 9 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today and discover how we can support your financial journey! For more information about our services or to open an account online, please visit our website. Let's build a brighter future together!

Branch History & Mission

Community Focus

Our roots run deep in the community of Hughes Springs and beyond. We actively participate in local events and outreach programs that uplift our neighborhood. Whether it's sponsoring educational initiatives or supporting local charities, we understand that our success is tied directly to the well-being of the communities we serve. As technology advances, so do we. Our digital banking services like online banking and mobile payments ensure that you can manage your finances anywhere you go while maintaining accessibility for all members, including ADA compliance measures.

Join Us Today!

If you're looking for a trusted partner in your financial journey, look no further than East Texas Professional. Come visit us at 1412 E 1St Hughes Springs, TX 75656, or reach out via phone at 903-639-4115. For official correspondence, please send mail to 409 E Loop 281, Longview, TX 75605-7916. Experience the difference of community-focused banking where your needs are prioritized. Visit us today or explore more about membership opportunities on our website at www.etpcu.org. Join us as we continue this journey together!

Our Mission

At East Texas Professional, our mission is clear: to empower our members through exceptional financial services and unwavering support. We believe that everyone deserves access to affordable banking options, whether it's personal loans, auto financing, or business banking solutions. By putting our members first, we strive to create meaningful relationships that extend beyond mere transactions. We are not just about numbers; we're about people. This commitment is reflected in our robust total assets of over $1.3 billion and the diverse range of services we offer. From checking accounts and savings plans to mortgage loans and credit cards with rewards, we tailor our offerings to meet your unique needs.

Branch Location & Accessibility

Convenient Access and Features

At our branch, you'll find ample parking that makes it simple for everyone to stop by. We prioritize accessibility, ensuring features like ramps and ADA compliance are in place for all our members. Plus, with a drive-thru option available, banking on the go has never been more convenient!

Get in Touch!

Have questions? Don't hesitate to call us at 903-639-4115. Our team looks forward to welcoming you and helping you with all your banking needs. Come see us today!

Operating Hours

We understand that life can get busy. That's why we offer flexible operating hours: from Monday to Thursday, we're open from 9 AM to 9 PM; on Fridays, we're here until 6 PM; and don't forget our Saturday drive-thru hours from 9 AM to 1 PM! Whether you need to deposit a check or talk about loans, our friendly staff is ready to assist you during these times.

Services Offered

Our branch provides a range of services tailored just for you. From checking and savings accounts to personal loans and auto financing, we have options that fit your financial needs. Need cash? Our ATM is readily available for withdrawals and balance checks right on-site. While you can visit us at 1412 E 1st, please note that any official correspondence should be sent to our mailing address at 409 E Loop 281, Longview, TX 75605-7916.

Member Eligibility

At East Texas Professional, we believe that everyone deserves a place where they can feel valued and supported. Joining our community is easier than you might think! If you live, work, worship, or attend school in the Hughes Springs area, you are likely eligible to become a member. We welcome individuals from all walks of life, fostering an inclusive environment where your financial needs are understood and prioritized. By becoming a member at East Texas Professional, you'll gain access to a variety of financial services designed just for you, along with the opportunity to be part of a cooperative that truly cares about its members. To learn more about eligibility requirements or to check if you qualify, visit our detailed page at http://www.etpcu.org/join/membership-eligibiliy. When you're ready to open an account, the process is simple! You can start your journey by visiting us online at https://app.consumer.meridianlink.com/apply.aspx?lenderref=etpcu062221&list=ccvlplst or by giving us a call at (903) 639-4115. We're located at 1412 E 1St Hughes Springs Tx 75656, and our team is here to help you every step of the way as you join our friendly family at East Texas Professional!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether it's via card, mobile, or online transactions. Our merchant services are designed to enhance your customer experience while streamlining your operations. If you're ready to take your business to the next level, visit us at 1412 E 1St Hughes Springs Tx 75656 in Hughes Springs, TX, or call us at (903) 639-4115. Let's work together to turn your business dreams into reality!

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses. This means more opportunities for local entrepreneurs to invest in their visions and create jobs within our community.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we haven't forgotten about you! Our Business Banking services, including Merchant Services and Business Loans, are designed to help your venture thrive. We know how crucial it is for businesses to have reliable banking support, so we make sure our services meet your specific needs.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we prioritize features like Online & Mobile Banking. You can easily manage your finances from the comfort of your home or while out running errands. Plus, with our ATM and cash withdrawal services available around the clock, accessing your money has never been easier. If you're visiting us in person at our branch located at 1412 E 1St Hughes Springs Tx 75656, you'll find friendly staff ready to assist with basic drive-thru banking for quick deposits and withdrawals.

Get Started Today!

With a commitment to quality service and member satisfaction, East Texas Professional is here for all your financial needs. If you're ready to take the next step towards achieving your financial goals or simply want more information about our offerings, don't hesitate to reach out! Call us at 903-639-4115 or visit us online at www.etpcu.org today!

Personal Banking Solutions

Starting with personal banking, we offer Checking and Savings Accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our convenient online and mobile banking platforms. You can manage your accounts anytime, anywhere, making it simple to check balances, transfer money, or even pay bills on the go. For those planning to purchase a vehicle, our Auto Loans and Vehicle Financing options provide competitive rates and flexible terms. Picture driving off in your new car sooner than you thought possible! We also offer Mortgage Loans and Refinancing, helping you navigate the process of buying or refinancing a home with ease.

Support for Your Financial Goals

If you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans can provide the financial relief you need. Additionally, our Credit Cards with Rewards let you earn points on everyday purchases, giving you more value as you spend.

Digital & Online Banking

Enjoy Flexible Payment Options

Additionally, we offer mobile payments so you can make purchases directly from your phone no need for cash or cards! This feature adds another layer of convenience for members who are always on the move. At East Texas Professional, we believe that banking should be simple and accessible for everyone. Dive into our digital world today and experience banking like never before!

Key Features of Our Digital Banking Services

Our online banking platform, accessible at https://www.etpcu.org/, offers a variety of features to help you stay on top of your finances. You can easily check your account balances, pay bills, and transfer money all from the comfort of your home or on-the-go. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. For those moments when you need to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends or family instantly. Whether you're splitting a bill or sending a gift, it's all just a few clicks away.

Security and Convenience

Your security is our priority. With electronic signature authorization available, signing documents online is both safe and straightforward. Our mobile application lets you manage your accounts right from your smartphone, ensuring that you always have access to your financial information at your fingertips.

Financial Strength

Growing Together

The trust you place in us is evident through our impressive numbers: 171,417 total share accounts showcase a strong and growing member base that believes in our mission. Additionally, we have available net shares (funds for lending and investments) totaling $3,227,843. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 1412 E 1St Hughes Springs Tx 75656 or call (903) 639-4115 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

We prioritize your savings. Members' funds are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, with non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $5,924,556, which enables us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 263 full-time employees and 88 part-time employees who ensure our branches are always ready to serve you with knowledgeable support.

Our Financial Health

With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $215,685,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,259 in used auto loans and $879,464,891 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our friendly team is here to guide you through the process and ensure you find a financing solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $19,599,140 provide the capital needed to grow and expand your business. We understand that every business is unique, so we work closely with you to create customized solutions that align with your objectives. If you're considering refinancing any of these loan types or want to explore eligibility options for our products, please reach out. Our knowledgeable staff is ready to assist you in making informed decisions about your financial future. For more information on our loan offerings or to get started today, contact us at 903-639-4115 or visit us at 1412 E 1St Hughes Springs Tx 75656. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to financial success begins here!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,362,087 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your spending power while keeping your finances manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your financial situation. Whether you're looking to purchase a new home or refinance an existing mortgage, we are dedicated to helping you navigate the process smoothly.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in empowering borrowers to secure better deals.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each listing is backed by rigorous data validation processes, allowing users to trust the information they see.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EAST TEXAS PROFESSIONAL CREDIT UNION - Hughes Springs, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Hughes Springs, TX (75656)

Introduction

Branch History & Mission

Community Focus

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Merchant Services

Outstanding Loan Portfolio

Comprehensive List Of Services

Business Banking Services

Convenience at Your Fingertips

Get Started Today!

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

Enjoy Flexible Payment Options

Key Features of Our Digital Banking Services

Security and Convenience

Financial Strength

Growing Together

Member Savings and Investments

Operational Efficiency

Our Financial Health

Reinvesting for Your Benefit

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Get Started Today

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