East Texas Professional Credit Union Carthage TX | Best Auto Loans & Business Banking

Introduction

Welcome to East Texas Professional, your trusted partner for financial growth and community support, located at 1925 W Panola St, Carthage, TX 75633. Since our establishment in 1953, we have dedicated ourselves to serving the needs of our members now numbering over 100,552 with a strong commitment to personalized service and local impact. At East Texas Professional, we proudly manage assets totaling $1,309,011,176, ensuring that your money is in safe hands. With a robust loan portfolio of 41,616 loans and leases and total deposits amounting to $153,539,106, we are well-equipped to provide the financial solutions you need. Our net worth stands at an impressive $238,215,228, reflecting our stability and dedication to our members. Our leadership team is here to guide you every step of the way. Led by CEO William Norton and Board President Vicente Huerta, we prioritize your financial well-being above all else. We're not just about numbers; we're about people your friends and neighbors in the community. Whether you're looking for personal banking services like checking and savings accounts or more specialized products such as auto loans and mortgages, we've got you covered. Visit us today or give us a call at 903-323-0230. Discover how East Texas Professional can help you achieve your financial goals while making a positive impact in Carthage and beyond!

Branch History & Mission

Community Engagement

Our commitment extends beyond just financial services; we're dedicated to uplifting the communities we serve. Through various outreach programs and partnerships with local organizations, East Texas Professional actively participates in initiatives that promote financial literacy and support those in need. We believe that by investing in our community, we help build a brighter future for everyone. While members can visit us at 1925 W Panola St, official correspondence should be sent to our mailing address if needed. Our dedicated team is here to assist you during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. You can also reach us at 903-323-0230 for any inquiries or assistance.

Join Us

As we look towards the future, we invite you to become part of our journey at East Texas Professional. Experience the benefits of membership where your financial goals are supported by a team that genuinely cares about your well-being. Whether you're looking for a simple checking account or planning for a major life purchase, we're here to help every step of the way. Join us today and discover how East Texas Professional can make a difference in your financial life!

Branch Location & Accessibility

Call or Visit Us Today!

At East Texas Professional Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. If you have any questions or want to learn more about our offerings, feel free to give us a call at 903-323-0230. We invite you to visit us soon your financial journey starts here!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the beautiful Carthage Civic Center and close to multiple dining options. We understand that accessibility is important, so our location features ADA-compliant ramps and ample parking to ensure everyone can visit us comfortably.

Operating Hours and Services

Our friendly team is ready to serve you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. With both ATM availability and drive-thru banking options, managing your finances has never been easier. Enjoy quick transactions like deposits and withdrawals without leaving your car!

Member Eligibility

Becoming a member of East Texas Professional feels like joining a warm and welcoming community where your financial well-being is the top priority. If you live, work, or worship in the East Texas area, you're already on your way to enjoying the benefits of membership. Our doors are open to individuals and their families who meet these simple criteria. At East Texas Professional, we believe that everyone deserves access to personalized financial services tailored just for them, whether you're looking for checking accounts, auto loans, or business banking solutions. To start your journey with us, just visit our eligibility page at http://www.etpcu.org/join/membership-eligibiliy for the full details on how to qualify. When you're ready to open an account, the process is quick and easy; you can find all the information you need at https://app.consumer.meridianlink.com/apply.aspx?lenderref=etpcu062221&list=ccvlplst . If you have any questions or need assistance along the way, don't hesitate to reach out at (903) 323-0230. We look forward to welcoming you to our family at East Texas Professional, located at 1925 W Panola St Carthage Tx 75633!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $19,599,140, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine being able to accept payments easily from customers at any time, whether they're shopping online or in-store. This flexibility not only enhances customer satisfaction but also boosts your sales potential. If you're ready to elevate your business with reliable banking solutions, visit us at 1925 W Panola St Carthage Tx 75633 in Carthage, TX, or give us a call at (903) 323-0230. Let's work together to build the future of your business!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we understand that managing finances is crucial to success. Our Business Banking services include merchant services and business loans that cater specifically to the needs of local businesses. We aim to support growth within our community by providing reliable financial solutions.

Convenient Online and Mobile Banking

In today's fast-paced world, having access to your accounts anytime and anywhere is vital. Our robust Online & Mobile Banking platforms make it easy for you to check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments all from the comfort of your home or on the go.

Flexible Financing Options

Life can sometimes throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation services are here to help you manage those costs without stress. With competitive rates and flexible terms, you can consolidate debt or cover unforeseen expenses with ease. Don't forget about our rewarding Credit Cards with Rewards, perfect for earning points on everyday purchases while enjoying the flexibility of credit.

Get in Touch Today!

We invite you to explore all the ways we can serve you at East Texas Professional. Whether you need assistance opening an account or have questions about any of our services, feel free to reach out at 903-323-0230. We're here Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at our Carthage branch today and discover how we can help you achieve your financial dreams! Visit us online at etpcu.org for more information about membership eligibility and account opening procedures.

Personal Banking Made Simple

At East Texas Professional, we offer various personal banking services that help you manage your finances effectively. Our Checking & Savings Accounts come with features designed to fit your lifestyle. You can easily access your funds through our ATM services and basic drive-thru banking for deposits, withdrawals, and other simple transactions. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help get you on the road quickly. We work with you to find a financing solution that fits your budget. For those looking to buy a home or refinance an existing mortgage, we provide tailored Mortgage Loans & Refinancing services to ensure you have the best rates possible.

Digital & Online Banking

Key Features of Our Digital Banking Services

We offer electronic signature authorization for a hassle-free way to sign documents without needing to visit a branch. Plus, our e-statements are available to help you keep track of your finances while reducing paper clutter it's better for the environment too! Need to make quick payments? Our mobile payments feature lets you pay with ease using your smartphone. You can also download our mobile application for even more convenience. With it, you'll have access to all your banking features right at your fingertips. Sending money to friends or family? Our person-to-person transfer service makes it simple and fast. Just a few taps on your phone can get money where it needs to go without any fuss. Your security is our top priority. We employ robust measures to protect your personal information while ensuring that every transaction is secure. You can bank with peace of mind knowing that we take every precaution necessary. In short, East Texas Professional offers a comprehensive suite of digital banking services designed for today's busy lifestyle. Experience real-time account management and enjoy the freedom of banking on your terms!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $290,135,011 in share certificates and $98,792,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 263 full-time employees and 88 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $215,685,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,259 in used auto loans and $879,464,891 in total loans and leases.

Strong Financial Health

With a net worth of $238,215,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusting Relationships

Total Share and Deposit Accounts stand at 171,417, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $3,227,843, further illustrating our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Texas Professional is your trusted partner. Visit us at 1925 W Panola St Carthage Tx 75633 or call (903) 323-0230 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

In addition to these popular products, we also have credit lines totaling $194,147,844, allowing you the flexibility to borrow as needed without having to reapply each time. For business owners seeking growth opportunities, our outstanding commercial loans amounting to $19,599,140 are available to provide the capital necessary for expansion. If you're considering refinancing options or checking eligibility for any of our loan products, we encourage you to reach out to us at 903-323-0230 or visit our website at East Texas Professional for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey toward financial success starts here at East Texas Professional!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $309,488,446 in used vehicle loans and $241,020,062 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,176,020, which provide flexible terms and competitive interest rates to help you achieve your dream of owning a home.

Unsecured Credit Card Loans

For those managing daily expenses or planning larger purchases, we also offer flexible terms on unsecured credit card loans. With a total of $7,362,087 in loans helping members manage their finances effectively, our credit cards provide easy access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without hidden fees or misleading information.

EAST TEXAS PROFESSIONAL CREDIT UNION