Earthmover Credit Union Montgomery IL | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Earthmover, your trusted partner in financial well-being since 1958! Located at 1260 Ogden Ave, Montgomery, IL 60538, we take pride in serving our vibrant community with tailored banking solutions. With a total membership of 31,203 and assets exceeding $417,880,243, we are dedicated to empowering our members through personalized service and innovative financial products. At Earthmover, we understand that every member has unique needs. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to consolidate debt or start a new business venture, our experienced team is here to help you achieve your financial goals. While members can visit us at 1260 Ogden Ave, official correspondence should be sent to our mailing address: PO Box 2937, Aurora, IL 60507-2937. Our friendly staff, led by CEO Kelly McDonough and Board President Ronald Westphal, is committed to ensuring that you feel valued and supported every step of the way. With total deposits amounting to $49,997,891 and cash in hand of $1,726,743, Earthmover stands strong as a reliable financial institution. We are proud to serve you with integrity and transparency, ensuring that your money works for you. Join us in making a difference in our community. Stop by our branch or give us a call at 630-844-4950 today! Let's work together to build a brighter financial future for you and your family. Visit us online at Earthmover Credit Union for more information about our services and offerings.

Branch History & Mission

Join Us

As we continue to grow and adapt to the needs of our members, we invite you to become part of the Earthmover family. Experience firsthand how we can help you achieve your financial goals while contributing positively to the Montgomery community. For any inquiries or assistance, feel free to contact us at 630-844-4950 or explore more about what we offer by visiting our website at Earthmover Credit Union. Join us today and see how Earthmover can make a difference in your life!

Our Journey

From our humble beginnings, Earthmover has evolved to meet the changing needs of our community. Originally founded to provide a safe place for individuals to save and borrow, we've expanded our services significantly. Today, we offer a wide range of financial products including personal banking, auto loans, mortgages, and business banking solutions. Our branch is conveniently located at 1260 Ogden Ave, making it easy for you to visit us for your banking needs. Our growth has been fueled by our dedication to excellence and community engagement. We pride ourselves on being more than just a financial institution; we are a vital part of the local fabric. Over the years, we've formed partnerships with various organizations to support community outreach programs aimed at promoting financial literacy and well-being.

Our Mission

At Earthmover, our mission is simple yet powerful: to empower our members through accessible financial services while fostering community support and development. We believe that everyone deserves access to high-quality financial tools and resources tailored to their needs. Whether you're looking for a checking account or financing for your dream car, we are here to help you succeed. We offer modern conveniences such as online and mobile banking along with traditional services like drive-thru banking and ATM access for your convenience. Our facilities are designed with accessibility in mind so that everyone can take advantage of the services we provide. While members can visit us at 1260 Ogden Ave, official correspondence should be sent to PO Box 2937, Aurora, IL 60507-2937 if different from our branch address.

Branch Location & Accessibility

Additional Services

In addition to our welcoming lobby service, we offer convenient drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, our ATM is available for any cash needs you might have outside of regular hours. If you're looking for shared services with other credit unions, you're in luck! We proudly provide basic shared branch transactions as well. While members can visit us at 1260 Ogden Ave for all their banking needs, official correspondence should be sent to PO Box 2937 in Aurora if necessary.

Convenient Access

At Earthmover, we understand that accessibility is key. Our branch offers ample parking for all our members, ensuring easy access whether you're visiting us for personal banking or simply stopping by for a quick question. For those who may need assistance, we have ADA-compliant features including ramps and accessible entrances, making your visit smooth and hassle-free.

Get in Touch!

Have questions or want more information? Feel free to give us a call at 630-844-4950. The team at Earthmover Credit Union looks forward to welcoming you soon! Come by and discover how we can help you achieve your financial goals in a friendly and supportive environment.

Operating Hours That Fit Your Schedule

We know life can get busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM, Wednesday from 9:00 AM to 1:00 PM, and Friday until 6:00 PM. We even welcome you on Saturday mornings from 9:00 AM to 12:30 PM! Whether you need help with checking accounts, auto loans, or other services, we're here when you need us.

Member Eligibility

At Earthmover, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. If you're looking to become a member, you'll find that eligibility is open to a variety of individuals, including those who live, work, or worship in the area. It's designed to be inclusive, so whether you're new to the community or have been here for years, you may qualify! For detailed eligibility criteria, feel free to check out our resource. Becoming a member at Earthmover not only opens doors to personalized banking services but also connects you with opportunities for financial growth and support. When you're ready to take the next step, opening an account is straightforward and welcoming. You can reach us at (630) 844-4950 if you have any questions or need assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment solution that simplifies transactions and helps you manage your cash flow effortlessly. Our merchant services provide just that allowing you to accept payments easily and quickly. This means more time focusing on what matters most: running your business. Located at 1260 Ogden Ave Montgomery Il 60538 in Montgomery, IL, our dedicated team is ready to help you find the right solutions tailored to your unique needs. Whether it's a loan or merchant service, we are here to partner with you on your journey to success. Contact us today at (630) 844-4950 or visit our website at https://www.earthmovercu.com/ for more information!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner in need of support, we have tailored solutions just for you! Our Business Banking services include essential tools like Merchant Services and Business Loans. With us by your side, managing cash flow and financing growth becomes more straightforward.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Earthmover offers robust Online & Mobile Banking platforms. With these tools at your fingertips, checking balances, transferring funds, and paying bills has never been easier. You can also access ATMs conveniently located nearby for quick cash withdrawals and balance checks. Our branch also provides basic drive-thru banking services for deposits and simple transactions if you're on the go. For members of partner credit unions, we offer basic shared branch transactions so everyone can benefit from our services.

Get in Touch

Ready to take the next step? Call us at 630-844-4950 or visit our website at Earthmover for more information about how we can meet your financial needs. We invite you to experience personalized service that puts you first because at Earthmover, it's all about helping you thrive!

Personal Banking Services

Starting with personal banking, we offer Checking & Savings Accounts designed to fit various lifestyles. Need an account that lets you access your funds easily? Our checking accounts come with features like online banking and mobile payments, allowing you to manage your money from anywhere. If you're looking to save for a special occasion or build an emergency fund, our savings accounts provide competitive rates to help your money grow. When it comes to borrowing, we know life can bring unexpected expenses. That's why we provide Auto Loans & Vehicle Financing that make getting behind the wheel easier than ever. Plus, if you're considering a home purchase or refinancing your current mortgage, our Mortgage Loans & Refinancing options can guide you through the process smoothly. For those moments when you need extra cash for personal projects or debt consolidation, our Personal Loans are there to help you regain control of your finances without stress. And don't forget about our Credit Cards with Rewards, which allow you to earn points on purchases while enjoying flexible payment options.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the availability of e-statements. You can opt for paperless statements, helping you stay organized while being eco-friendly. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. For those who prefer banking on the go, our mobile application is a game-changer. With it, you can make mobile payments seamlessly and manage your accounts right from your smartphone. Imagine paying for groceries or splitting a bill with friends without any hassle all while knowing that your information is safe and secure. While person-to-person transfers aren't currently offered, rest assured that our suite of services remains robust. You can still enjoy real-time account management and keep track of your spending habits effortlessly. At Earthmover, we prioritize your financial security. We use advanced encryption methods to protect your information so that you can bank with peace of mind. Our goal is to provide you with an enjoyable and efficient banking experience whether you're at home or on the move. Explore all the possibilities that digital banking offers at Earthmover by visiting https://www.earthmovercu.com/ today!

Financial Strength

A Growing Community

We have built a strong community with total share accounts numbering 54,768, showcasing the trust members place in us. Our net shares available for lending and investments stand at $0, which reinforces our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Earthmover is your trusted partner. Visit us at 1260 Ogden Ave Montgomery Il 60538 or call (630) 844-4950 to learn more about how we can help you achieve your financial goals.

Committed to Growth

With $67,688,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $93,182 in used auto loans and $250,436,625 in total loans and leases.

Efficient Operations

Our commitment to efficiency is reflected in our operations with a net income of $1,480,141. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Your savings are secured through $65,171,342 in share certificates and $27,262,326 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $81,695,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,661,806 in used vehicle loans and $24,097,014 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a brand-new vehicle or a reliable used one.

Credit Lines

For those needing additional flexibility, our total credit lines amounting to $66,695,180 are available for various purposes. This can be an excellent option for managing cash flow or unexpected expenses. We also recognize that refinancing options exist for many of our products. If you're interested in exploring these opportunities or checking your eligibility for any of our loan offerings, please reach out. At Earthmover located at 1260 Ogden Ave Montgomery IL 60538, we pride ourselves on providing exceptional service and support throughout your borrowing experience. For more information about our loan offerings or to speak with a representative directly, give us a call at 630-844-4950. Let us help you take the next step towards reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,025,905, make buying or refinancing simple. We help you navigate the process so you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,693,121 in loans helping members manage their finances effectively. These cards come with features designed to fit your lifestyle while giving you access to funds when needed.

Loan Aggregator

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EARTHMOVER CREDIT UNION - Montgomery, IL

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