Earthmover Credit Union Oswego IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Earthmover, your trusted financial partner located at Ecu Co Oswego High School, Oswego, IL 60543. Since opening our doors in 1958, we have dedicated ourselves to serving our members with integrity and commitment. With a robust membership of 31,203 and total assets reaching $417,880,243, we strive to provide a wide range of services tailored to meet the needs of our community. At Earthmover, we believe in making banking accessible and straightforward. Our offerings include personal banking products like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also cater to businesses by providing merchant services and business loans. All these services are designed to empower you financially. While you can visit us directly at our branch location, please note that official correspondence should be directed to our mailing address: P.O. Box 2937, Aurora, IL 60507-2937. Under the leadership of CEO Kelly McDonough and Board President Ronald Westphal, our team of 89 employees works tirelessly to ensure that your banking experience is seamless and satisfying. We pride ourselves on our financial strength; with total deposits of $49,997,891, net worth standing at $81,695,030, and over 149,521 loans offered to our members. We invite you to explore how we can assist you on your financial journey. Whether you have questions or need assistance, feel free to reach out at (630) 551-3564. Visit us today or check out our website at Earthmover Credit Union for more information!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a bank; we are a partner in community development. Through various outreach initiatives and partnerships with local organizations, we strive to give back and make a positive impact in Oswego. Our efforts focus on building strong relationships within the community because we understand that when our members thrive, so does the entire community.

Join Us

If you're looking for a financial institution that genuinely cares about your success and offers personalized service tailored to your needs, look no further than Earthmover. Join us today and experience firsthand how we can support your financial journey. For any inquiries or assistance, feel free to call us at (630) 551-3564. We look forward to welcoming you into our Earthmover family!

Our Journey

Founded with the mission to provide affordable financial services, Earthmover started as a small organization dedicated to improving the financial well-being of its members. Over the years, we have achieved significant milestones, including growing our total assets to an impressive $417,880,243. This growth reflects not only our commitment to sound financial practices but also our dedication to serving the needs of our community. Our branch operates during school hours to accommodate the busy schedules of students and their families. We invite you to visit us Monday through Friday from 11:05 AM to 1:18 PM. While we currently do not offer ATM or drive-thru services, we ensure that our in-branch experience is welcoming and efficient.

Our Mission

At Earthmover, our mission goes beyond just providing financial products; we are deeply committed to supporting our community. We believe in empowering individuals and families by offering personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal is to help you achieve your financial dreams while fostering a sense of belonging among our members. As part of our commitment to excellence, we embrace digital advancements that enhance your banking experience. Our online banking platform allows for easy account management from the comfort of your home, while mobile payments make transactions simple and secure.

Branch Location & Accessibility

Call to Action

We invite you to come by and experience the welcoming atmosphere at Earthmover. If you have any questions or need assistance before your visit, don't hesitate to call us at 630-551-3564. We look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it simple to incorporate a visit into your daily routine. Whether you're dropping off your kids at school or enjoying a stroll in one of the nearby parks, stopping by is a breeze. We are committed to ensuring accessibility for all our members. The location is equipped with ADA-compliant features including ramps and designated parking spaces, so everyone can access our services comfortably.

Operating Hours and Services

Our lobby hours run from 11:05 AM to 1:18 PM on normal school days, providing you with convenient banking options during lunchtime. Though we do not have ATM or drive-thru services available at this location, our dedicated staff is ready to assist you with a range of personal banking services. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards we have something for everyone.

Member Eligibility

At Earthmover, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. Becoming a member is easy and welcoming! If you live, work, or attend school in the areas served by our branch, you're likely eligible to join us. We're excited to offer our members a range of benefits, including competitive rates on loans and convenient banking services tailored just for you. For more detailed information on eligibility requirements. If you're ready to take the next step toward membership or have any questions, don't hesitate to give us a call at (630) 551-3564. We're here to help you open an account and start enjoying all the advantages of being part of the Earthmover family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need to invest in new equipment or expand your operations. Our commercial loans can help you take that next step with confidence, ensuring you have the resources required for growth.

Merchant Services

In addition to loans, we provide comprehensive merchant services to streamline your transactions. Whether you're processing payments at your storefront or online, our services are designed to make your life easier. Picture this: a customer walks into your shop and pays with their mobile wallet it's quick, efficient, and keeps your cash flow moving smoothly. At Earthmover, we understand the unique challenges businesses face. Let us partner with you to unlock new opportunities for success! For more information or assistance, call us at (630) 551-3564.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATMs on-site, our branch remains dedicated to ensuring members have convenient access to their funds when they need them most. If you're ready to take control of your financial future or simply want more information about any of these services, don't hesitate to reach out! Call us at (630) 551-3564, visit us at Ecu Co Oswego High School Oswego Il 60543, or explore more at our website. Your financial well-being is our priority at Earthmover!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing make it simple for you. We offer competitive rates to help you get behind the wheel without breaking the bank. Picture driving off in your dream car with an affordable payment plan tailored just for you.

Business Banking

For entrepreneurs and business owners, we also provide comprehensive business banking solutions, including merchant services and business loans designed to foster growth. Whether you're just starting out or looking to expand, we have options that can help propel your business forward.

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they provide perks that enhance your spending experience. Use them wisely, and earn rewards that can be redeemed for travel, merchandise, or cash back making every purchase work harder for you.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, our mortgage loans can guide you through the process smoothly. We'll work with you to find terms that suit your financial situation, helping turn the dream of homeownership into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital access through our online and mobile banking services. You can manage accounts, pay bills, and transfer funds anytime, anywhere all at your fingertips.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options include checking and savings accounts that provide the flexibility you need. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances or transfer money from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. Whether it's for a major purchase or consolidating debt for better management, we're here to help simplify your finances and give you peace of mind.

Digital & Online Banking

At Earthmover, we understand that your time is valuable. That's why we've made it easy for you to manage your finances anytime, anywhere. Our digital and online banking services are designed with your convenience and security in mind, allowing you to take control of your accounts from the comfort of your home or on the go. With our user-friendly online banking platform available at https://www.earthmovercu.com/, you can quickly check your balances, transfer funds, and pay bills all at your fingertips. Need to sign important documents? No problem! Our electronic signature authorization feature allows you to complete transactions securely without the hassle of paperwork. We also offer e-statements, so you can say goodbye to cluttered mailboxes and keep track of your financial activity with ease. With 24/7 online banking services, you're never far from your account details, making it easy to stay informed about your finances whenever you need. For those who prefer managing their accounts on their mobile devices, our mobile application provides all the features you love about online banking right in your pocket. Plus, if you're someone who enjoys the convenience of mobile payments, you're in luck our system supports this feature too! While person-to-person transfers aren't currently offered at Earthmover, our other digital solutions are sure to meet your everyday banking needs. Whether it's checking balances or making payments, we prioritize accessibility and real-time account management. Join us at Earthmover today to experience how our digital and online banking services can simplify your financial life!

Financial Strength

At Earthmover, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your finances are in safe hands. With a net worth of $81,695,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,171,342 in share certificates and $27,262,326 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,688,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $93,182 in used auto loans and a total of $250,436,625 in loans and leases. Our operational efficiency is highlighted by our $0 net income, which allows us to maintain our commitment to offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us is reflected by the 54,768 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Earthmover is your trusted partner. Visit us at Ecu Co Oswego High School Oswego Il 60543 or call 630-551-3564 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to these popular loan products, Earthmover provides personal loans and debt consolidation services tailored to meet diverse financial situations. If you need additional funding for business ventures or personal projects, our knowledgeable team can discuss eligibility options and refinancing possibilities that may suit your needs. At Earthmover, we strive to provide clear and straightforward lending solutions that empower our members to take control of their financial futures. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't hesitate to visit us or call today to learn more about how our loan offerings can help you achieve your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,661,806 in used vehicle loans and $24,097,014 in new vehicle loans already helping members get on the road. We provide competitive terms for both new and used vehicles to ensure that you get the best deal possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,025,905, make buying or refinancing simple. We can guide you through the process and help find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,693,121 in loans helping members manage their finances effectively. This option is ideal if you're looking to consolidate debt or make everyday purchases without the worry of high interest rates.

Loan Aggregator

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EARTHMOVER CREDIT UNION - Oswego, IL

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