East Texas Professional CU Gilmer TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to East Texas Professional, where community and finance come together! Located at 1091 Us Highway 271 N, Gilmer, TX 75644, our branch has proudly served its members since 1953. With a commitment to providing reliable financial services, we currently support a vibrant membership of over 100,552 individuals. At East Texas Professional, we understand that our community's financial health is essential. That's why we have grown our total assets to an impressive $1,309,011,176, ensuring we are equipped to meet your needs. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as loans and merchant services, we've got you covered. Our CEO, William Norton, and Board President, Vicente Huerta, lead our dedicated team of 351 employees who are here to help you every step of the way. We take pride in fostering relationships built on trust and support. Our members benefit from a robust range of services including online banking options, ATMs, and drive-thru service for added convenience. If you're curious about our financial offerings or want to explore how we can assist you further, don't hesitate to reach out! Call us at 903-323-0230 during our lobby hours or visit us at our website www.etpcu.org. Join us today and experience the difference that a local credit union can make in your financial journey!

Branch History & Mission

Community Commitment

Community engagement is at the heart of what we do. We take pride in forming partnerships with local organizations and participating in outreach efforts that uplift those around us. This commitment allows us not only to serve but also to grow as part of an interconnected community fabric.

Join Us

As we look toward the future, we invite you to be part of our story at East Texas Professional Credit Union. Experience firsthand how we can help you achieve your financial goals while making a difference in your community. Visit us today at our Gilmer branch or give us a call at 903-323-0230 for more information on how you can become a member and enjoy the benefits we offer. Together, let's build a brighter financial future!

Our Journey

From its humble beginnings, East Texas Professional has evolved significantly. We started with a simple mission: to provide accessible financial services to our members while fostering a sense of community. Over the years, we have built a robust foundation that now boasts total assets of over $1.3 billion. This growth reflects our commitment to meeting the diverse needs of our members from personal banking solutions to business loans. As we expanded, so did our offerings. Today, we provide various services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedication to innovation has led us to embrace digital advancements like online and mobile banking, ensuring that members can manage their finances conveniently and securely.

Our Mission

At East Texas Professional Credit Union, our mission is clear: we are dedicated to improving the financial well-being of our members while actively supporting the community around us. We believe in providing not just financial services but also education and resources that empower individuals to make informed decisions about their money. We strive to maintain an inclusive environment where everyone feels welcome. Our team is committed to assisting members through every step of their financial journey whether you are saving for your first home or looking for support in managing debt. Our drive-thru service and ATM availability reflect our focus on convenience and accessibility.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at (903) 323-0230. We look forward to welcoming you into our community-focused branch where your financial well-being is our top priority! Come by today and discover how we can help you achieve your financial goals.

Convenient Access and Features

Parking is readily available right outside our doors, making it simple to pop in for a visit. Our location is designed with accessibility in mind, ensuring that everyone can navigate comfortably, including those with mobility challenges. For your convenience, we offer both ATM access and drive-thru banking services. Need to deposit a check or withdraw some cash? Our drive-thru hours are Monday through Thursday from 7:30 AM to 6 PM and Saturday from 8 AM to 1 PM. If you prefer to come inside, our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Services Offered

At the East Texas Professional Credit Union Gilmer Office, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, our friendly staff is here to help you every step of the way. We also offer online and mobile banking options for added convenience. While members can visit us at 1091 Us Highway 271 N Gilmer Tx 75644, any official correspondence should be sent directly to the address provided upon request.

Member Eligibility

At East Texas Professional, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're wondering whether you can join us, you'll be pleased to know that membership is open to anyone who lives, works, or worships in our area. We also welcome family members of existing members, making it easy for loved ones to benefit from our services. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.etpcu.org/join/membership-eligibiliy . Joining is simple! You can open an account with us by visiting our branch located at 1091 Us Highway 271 N Gilmer Tx 75644, or by applying online through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=etpcu062221&list=ccvlplst . If you have any questions or need assistance, don't hesitate to reach out at (903) 323-0230. We're here to help you every step of the way as you embark on your journey with East Texas Professional!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that streamline transactions and enhance customer experiences. Imagine being able to accept payments seamlessly from your customers, whether in-store or online. This convenience not only improves cash flow but also builds customer loyalty, allowing you to focus on what you do best running your business. Located at 1091 Us Highway 271 N Gilmer Tx 75644 in Gilmer, TX, we are here to help you navigate your financial journey. Connect with us today at (903) 323-0230 to explore how our business banking services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local businesses in Gilmer, we offer specialized business banking services that include merchant services and business loans. We recognize the importance of supporting local entrepreneurs and providing them with the tools they need to thrive.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. At East Texas Professional, we provide extensive online and mobile banking features so you can manage your finances on-the-go. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Additionally, our drive-thru banking service offers quick access for deposits, withdrawals, and simple transactions without leaving your vehicle. With lobby hours from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and Saturday hours from 9 AM to 1 PM, we strive to accommodate your busy schedule.

Credit Options That Work for You

We understand that life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need quick cash for an emergency or want to simplify your payments into one manageable loan, we've got you covered. For those who enjoy earning rewards while spending, consider applying for one of our credit cards with rewards. It's an excellent way to get more from your everyday purchases!

Get Started Today!

Whether you're a long-time member or new to East Texas Professional, we invite you to experience all the benefits we offer. Visit us at 1091 Us Highway 271 N Gilmer Tx 75644 or give us a call at 903-323-0230 for more information about how we can assist you on your financial journey. Don't wait take control of your finances today! Explore our services further by visiting our website at etpcu.org.

Personal Banking Solutions

Managing your day-to-day finances should be easy and accessible. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having the convenience of online banking right at your fingertips, allowing you to check balances, transfer funds, and pay bills from anywhere with just a few clicks. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever. Picture yourself driving off in your dream car with competitive rates that suit your budget. And if homeownership is on your mind, explore our mortgage loans and refinancing options designed to help you secure the best terms possible.

Digital & Online Banking

24/7 Access

Our commitment to member service means that our online banking services are available 24/7. You can access your account anytime you need it, ensuring that help is always at hand when you need it most. In summary, at East Texas Professional, we combine security with convenience in all of our digital banking offerings. Explore our services today by visiting https://www.etpcu.org/ and experience the ease of modern banking!

Key Services

With our online banking platform available at https://www.etpcu.org/ , you can check your balance, pay bills, and transfer money without stepping foot in a branch. Plus, we offer person-to-person transfers so you can send money to friends or family quickly and easily. And if you prefer to handle things on your phone, our mobile application is ready to help you manage your accounts with just a few taps. Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are protected while giving you the freedom to sign documents digitally. This means less hassle and more efficiency when it comes to managing your finances.

Real-Time Management

We also provide e-statements so that you can keep track of your account activity effortlessly. By opting for electronic statements, you'll receive real-time updates without having to wait for paper copies in the mail. This not only helps the environment but also keeps your information organized and accessible. And let's not forget about mobile payments! With this feature, making purchases is as easy as using your phone no need for cash or cards. Just tap and go!

Financial Strength

At East Texas Professional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to be confident in where you put your money, and our strong financial foundation allows us to provide you with the best possible service. With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $215,685,336 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,259 in used auto loans and a total of $879,464,891 in loans and leases. Our net income of $0 reflects our commitment to maintaining stability while ensuring continued support for our members. We also take pride in having 263 full-time employees and 88 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,227,843. Total Share Accounts: 171,417, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 1091 Us Highway 271 N Gilmer Tx 75644 or call 903-323-0230 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Loan Services

For business owners seeking growth opportunities, we have outstanding commercial loans totaling $19,599,140, providing the capital needed to expand your business operations. Our comprehensive services ensure that both personal and business banking needs are met under one roof. If you're interested in any of our loan products or want to know more about eligibility requirements and application processes, feel free to reach out at (903) 323-0230 or visit us at 1091 Us Highway 271 N Gilmer Tx 75644. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At East Texas Professional Credit Union, we are committed to supporting you through every financial decision you make!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. We have flexible terms to fit different budgets and lifestyles. Plus, if you're considering refinancing your existing auto loan, we can assist with that too!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,362,087 in loans helping members manage their finances effectively. These credit cards come with rewards and can be a great way to handle unexpected expenses or make larger purchases while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, make buying or refinancing simple. We offer various mortgage products tailored to your financial situation. If you want to explore eligibility options or learn more about refinancing your current mortgage, our team is here to help.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy guarantees that users receive reliable information when exploring their borrowing options.

EAST TEXAS PROFESSIONAL CREDIT UNION