Earthmover Credit Union North Aurora IL | Best Auto Loans & Business Banking

Introduction

Welcome to Earthmover, your trusted financial partner located at 1037 W Orchard Rd, North Aurora, IL 60542. Since our establishment in 1958, we've been dedicated to serving our community and meeting the diverse financial needs of over 31,203 members. At Earthmover, we pride ourselves on providing personalized banking services that empower you to achieve your financial goals. While members can visit us at our branch, official correspondence should be sent to our mailing address: P.O. Box 2937, Aurora, IL 60507-2937. With total assets exceeding $417 million and a net worth of $81.7 million, we have built a strong foundation that reflects our commitment to stability and growth. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also cater to businesses through merchant services and business loans. With total deposits of $49.9 million and an impressive loan portfolio of 149,521, we are well-equipped to support both individual and business financial journeys. Led by our experienced CEO, Kelly McDonough, and Board President, Ronald Westphal, our team of 89 employees is committed to delivering exceptional service tailored to your needs. Whether you're looking for online banking solutions or traditional in-branch support, we're here for you every step of the way. Join us at Earthmover today! Call us at 630-844-4950 or visit our website at earthmovercu.com to learn more about how we can help you thrive financially.

Branch History & Mission

Join Us

As Earthmover continues its journey into the future, we welcome you to become part of our growing family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community involvement. Together, let's build a brighter tomorrow!

Our Journey

Since opening our doors, Earthmover has remained dedicated to providing exceptional financial services while fostering a sense of community and belonging among our members. With total assets amounting to $417,880,243 and a membership base that continues to expand, we have built a legacy founded on trust and transparency. Our headquarters are based in Aurora, IL, where we continue to uphold our mission of empowering individuals and families through smart financial choices. Over the years, we've achieved many milestones that highlight our commitment to innovation and member satisfaction. We offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our embrace of technology ensures that members can access online and mobile banking whenever they need it.

Our Mission

The mission of Earthmover is simple yet profound: to provide quality financial services while enriching the lives of our members and contributing positively to the communities we serve. We believe in making banking accessible for everyone offering not just loans and savings accounts but also guidance on how best to achieve financial goals. Our dedication extends beyond just financial transactions; we actively engage with local organizations and events to support community growth. By partnering with various outreach initiatives, we aim to make a difference in the lives of those around us. While members can visit us at 1037 W Orchard Rd for their banking needs, official correspondence should be sent to P.O. Box 2937, Aurora, IL 60507-2937 if necessary. We invite you to reach out at 630-844-4950 or explore our website at Earthmover for more information about how we can assist you.

Branch Location & Accessibility

Accessibility and Features

At Earthmover, we understand that accessibility is crucial for all our members. Our branch features ADA-compliant ramps and ample parking spaces to ensure everyone can visit us comfortably. Plus, with our drive-thru banking service, you can quickly handle your transactions without ever leaving your vehicle. We're also equipped with an ATM for your convenience, available 24/7 for cash withdrawals and balance checks.

Get in Touch!

Have questions? We're just a phone call away at 630-844-4950! We invite you to stop by our North Aurora branch soon and experience our dedicated service first-hand. Your financial well-being is important to us let's work together towards achieving your goals!

Operating Hours

We know how busy life can get, which is why we've tailored our operating hours to fit your schedule. Our lobby is open Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 9:00 AM to 1:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:30 PM. Whether you need personal banking services or assistance with loans and credit cards, we're here when you need us. While members can visit us at the branch address mentioned above, please note that official correspondence should be sent to P.O. Box 2937, Aurora, IL 60507-2937 if that's more convenient for you.

Services Offered

At Earthmover Credit Union, we offer a range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we've got everything covered. Our team is here to help you navigate through options such as personal loans and business banking solutions too!

Member Eligibility

At Earthmover, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple! If you live, work, or worship in our service areas, you're likely eligible to join us. We welcome individuals from various backgrounds and professions, ensuring that our membership reflects the diverse community we serve. To find out more about the specific eligibility requirements, please check out this resource. Joining Earthmover means gaining access to a wide range of personalized financial services designed just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Ready to take the next step? Opening an account is easy! Give us a call at (630) 844-4950, or visit us at our branch located at 1037 W Orchard Rd North Aurora Il 60542. We're here to support you every step of the way as you embark on your financial journey with us.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or expand your operations without the stress of cash flow concerns.

Merchant Services

In today's fast-paced world, having efficient payment processing is crucial for any business. Our merchant services help you accept payments easily and securely, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment solutions, we provide tools that fit your unique needs. With our unwavering support and tailored services, Earthmover is here to help you navigate your business journey with confidence. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer robust solutions such as merchant services and business loans. These services are designed to help your business thrive while simplifying your banking experience.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Ra. With our online and mobile banking platforms, you can manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away. We also offer easy access to ATMs for cash withdrawals and balance checks without any hassle.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions without leaving their car, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions with ease. Additionally, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here at our location. At Earthmover, we're committed to helping you achieve your financial goals through accessible and friendly service. If you have any questions or want to learn more about what we can do for you, don't hesitate to reach out! Call us at (630) 844-4950 or visit us at our branch in North Aurora, IL. Join us today at Earthmover where financial well-being meets community care!

Personal Banking Solutions

We understand that everyone's financial situation is unique. That's why our personal banking services are designed to cater to your specific needs. From checking and savings accounts that help you manage your daily finances to auto loans and vehicle financing that make it easier to drive away in your dream car, we've got you covered. Need a place to call home? Our mortgage loans and refinancing options can assist you in securing the perfect property or lowering your monthly payments. If you're feeling overwhelmed by debt, our personal loans and debt consolidation services can provide the relief you seek. Plus, with our rewarding credit cards, you can earn perks while making purchases.

Digital & Online Banking

Key Features

Explore our online banking platform at https://www.earthmovercu.com/ where you'll find everything from checking balances to transferring funds. Our 24/7 online banking service ensures that you can handle transactions whenever it suits you best. Whether you're at home or on the go, managing your account has never been easier. If you're looking for a safe and straightforward way to sign documents, our electronic signature authorization feature makes it simple to complete transactions without the hassle of paperwork. Plus, with e-statements available, you can stay organized and environmentally friendly by going paperless.

Mobile Banking Experience

Our mobile application enhances your banking experience even further. With features like mobile payments, you can make purchases quickly and securely using your smartphone. Imagine being able to pay for groceries or split a bill with friends in just seconds it's that easy! While person-to-person transfers aren't available right now, we offer other ways to manage your money efficiently. You can also enjoy real-time account management that keeps you updated on your finances whenever you need it.

Security and Support

Security is a top priority at Earthmover. Our online banking services are designed with robust safety measures to keep your information safe while giving you peace of mind as you navigate through your financial tasks. Whether you're tech-savvy or new to online banking, our user-friendly interface ensures that all members can take advantage of these services without any trouble. If you ever have questions or need assistance, our dedicated support team is just a phone call away at (630) 844-4950. Experience the convenience of modern banking with Earthmover today!

Financial Strength

At Earthmover, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health to serve your needs effectively. With a net worth of $81,695,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,171,342 in share certificates and $27,262,326 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on you without relying on non-member deposits we ensure you benefit from better loan rates and exclusive perks. With $67,688,778 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $93,182 in used auto loans and an impressive $250,436,625 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our performance; despite the challenges posed by the current economy, we proudly report a net income of $0 for this period. We also take pride in having 85 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 54,768 total share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Earthmover is your trusted partner. Visit us at 1037 W Orchard Rd North Aurora Il 60542 or call 630-844-4950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,661,806 in used vehicle loans and $24,097,014 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure your vehicle financing fits comfortably within your budget.

Credit Lines

Our credit lines provide additional financial flexibility for unexpected expenses or planned purchases. With a total available balance of $66,695,180, our members have access to funds when they need them most. At Earthmover, we believe in making finance accessible and straightforward. If you're interested in refinancing any of these products or would like more information about eligibility options, please don't hesitate to reach out! For more details about our loan offerings or to apply today, visit us at 1037 W Orchard Rd North Aurora IL 60542 or give us a call at 630-844-4950. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,025,905, make buying or refinancing simple. We work with you through every step of the process to make sure you find a mortgage solution that meets your specific needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,693,121 in loans helping members manage their finances effectively. These cards come with great benefits and can be an excellent way to build or improve your credit score while enjoying purchasing power.

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EARTHMOVER CREDIT UNION - North Aurora, IL

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