East Orange VA Hospital Credit Union NJ | Best Auto Loans & Business Banking

Introduction

At East Orange V.A.H. Federal Credit Union, we believe in building a strong community through trust and reliability. Established in 1957, our commitment to our members has only grown over the years. Located at 385 Tremont Ave, East Orange, NJ 07018, we proudly serve over 2,134 members with a wide array of financial services designed to meet your needs. Our credit union has seen significant growth, boasting total assets of $20,870,148 and total deposits reaching $2,365,565. With a focus on personalized service, we offer various loan options, including 704 loans and leases, ensuring that you have the resources to achieve your financial goals. Whether you need an auto loan or are looking to consolidate debt, we've got you covered. Led by CEO Josephine Centrella and Board President Richard Mannes, our dedicated team of four employees is here to assist you every step of the way. We understand that each member's journey is unique, and we strive to provide tailored solutions to help you thrive financially. While members can visit us at our branch location, official correspondence should be sent to the same address: 385 Tremont Ave, East Orange, NJ 07018-1023. You can reach us by phone at 973-672-2073 during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. Explore what we can do for you by visiting our website at eovahfcu.com. Join us today and experience the benefits of being part of a credit union that prioritizes your financial well-being!

Branch History & Mission

Community Engagement

Beyond financial services, we take pride in our community outreach efforts. We actively seek partnerships that uplift local initiatives and contribute positively to the lives of those around us. Our commitment extends beyond banking; we aim to be a valuable resource for educational programs and support networks within East Orange. As technology evolves, so do we. Our online banking platform allows members to manage their finances conveniently from anywhere. Additionally, we offer person-to-person payment services for easy transactions between friends and family. Join us today! Experience the benefits of being a member of the East Orange Va Hospital Federal Credit Union where your financial well-being is our priority. Together, let's build a brighter future for you and our community. For more information or assistance, feel free to contact us at 973-672-2073 or visit our website at eovahfcu.com. We look forward to welcoming you!

Our Mission

At East Orange Va Hospital Federal Credit Union, we believe in empowering individuals and families through accessible financial services tailored to their unique needs. Our mission is clear: to provide exceptional banking options while fostering community growth and support. Whether it's through personal checking accounts, auto loans, or mortgage refinancing, we are committed to helping our members achieve their financial goals. We prioritize accessibility and inclusivity in all that we do. Our operating hours are designed to accommodate busy schedules open from 7:30 AM to 4:00 PM Monday through Friday. While we currently do not offer ATM or drive-thru services, our team is always ready to assist you directly within the branch.

Branch Location & Accessibility

Accessibility and Convenience

At East Orange Va Hospital, we believe in making banking accessible for everyone. While we don't offer drive-thru services or ATMs at this location, our branch is designed with accessibility in mind. We have ample parking available, including ADA-compliant features to ensure all members can easily access our services.

Operating Hours

We understand that life can be busy, so we're open Monday through Friday from 7:30 AM to 4:00 PM. This allows you plenty of time to visit us before or after work, or even during your lunch break. If you need assistance or have any questions, feel free to reach out at 973-672-2073; we're always happy to help!

Services Offered

At East Orange Va Hospital, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our online banking options make managing your finances easier than ever! While members can visit us at 385 Tremont Ave for all their banking needs, official correspondence should be sent to the same address: 385 Tremont Ave, East Orange, NJ 07018-1023.

Visit Us Today!

We invite you to stop by and discover the many ways we can assist you with your financial goals. At East Orange Va Hospital, we're more than just a credit union; we're a community partner dedicated to helping you thrive. Come see us soon!

Member Eligibility

At East Orange Va Hospital, we believe that everyone deserves a place in our community. If you're looking to join a supportive group that prioritizes your financial well-being, becoming a member is simple and welcoming! To be eligible for membership, you typically need to meet certain criteria, which often include being an employee or volunteer at specific organizations associated with us, or residing in the local area. We encourage you to check out the full details on our eligibility requirements by visiting . Joining us not only opens the door to personal banking services tailored for you but also connects you with a network of members who share similar goals. Once you're ready, opening an account is just as easy! You can start the process online by following this link: https://www.amimembernet.com/eovahfcu/loan-application . If you have any questions or need assistance, feel free to give us a call at (973) 672-2073. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer robust merchant services that make transactions easier for you and your customers. Imagine a small café accepting payments swiftly while enhancing customer satisfaction with seamless service. Our merchant solutions help you manage transactions efficiently, allowing you to focus on what matters most growing your business. Visit us at 385 Tremont Ave East Orange Nj 07018 in East Orange, NJ or give us a call at (973) 672-2073 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services that cater to your unique financial needs. From merchant services that simplify payment processing to business loans that help fund your next venture, East Orange Va Hospital is here to support local entrepreneurs.

Call to Action

We invite you to explore all that East Orange Va Hospital has to offer by visiting us at 385 Tremont Ave East Orange Nj 07018 in East Orange, NJ, or check out our website at East Orange V.a.h. Federal Credit Union for more information on how we can assist you with your financial journey. Join us today and experience personalized service that puts you first!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With just a few clicks, you can check your account balances, transfer funds, or pay bills from anywhere at any time. Plus, our person-to-person payment service makes it easy to send money to friends or family without hassle. While we may not have ATMs or drive-thru services at this location, we prioritize accessibility through our online platforms and responsive customer service team available at (973) 672-2073 during business hours.

Financial Solutions

If debt is weighing you down, consider our personal loans for debt consolidation. We aim to make repayment manageable so that you can regain control of your finances. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you save and manage your money effectively. Imagine being able to easily access your funds online or through our mobile banking platform, making it simple to track your spending and savings goals. Additionally, if you're in the market for a new vehicle or need some extra cash, our auto loans and vehicle financing options are here to assist. With competitive rates and flexible terms, you can hit the road without breaking the bank. For those considering home ownership or looking to refinance an existing mortgage, our mortgage loans provide tailored solutions to fit various budgets. You'll appreciate the straightforward application process and the support from our knowledgeable staff who can guide you every step of the way.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balances, transfer money, and pay bills anytime you need. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few clicks. Plus, if you prefer paperless statements, we offer e-statements for your convenience, so you can view your transactions without cluttering your mailbox. For those who love using their smartphones, although we currently don't have a mobile application or mobile payments available, rest assured that our online banking platform is fully optimized for mobile use. This means you can easily manage your accounts from any device with internet access.

Security & Ease of Use

We prioritize your security as much as your convenience. Although we do not currently support electronic signature authorization, our online banking system is designed to keep your information safe while providing an easy-to-use interface. Navigating through your accounts has never been simpler! At East Orange Va Hospital, we are committed to ensuring you have real-time control over your finances whenever and wherever you need it. With accessible features tailored for ease of use, managing your money is not just efficient but also secure and straightforward. Join us today and experience the benefits of modern banking at https://www.eovahfcu.com/ !

Financial Strength

Commitment to Growth

With $2,351,661 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $140 in used auto loans and $9,876,135 in total loans and leases.

Growing Membership Base

Total Share Accounts stand at 2,733, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continuously improve and provide the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East Orange Va Hospital is your trusted partner. Visit us at 385 Tremont Ave East Orange Nj 07018 or call (973) 672-2073 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $10,144,370 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,482,449, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,182 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,542,395 in used vehicle loans and $1,542,220 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options make it easy to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to secure a comfortable space for you and your family.

Personal Loans and Credit Lines

If you need flexibility in managing your finances, we provide personal loans and credit lines. With a total of $1,340,000 available, these products help you tackle everything from unexpected bills to planned expenses without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the benefits of rewards and low-interest rates. For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although there are currently no outstanding commercial loans issued at East Orange Va Hospital, we are here to support your business needs when you're ready to take that step. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We're committed to finding the best solutions tailored specifically for your financial situation. For more information about our loan offerings or to start your application today, feel free to contact us at (973) 672-2073 or visit us at our branch located at 385 Tremont Ave East Orange Nj 07018 in East Orange, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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EAST ORANGE VA HOSPITAL FEDERAL CREDIT UNION