East Texas Professional Credit Union Hallsville TX | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to East Texas Professional, your trusted financial partner located at 802 W Main Street, Hallsville, TX 75650. Since our establishment in 1953, we have dedicated ourselves to serving our community with integrity and commitment. With over 100,000 members and total assets exceeding $1.3 billion, we pride ourselves on being a cornerstone of financial stability in East Texas. At East Texas Professional, we understand that every member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards. Our total deposits stand at an impressive $153,539,106, reflecting the trust our members place in us. Under the leadership of CEO William Norton and Board President Vicente Huerta, our team of 351 employees is committed to providing you with personalized service that puts your financial goals first. We also maintain a solid net worth of $238,215,228, ensuring we can support your banking needs today and in the future. While you can always visit us at our branch for all your banking needs, feel free to reach out by phone at 903-323-0230 for any inquiries or assistance. We're here to help you navigate your financial journey with confidence! Explore more about us on our website: East Texas Professional Credit Union. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Accessibility

In today's world, convenience is key. That's why we offer an array of digital banking services including online banking, mobile payments, and electronic statements. Our branch is ADA compliant, ensuring that everyone can access our services without barriers. Additionally, we provide drive-thru banking for easy transactions on-the-go and have ATMs available for quick cash withdrawals. While members can visit us at 802 W Main Street, official correspondence should be sent directly to this address as we do not have a separate mailing address.

Join Us Today!

As we look forward to what's next for East Texas Professional Credit Union, we invite you to join us in this journey. Experience firsthand how we prioritize your needs and support the community around us. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. For more information or to become a member today, please call us at 903-323-0230 or visit our website at www.etpcu.org. Together, let's build a brighter financial future!

Our Mission

At East Texas Professional Credit Union, our mission is simple yet profound: to improve the financial well-being of our members while fostering a sense of community. We strive to provide personalized financial solutions whether it's helping you secure an auto loan, open a checking account, or plan for your future with mortgage options. We believe in empowering individuals through financial education and support. We are not just about banking; we are about building relationships. Our team actively engages in local outreach efforts, forming partnerships with schools and organizations to promote financial literacy and community growth. We aim to be more than just your credit union; we want to be a trusted partner in your financial journey.

Branch Location & Accessibility

Easy Access and Amenities

When you visit us, you'll find ample parking available right outside our doors, making it simple to pop in for a quick transaction or an in-depth consultation. Our branch is also designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can comfortably access our services. We are proud to offer a range of services to meet your banking needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Plus, if you're on the go, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We welcome you Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This means you have plenty of opportunities throughout the week to come in and take care of your banking needs.

Stay Connected

Have questions? Feel free to reach out! You can give us a call at 903-323-0230 for any inquiries or assistance. We also provide ATM services if you need cash outside of regular business hours. While members can visit us at 802 W Main Street, official correspondence should be sent directly to our branch address as there is no separate mailing address provided. Come visit us at East Texas Professional Credit Union today! We look forward to helping you achieve your financial goals with ease and convenience.

Member Eligibility

At East Texas Professional, we believe in creating a welcoming community where everyone can thrive. Becoming a member is straightforward and open to anyone who lives, works, worships, or attends school in our vibrant Hallsville area. Whether you're looking for a safe place to manage your savings or seeking affordable loan options, joining us means you'll have access to personalized financial services tailored just for you. To find out more about the specific eligibility criteria, feel free to check out our detailed guidelines at http://www.etpcu.org/join/membership-eligibiliy . Ready to take the next step? Opening an account at East Texas Professional is simple and convenient. You can start your application process online through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=etpcu062221&list=ccvlplst . If you have any questions or need assistance, don't hesitate to give us a call at (903) 323-0230. We're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running your daily operations without the hassle of complicated transactions. Our services ensure you can focus on what matters most serving your customers. Accept payments easily and securely, enabling you to keep cash flowing smoothly while building lasting relationships with your clients. Visit us at 802 W Main Street Hallsville Tx 75650 in Hallsville, TX, or call us at (903) 323-0230 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses, East Texas Professional offers tailored business banking solutions. From merchant services that facilitate transactions to business loans that help fund growth, we understand what it takes to run a successful enterprise.

Credit Cards & Rewards

Make your spending work for you with our credit cards that come with rewards. Whether it's cash back or travel perks, these cards can help you earn benefits while managing your purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your money has never been easier. Plus, our ATMs are available for cash withdrawals and balance checks whenever you need them.

Drive-Thru & ATM Services

We know that sometimes you need quick service without stepping inside the branch. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs also provide easy access to your funds without any hassle. At East Texas Professional, we aim to create a warm atmosphere where every member feels valued. With our friendly staff ready to assist you at (903) 323-0230, we're here to answer any questions you may have about our services.

Get Started Today!

Ready to explore all that East Texas Professional has to offer? Visit us at 802 W Main Street Hallsville Tx 75650 or check out our website at Hallsville Office for more information on how we can help meet your financial needs. Join us today and experience the difference in community-focused banking!

Personal Banking Solutions

For individuals and families, we offer a range of personal banking services that cater to everyday needs. You can open checking and savings accounts that fit your lifestyle, making it easier to manage your finances. If you're considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you on the road quickly. Homeownership dreams are within reach with our mortgage loans and refinancing options. Our knowledgeable staff is here to guide you through the process, ensuring that you find the right fit for your situation. Additionally, we provide personal loans for various needs, such as debt consolidation or unexpected expenses.

Digital & Online Banking

E-Statements and Real-Time Management

Say goodbye to paper clutter! With e-statements available, you can view your financial statements electronically. This not only helps the environment but also allows for easy tracking of your financial activities. You can manage your accounts in real-time and stay updated on all transactions without the wait.

Mobile Banking at Your Fingertips

Our mobile application puts banking right in your pocket. From checking balances to making person-to-person transfers, everything is just a tap away. Our mobile payments feature enables you to make purchases quickly and securely, so you can focus on what matters most without worrying about carrying cash.

Security You Can Trust

At East Texas Professional, we prioritize your security. Our digital banking services come equipped with advanced security features to protect your personal information and transactions. You can bank with peace of mind knowing that we have systems in place to keep your data safe. In summary, our digital and online banking services are designed with you in mind offering convenience, security, and control over your finances whenever you need it. Experience the ease of modern banking today with East Texas Professional!

Financial Strength

Commitment to Innovation

With $215,685,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to adapt and grow is further exemplified by our substantial portfolio: $15,259 in used auto loans and $879,464,891 in total loans and leases support our members' financial goals across various sectors.

Growing Trust

The trust placed in us by our members is evident with 171,417 total share accounts. This growing member base highlights the confidence you have in East Texas Professional, reinforcing our commitment to being your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 802 W Main Street Hallsville Tx 75650 or call (903) 323-0230 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 88 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Members' savings are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position reflects our dedication to supporting our members' needs while ensuring the long-term viability of our credit union. Our net worth ratio of $1,817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we can assist you with competitive financing options that suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $19,599,140 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored financial solutions.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we also offer credit lines with total loans amounting to $194,147,844. Additionally, our unsecured credit card loans, totaling $7,362,087, provide an easy way to handle day-to-day purchases without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, make buying or refinancing simple. We provide support throughout the process to ensure you understand your options and find the best fit for your needs.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options for new ones, our team is ready to guide you through the process. We believe in making finance approachable and straightforward for all our members. At East Texas Professional located at 802 W Main Street Hallsville Tx 75650, we're dedicated to helping our community thrive financially. If you have questions or want more information about our loan products, don't hesitate to reach out at 903-323-0230. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us partner with you on your financial journey!

Loan Aggregator

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Ensuring Accurate Comparisons

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EAST TEXAS PROFESSIONAL CREDIT UNION