East Texas Professional Credit Union Henderson TX | Affordable Auto Loans & Business Banking

Introduction

At East Texas Professional, we believe that strong communities are built on trust and support. Located at 723 E Main St, Henderson, TX 75652, our branch has been serving members since 1953. With a dedicated team of 351 employees, we are proud to serve over 100,552 members in the Henderson area and beyond. Our commitment to excellence is reflected in our impressive financial standing, boasting total assets of $1,309,011,176 and total deposits reaching $153,539,106. While you can visit us at our physical location for personalized service, please note that official correspondence should be sent to the same address as our branch. As your trusted financial partner, we offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions tailored to meet your needs. Led by our CEO William Norton and Board President Vicente Huerta, we strive to empower our members with the best financial tools available. Our focus is on building lasting relationships within our community while ensuring that your financial goals are achieved through sound advice and innovative solutions. With $19,790,651 in cash readily available and a net worth of $238,215,228, we are well-positioned to support your financial journey. Whether you're looking to secure an auto loan from our portfolio of 41,616 loans and leases or need assistance with personal banking options, we're here for you. We invite you to visit us or give us a call at 903-657-3375 during our lobby hours from 9 AM to 5 PM Monday through Friday. Discover how East Texas Professional can help you achieve your financial dreams! For more information about our services or to become a member, feel free to explore our website at etpcu.org.

Branch History & Mission

Community Commitment

Beyond financial services, we actively engage in community outreach efforts. We partner with local organizations to support initiatives that uplift families and enhance lives throughout Henderson and surrounding areas. Whether it's sponsoring local events or participating in charity drives, we take pride in giving back. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 723 E Main St., Henderson, TX 75652 if different from the branch address.

Join Us Today!

We invite you to experience the East Texas Professional difference. Whether you're looking for reliable banking solutions or want to become part of a caring community, we are here for you. Let us help you navigate your financial journey with confidence. For more information about membership or services offered, don't hesitate to reach out at 903-657-3375 or visit us online at www.etpcu.org. Join us today and be part of something special!

Our Journey

Starting with just a handful of members, East Texas Professional has blossomed into a thriving credit union with over 100,000 members today. Our branch at 723 E Main St, Henderson, TX 75652 is more than just a financial institution; it's a place where people come together to support one another. As we expanded our services and offerings over the years, we remained focused on what truly matters: empowering our members through education, resources, and community involvement. Our total assets currently stand at an impressive $1,309,011,176. This growth reflects not only the trust placed in us by our members but also our commitment to responsible management and sustainable practices. We strive to provide services that cater to every financial need whether it's personal banking solutions like checking and savings accounts or loans for vehicles and homes.

Our Mission

At East Texas Professional, our mission is clear: to deliver personalized financial services while fostering strong ties within our community. We believe in treating every member as family and understanding their unique needs. Our goal is not just to provide banking services but to create an environment where everyone feels valued and supported. We are dedicated to ensuring that all members have access to essential financial tools. Our offerings include online and mobile banking for convenient transactions anytime, anywhere; drive-thru services for quick visits; and ATMs for easy cash access. We also prioritize making banking accessible to all by adhering to ADA compliance standards.

Branch Location & Accessibility

Convenient Access

Parking is readily available, making it simple for you to stop by. Plus, our branch is equipped with ADA-compliant features to ensure everyone can access our services comfortably. For those who prefer a quick transaction, we offer drive-thru banking, allowing you to manage your deposits and withdrawals without leaving your vehicle.

Operating Hours

We know life can be busy, which is why we're open Monday through Friday from 9 AM to 5 PM. Whether you need help with personal banking, auto loans, or even business banking solutions, our dedicated team is here to assist you during these hours.

Services Offered

At East Texas Professional, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that work for you. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. If you're looking for a reliable financial partner in Henderson, look no further! While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same address: 723 E Main St, Henderson, TX 75652. We invite you to come visit us or give us a call at 903-657-3375. Our friendly staff at East Texas Professional is ready to help you achieve your financial goals!

Member Eligibility

At East Texas Professional, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We open our doors to individuals who share our commitment to building a better financial future together. To find out more about specific eligibility requirements, feel free to check out our detailed information at http://www.etpcu.org/join/membership-eligibiliy. Once you're ready, opening an account is just as simple! You can get started by visiting our account opening page at https://app.consumer.meridianlink.com/apply.aspx?lenderref=etpcu062221&list=ccvlplst. If you have any questions or need assistance, don't hesitate to give us a call at (903) 657-3375. Join us at our branch located at 723 E Main St Henderson Tx 75652, and let's embark on this journey together!

Business Banking & Commercial Services

Driving Economic Growth

With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses right here in Henderson, TX. Partner with us at East Texas Professional, located at 723 E Main St Henderson Tx 75652, and let's work together to turn your business goals into reality. For more information, give us a call at (903) 657-3375 or visit our website at https://www.etpcu.org/.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly, whether they're shopping online or in-store. Our merchant solutions help you manage transactions efficiently, so you can focus on what you do best growing your business.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to launch new initiatives, hire more staff, and enhance their services.

Comprehensive List Of Services

Accessibility Features

Our branch at 723 E Main St Henderson Tx 75652 is equipped with basic drive-thru banking for quick deposits and withdrawals. If you're on the go or prefer not to step inside the branch, our drive-thru service ensures that simple transactions are handled quickly and efficiently. In conclusion, whether you're a member looking for personal banking solutions or a business seeking financial support, East Texas Professional is dedicated to meeting your needs with comprehensive services tailored just for you. If you have any questions about how we can assist you further or if you'd like more information about opening an account, please don't hesitate to reach out at 903-657-3375 or visit us online at www.etpcu.org. Your journey towards better financial health starts here!

Business Banking Solutions

For our business members, we offer specialized Business Banking services including merchant services and business loans. We recognize the unique challenges businesses face and aim to provide solutions that promote growth and success.

Digital Convenience at Your Fingertips

We know how important convenience is in today's fast-paced world. That's why we've invested in robust Online & Mobile Banking platforms. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills without ever needing to visit our branch physically. Plus, our ATM & Cash Withdrawal Services provide easy access whenever you need cash.

Home Financing Options

When it comes to finding a place to call home, our Mortgage Loans & Refinancing services are here to guide you every step of the way. Whether you're buying your first home or refinancing an existing mortgage, our expert team will work closely with you to ensure you understand all your options and find the best fit for your financial situation.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer Personal Banking options that include checking and savings accounts. These accounts come with features that help you track your spending and grow your savings effortlessly. Imagine having a dedicated account where your funds can grow while still being easily accessible for day-to-day expenses. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel of your dream car. We understand that buying a car is a significant investment, which is why we offer competitive rates and flexible terms tailored to fit your budget.

Rewarding Credit Options

Our Credit Cards with Rewards allow you to earn points on everyday purchases. This means that every time you swipe your card, you're not just spending; you're also earning rewards that can be redeemed for travel, merchandise, or even cash back.

Support for Everyday Needs

Sometimes life throws unexpected challenges at us. Our Personal Loans & Debt Consolidation services are designed to help you navigate these hurdles by providing access to quick funds when needed. Whether it's consolidating debt or covering unexpected expenses, we're here to support you.

Digital & Online Banking

On-the-Go Banking

For those who are always on the move, our mobile application provides the same great features as online banking right in the palm of your hand. You can make mobile payments, send person-to-person transfers, and check balances quickly and easily. Our app ensures you have access to your money whenever you need it. With East Texas Professional, managing your finances is accessible and convenient whether at home or on the go. Join us today and experience banking that fits into your lifestyle!

Online Banking Features

You can explore all our online banking services by visiting https://www.etpcu.org/. From checking your account balance to transferring money, everything is just a few clicks away. Whether you need to pay bills or track your spending, our user-friendly interface makes it simple for you to stay on top of your finances.

Security and Ease of Use

Security is a top priority at East Texas Professional. We use advanced technology to keep your information safe, so you can bank with peace of mind. Plus, with features like electronic signature authorization, signing documents is straightforward and secure no need to print anything out! And if you prefer going paperless, we offer e-statements that allow you to view your transactions any time you want.

Financial Strength

At East Texas Professional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The trust you place in us is matched by our strong financial health and commitment to serving your needs. With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $215,685,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $15,259 in used auto loans and $879,464,891 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $5,924,556, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 88 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,227,843. Total Share and Deposit Accounts: 171,417, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 723 E Main St Henderson Tx 75652 or call (903) 657-3375 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. We provide flexible financing options that fit your budget and lifestyle. Plus, if you need to refinance an existing auto loan, we can help with that too!

Credit Lines

For those who need extra flexibility, our credit lines totaling $194,147,844 provide a convenient way to access additional funds when needed. This can be particularly useful for managing cash flow or unexpected expenses. At East Texas Professional Credit Union, we pride ourselves on providing personalized service and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan products further by visiting our website here or contacting us directly at 903-657-3375. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and stress-free. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, ensuring you have access to the funds necessary for your dream home. Our team is here to guide you through the process and answer any questions you may have.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,362,087 in loans helping members manage their finances effectively. This option allows you to handle emergencies or everyday purchases without the burden of collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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EAST TEXAS PROFESSIONAL CREDIT UNION - Henderson, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Henderson, TX (75652)

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Driving Economic Growth

Merchant Services That Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Accessibility Features

Business Banking Solutions

Digital Convenience at Your Fingertips

Home Financing Options

Personal Banking Solutions

Rewarding Credit Options

Support for Everyday Needs

Digital & Online Banking

On-the-Go Banking

Online Banking Features

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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