Earthmover Credit Union Yorkville IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Earthmover, your trusted partner in financial wellness located at 1008 N Bridge St, Yorkville, IL 60560. Since opening our doors in 1958, we've been dedicated to serving our community and helping over 31,203 members achieve their financial goals. With total assets amounting to a robust $417,880,243 and total deposits of $49,997,891, we stand as a pillar of stability and support. At Earthmover, we understand that every member's journey is unique. That's why our diverse offerings from checking and savings accounts to auto loans and personal financing are designed with you in mind. Our team of 89 dedicated employees, led by CEO Kelly McDonough and Board President Ronald Westphal, is here to ensure that your banking experience is seamless and rewarding. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at P.O. Box 2937, Aurora, IL 60507-2937. With cutting-edge online and mobile banking options available, managing your finances has never been easier. Whether you're looking to open a new account or explore loan options our doors are always open for you! Feel free to give us a call at 630-844-4950 or visit our website at earthmovercu.com for more information. Join us at Earthmover today, where we prioritize your financial success!

Branch History & Mission

At Earthmover, we are proud of our rich legacy that has flourished since our doors opened in 1958. Nestled in the heart of Yorkville, IL, at 1008 N Bridge St, we have grown from a small community-focused credit union into a trusted financial partner for over 31,000 members. Our journey reflects not just growth in numbers but a deep commitment to serving our community with compassion and integrity. From the beginning, Earthmover was founded on the principle of empowering individuals and families through accessible financial services. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a new car, buying a home, or saving for the future. Over the years, our total assets have reached an impressive $417,880,243, enabling us to offer robust products like personal loans, auto financing, and business banking solutions. Our mission is clear: to enhance the lives of our members by providing exceptional service and tailored financial solutions. We strive to be more than just a credit union; we aim to be an integral part of the communities we serve. This commitment drives us to engage in various outreach initiatives that support local charities and events throughout Yorkville and beyond. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 2937, Aurora, IL 60507-2937. Our operating hours are designed with your convenience in mind: we welcome you Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM; on Wednesday from 9:00 AM to 1:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:30 PM. In addition to our traditional banking services, we embrace technology to enhance your experience. Our offerings include online banking, mobile payments, and ATM access available at our location for your ease. We also take pride in being ADA compliant and ensuring that all members have access to our services. As we look toward the future, Earthmover remains dedicated to building lasting relationships with each member while adapting to their evolving needs. Join us today and discover how becoming a member of Earthmover can positively impact your financial journey. Experience firsthand the difference of working with a credit union that truly cares about you!

Branch Location & Accessibility

Welcome to Earthmover, your friendly financial partner located conveniently at 1008 N Bridge St, Yorkville, IL 60560. Our branch is nestled in the heart of Yorkville, making it easy for you to stop by and meet all your banking needs. We are close to local landmarks that many residents know well, ensuring that finding us is a breeze. At Earthmover, we strive to make banking as accessible as possible. Our branch features ADA-compliant facilities, including ramps and spacious pathways for easy navigation. Plus, there's ample parking available so you can visit us without any hassle. While our branch is here to serve you in person, if you need to send official correspondence, please use our mailing address: P.O. Box 2937, Aurora, IL 60507-2937. We understand that life can be busy! That's why we offer flexible operating hours to fit your schedule. You can visit us on Monday, Tuesday, and Thursday from 9:00 am to 5:00 pm; Wednesday from 9:00 am to 1:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 12:30 pm. In addition to our welcoming lobby, we also provide convenient services like ATM access and drive-thru banking for quick transactions. Whether you're depositing a check or withdrawing cash, we've got you covered with efficient service. If you're looking for personalized assistance with personal banking services such as checking and savings accounts or auto loans and mortgages, our friendly staff is ready to help. And don't forget about our shared service center which offers additional convenience for members of partner credit unions! Feel free to reach out at 630-844-4950 if you have any questions or need more information. We invite you to visit us today at Earthmover in Yorkville where we're committed to serving you better!

Member Eligibility

At Earthmover, we believe that everyone deserves access to a supportive financial community. If you're looking to become a member, you're in for a treat! Joining us is open to individuals who live, work, worship, or attend school in the area around 1008 N Bridge St Yorkville Il 60560. We welcome you with open arms and offer a range of benefits designed to enhance your financial well-being, including competitive loan rates and personalized banking services. Becoming a member is simple and inclusive. Just reach out to us at (630) 844-4950 for guidance on how to get started. You can also check out our eligibility criteria for more details on what it takes to join our community by visiting this link. Once you meet the requirements, opening an account is straightforward, allowing you to enjoy all the advantages that come with being part of Earthmover. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the capital you need when opportunities arise. For instance, if you're a local retailer planning to launch a new product line, our commercial loans can provide the necessary funding to purchase inventory or enhance your marketing efforts.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and improve cash flow. Our tools can help you process payments seamlessly, whether in-store or online. This means less time worrying about payment processing and more time focusing on what matters growing your business. Discover how Earthmover can be your partner in success at our branch located at 1008 N Bridge St, Yorkville, IL 60560. If you have questions, feel free to call us at 630-844-4950. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our Business Banking services include everything from Merchant Services to Business Loans. We understand the unique challenges businesses face and are committed to helping you succeed financially.

Convenient Access and Support

Accessing your account has never been easier with our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. Additionally, if you're a member of another partner credit union, you can benefit from our Basic Shared Branch Transactions, making it convenient to manage your finances on-the-go. At Earthmover, we're not just about banking; we're about building relationships and supporting our members in achieving their financial goals. If you're ready to explore how we can assist you further or have any questions about our services, don't hesitate to reach out at 630-844-4950. Join us today and experience firsthand how Earthmover can enhance your financial journey!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! With every purchase you make, earn points that can be redeemed for travel, cash back, or gift cards. It's a great way to get more from your spending while enjoying the perks of being an Earthmover member.

Home Financing Options

Buying a home is one of the biggest decisions you'll make in life. Our Mortgage Loans & Refinancing services are here to guide you through the process. We offer personalized support so you can find the right mortgage product that suits your needs and budget.

Loans for Personal Needs

Life can throw unexpected expenses your way, which is why we also provide Personal Loans & Debt Consolidation options. These loans are crafted to help you manage debt more effectively or fund important purchases allowing you peace of mind during tough times.

Personal Banking Solutions

We understand that personal banking is more than just transactions; it's about building a financial foundation. That's why we offer Checking & Savings Accounts that help you manage your money effectively. Our accounts come with user-friendly features, ensuring that you can access your funds anytime, anywhere through our Online & Mobile Banking options. With easy mobile payments and electronic statements, keeping track of your finances is simpler than ever.

Vehicle Financing

For those dreaming of hitting the open road, our Auto Loans & Vehicle Financing services make it possible. We provide competitive rates and flexible terms to fit your budget, whether you're purchasing a new vehicle or refinancing an existing loan. Imagine driving off in your dream car without the financial stress this is what we aim for.

Digital & Online Banking

Key Features

Our online banking platform lets you check balances, pay bills, and transfer funds quickly and securely. You can also enroll in e-statements, which means you'll receive your account statements electronically. This not only helps reduce paper clutter but also ensures you have immediate access to your financial information whenever you need it. If you're always on the move, our mobile application is perfect for you! With this app, you can take advantage of mobile payments, making transactions as simple as a tap on your phone. Plus, you'll enjoy the benefit of electronic signature authorization for a hassle-free experience when signing documents online.

Security and Accessibility

We prioritize the security of your personal information. Our systems use advanced technology to protect your data while giving you peace of mind. Whether you're checking your balance late at night or transferring funds during lunch, our user-friendly interface makes it easy for anyone to navigate. While person-to-person transfers aren't currently offered, our other features ensure you can manage your finances effectively without any extra stress. With everything available at just a click or swipe, staying in control of your money has never felt so good. Explore all that Earthmover has to offer with our digital banking solutions today! Visit us at https://www.earthmovercu.com/ to get started.

Financial Strength

Investing in Your Future

Our commitment extends beyond basic banking services. With $67,688,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial aspirations with $93,182 in used auto loans and $250,436,625 in total loans and leases, catering to various needs from vehicle purchases to home financing.

Member-Centric Savings

Members' savings are secured through $65,171,342 in share certificates and $27,262,326 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency and dedication to service. Our $1,480,141 indicates our ability to sustain competitive offerings while ensuring member satisfaction remains our top priority. We also take pride in having 85 full-time employees and 4 part-time employees who are always ready to assist you with their expertise.

Robust Financial Health

With a net worth of $81,695,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts: 54,768, showing a strong and growing member base that trusts us with their finances. This trust fuels our growth and inspires us to serve you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Earthmover is your trusted partner. Visit us at 1008 N Bridge St Yorkville Il 60560 or call (630) 844-4950 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,661,806 in used vehicle loans and $24,097,014 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find something that fits your lifestyle.

Credit Lines

For those who prefer having available funds at their fingertips, we also provide credit lines totaling $66,695,180. This option gives you the flexibility to borrow only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $34,025,905, which can help you secure a place to call your own. Whether you are buying your first home or refinancing an existing mortgage, we are here to guide you through the process.

Refinancing Options

If you're interested in refinancing any of your current loans or mortgages, we can assist with that as well! Our team is ready to help evaluate your options and find a plan that works for your situation. For more details about our loan offerings or eligibility requirements, feel free to reach out at 630-844-4950 or visit us at our branch located at 1008 N Bridge St Yorkville Il 60560. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Earthmover can help you achieve your financial dreams today!

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We currently offer $21,693,121 in unsecured credit card loans that help our members manage their finances effectively. These cards come with rewards and benefits designed to support your spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive is reliable and up-to-date.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EARTHMOVER CREDIT UNION - Yorkville, IL

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