East County Schools Credit Union Menlo Park CA

Introduction

Welcome to East County Schools, your trusted partner in financial services, located at 2440 Sand Hill Rd Ste 301, Menlo Park, CA 94025. Since our establishment in 1956, we have been dedicated to providing exceptional service and support to our community. With a total membership of 4,646 and assets exceeding $150 million, we are proud to be a cornerstone of financial stability for families and individuals in the area. At East County Schools, we understand that every member's journey is unique. That's why we offer a range of tailored financial solutions designed to meet your specific needs. Whether you're looking to secure a loan over 4,762 loans and leases currently funded or manage your savings with confidence (we hold over $2,976,707 in deposits), we've got you covered. Our commitment goes beyond just numbers. Under the leadership of our CEO, Steven Devan, and Board President, Paul Schnaubelt, we strive to foster a welcoming environment where members feel valued and supported. Our dedicated team of 15 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch location, official correspondence should be directed to the same address for efficiency: 2440 Sand Hill Rd Ste 301, Menlo Park, CA 94025-6900. We invite you to explore our services further by visiting our website at eastcountyschools.org or by calling us directly at 650-645-3000. Join us as we continue to make a positive impact in our community! Your financial well-being is our priority, and we look forward to serving you.

Branch History & Mission

Community Engagement

Our impact extends beyond traditional banking as we actively engage in partnerships with local schools and organizations. By supporting educational initiatives and community outreach efforts, we aim to give back to the very people who have supported us throughout the years. As a member-driven credit union, your voice matters. Together, we can continue making a difference in Menlo Park and beyond.

Join Us Today!

If you're looking for a financial partner that truly cares about your needs and aspirations, consider joining East County Schools. We invite you to explore how we can help you achieve your financial goals while being part of a caring community. Visit us today or check out more information on our website at eastcountyschools.org. Your future starts here!

Our Mission

At East County Schools, we believe in empowering individuals through financial education and innovative banking solutions. Our mission is not just about offering loans or savings accounts; it's about uplifting our community by providing resources that enhance financial literacy and foster economic growth. We strive to create an inclusive environment where every member feels valued and supported on their financial journey. We are proud of the digital advancements we've implemented, ensuring that all members can access their accounts anytime through online banking or mobile applications. We also remain committed to ADA compliance so that everyone can benefit from our services without barriers.

Our Story

From our humble beginnings, East County Schools has evolved into a vital part of the Menlo Park community. As we established ourselves, we focused on building relationships founded on trust and support. Over the years, we have witnessed significant milestones that reflect our growth and dedication most notably, our total assets now exceed $150 million. This achievement speaks volumes about our members' confidence in us and the strength of our community. While you can always reach us at our branch location, official correspondence should be sent to 2440 Sand Hill Rd Ste 301, Menlo Park, CA 94025-6900. We invite you to visit us and experience firsthand how we prioritize your needs.

Branch Location & Accessibility

Convenient Access

Finding us is straightforward, with plenty of parking available right outside our doors. Our facility meets ADA compliance standards, ensuring that everyone can access our services comfortably. Whether you're visiting us in person or need assistance over the phone, you can reach us at 650-645-3000 our team is always ready to help!

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open every day of the week, providing round-the-clock access to our services. You can come by any time before midnight on weekdays for all your banking needs.

Services Offered

While we currently offer ATM services only, we're committed to providing essential banking solutions that cater to your needs. Please note that we do not have drive-thru service or shared services at this location. However, we strive to make every visit as pleasant and efficient as possible. If you need to send official correspondence, please remember that while members can visit us at our branch address, official mail should be directed to the same location: 2440 Sand Hill Rd Ste 301, Menlo Park, CA 94025-6900. We invite you to stop by East County Schools today! Our dedicated team looks forward to assisting you with all your financial needs and helping you achieve your goals. Come visit us soon!

Member Eligibility

At East County Schools, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're wondering about eligibility, you'll be pleased to know that it's open to those who live, work, or attend school in the communities we serve. We welcome individuals and families alike, making it easy for you to step into a world of personalized financial services designed just for you. To get the specifics on what qualifies you for membership, check out the details at https://ecsfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=144&key=davecfmasug%3d#/thingsyouneed . Opening an account is just as straightforward! You can begin your journey with us by visiting this link: https://internetloanapplication.cudl.com/eastcounty/ . If you have any questions along the way, don't hesitate to reach out at (650) 645-3000. We're here to help you every step of the way as you join our supportive family at East County Schools, located at 2440 Sand Hill Rd Ste 301 Menlo Park Ca 94025. Welcome aboard!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. Imagine being able to access the funds you need to expand your operations, hire new employees, or invest in vital equipment. Our loans can empower you to take those crucial steps toward achieving your business goals.

Merchant Services

In today's fast-paced market, efficient payment processing is key to customer satisfaction. Our merchant services make it easy for you to accept payments in various forms, ensuring that your customers have a smooth checkout experience. Whether you're a brick-and-mortar store or an online retailer, our solutions help streamline transactions and keep your cash flow steady. Located at 2440 Sand Hill Rd Ste 301 Menlo Park Ca 94025 in Menlo Park, CA, we're dedicated to helping businesses like yours succeed. Reach out at (650) 645-3000 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Digital Banking Features

In addition to traditional banking methods, we embrace modern solutions that make managing your finances simpler. Our digital banking features allow you to handle transactions from the comfort of your home or while on the go. Whether you're paying bills, transferring funds, or checking your balance, our online banking platform is user-friendly and secure. With 24/7 access to your accounts through our mobile application, you'll never be out of touch with your finances. You can even make mobile payments or send money directly to friends and family using person-to-person services all from your smartphone!

Our Offerings

One of the standout features of East County Schools is our commitment to convenience and accessibility. We understand that life can be busy, which is why we offer ATM Services Only. This means you can quickly and easily access your funds whenever you need them without the hassle of long wait times or complex procedures. Imagine it's a weekend morning, and you suddenly realize you need cash for an unexpected outing. With our ATM services, just swing by one of our locations, and you're set to go in no time!

Why Choose Us?

Choosing East County Schools means joining a community-focused credit union that truly cares about its members. We're here not just to provide services but also to help you navigate your financial goals. Whether it's saving for a dream vacation or managing daily expenses, we're with you every step of the way. If you have any questions or would like to learn more about how our services can benefit you, don't hesitate to reach out! Give us a call at (650) 645-3000 or visit us online at https://www.eastcountyschools.org . Let's work together towards a brighter financial future!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which help you keep track of your transactions while reducing paper clutter. Plus, if you're on the go, our mobile application makes it simple to manage your accounts right from your smartphone or tablet. Security is a top priority at East County Schools. We use electronic signature authorization for added protection when you sign important documents digitally. This ensures that your sensitive information remains safe while making processes smoother for you. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease. Whether it's splitting a bill or sending a gift, transferring funds has never been easier or faster. With mobile payments enabled at East County Schools, you can make purchases using your phone without the need for cash or cards. It's a quick and secure way to handle transactions wherever you are. In summary, our digital and online banking services are crafted to provide you with accessibility and ease-of-use while ensuring real-time management of your finances. Experience the convenience of banking at your fingertips with East County Schools!

Financial Strength

Community Trust

Total Share Accounts stand at 11,332, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, East County Schools is your trusted partner. Visit us at 2440 Sand Hill Rd Ste 301 Menlo Park Ca 94025 or call (650) 645-3000 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $12,517,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $433 in used auto loans and $81,545,146 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $18,866,305 in share certificates and $20,949,379 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $361,878, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $12,879,657, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,141,569 in used vehicle loans and $7,054,414 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our team is here to assist you every step of the way.

Credit Lines

For those who need a little extra flexibility in their finances, our total credit lines amount to $15,000,000. This can be an excellent option for managing cash flow or covering costs that may arise unexpectedly. At East County Schools in Menlo Park, CA, we're committed to supporting our members' financial journeys. If you have questions about our loan offerings or want to explore refinancing options available for any of these products, please don't hesitate to reach out at 650-645-3000. We're here 24/7 to assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,514,305, making buying or refinancing simple. We can guide you through the process and help determine eligibility options so that you can find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,134,427 in loans helping members manage their finances effectively. This option provides quick access to cash for unexpected expenses or planned purchases without requiring collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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EAST COUNTY SCHOOLS FEDERAL CREDIT UNION - Menlo Park, CA