Eagle Community Credit Union Foothill Ranch CA | Best Auto Loans & Business Banking

Introduction

Welcome to Eagle Community, your trusted partner in financial services, located at 27042 Towne Centre Dr Ste 100, Foothill Ranch, CA 92610. Established in 1937, our credit union has grown to serve over 22,856 members, offering a solid foundation built on trust and community engagement. With total assets of $357,471,773 and deposits reaching $37,049,527, we are committed to providing competitive financial solutions tailored to meet your needs. At Eagle Community, we believe that every member deserves personalized service and support. That's why our dedicated team of 115 employees, led by CEO Michael Kim and Board President Edward Flores, is here to assist you with everything from personal banking to business loans. Our commitment to excellence has resulted in a net worth of $37,105,792 and substantial cash in hand amounting to $3,866,909. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: P.O. Box 5196, Lake Forest, CA 92609-8696. Whether you're looking for auto loans, mortgage options, or credit cards with rewards, we have a range of products designed to empower your financial journey. Explore the possibilities today by calling us at 800-324-5328 or visiting our website at eaglecu.org. Your financial success starts here!

Branch History & Mission

Eagle Community has a rich history that dates back to its founding in 1937, when it first opened its doors to the community of Foothill Ranch, CA. Over the decades, this credit union has grown and evolved, becoming a trusted financial partner for individuals and families alike. With a total membership of over 22,000 members, Eagle Community has built a legacy of service, support, and community engagement. Located at 27042 Towne Centre Dr Ste 100, Foothill Ranch, CA 92610, our branch is easily accessible and nestled in a vibrant area surrounded by local shops and landmarks. While members can visit us at this address, official correspondence should be sent to P.O. Box 5196, Lake Forest, CA 92609-8696. At Eagle Community, our mission is clear: we are dedicated to providing exceptional financial services while fostering strong relationships within our community. We understand that our members' needs go beyond just banking; they are about building a better future together. Our commitment extends to offering personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. In addition to traditional banking services, we embrace technology to enhance the member experience. With online and mobile banking options available, members can manage their finances conveniently from anywhere. We also prioritize accessibility by ensuring our facilities are ADA compliant. As part of our community outreach efforts, we actively engage in partnerships with local organizations to support various initiatives that uplift our neighborhoods. Whether through educational programs or charitable contributions, we believe in giving back and making a meaningful impact. Our dedicated team operates with extended hours Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m. to ensure we are here for you when you need us most. Plus, with ATM availability on-site for quick access to cash withdrawals and balance checks, managing your finances has never been easier. As we continue this journey together, we invite you to join the Eagle Community family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their financial well-being. Reach out today at 800-324-5328 or visit us online at Eagle Community to learn more about becoming a member!

Branch Location & Accessibility

Welcome to Eagle Community, located at 27042 Towne Centre Dr Ste 100 in the vibrant city of Foothill Ranch, California! We are proud to serve our members with a convenient and welcoming branch right in the heart of Orange County. Whether you're heading to the nearby Foothill Ranch Towne Centre for shopping or enjoying a day at the picturesque Whiting Ranch Wilderness Park, you'll find us just a stone's throw away, ready to assist with all your banking needs. At Eagle Community, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring easy access for everyone. With ample parking available, visiting us is both hassle-free and inviting. While you're here, take advantage of our ATM services for quick cash withdrawals and balance checks perfect for when you're on the go. We pride ourselves on being available when you need us most. Our lobby hours are designed with your schedule in mind: Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Unfortunately, we do not have drive-thru banking at this location, but our friendly staff is always ready to assist you inside. For any official correspondence or inquiries, please send mail to our mailing address at P.O. Box 5196, Lake Forest, CA 92609-8696. If you have questions or want to learn more about our services ranging from personal banking and auto loans to online and mobile banking don't hesitate to give us a call at 800-324-5328. We can't wait to welcome you into our community!

Member Eligibility

At Eagle Community, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. To join us at our welcoming branch located at 27042 Towne Centre Dr Ste 100 Foothill Ranch Ca 92610, you just need to meet a few simple eligibility requirements. We welcome individuals who live, work, worship, or go to school in the areas we serve. Whether you're looking for personal banking solutions, auto loans, or credit cards with rewards, being part of our community opens up a world of opportunities designed with you in mind. Ready to take the next step? Opening an account is a breeze! You can find all the necessary details and updates about membership eligibility by visiting https://eaglecu-cloud.lending360.com/accountopening/application?membershipanchorset=true#/membership . If you have any questions or need assistance, feel free to reach out to us at (800) 324-5328. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make transactions smoother for your business. For instance, whether you're a small café or a large retail outlet, our payment processing solutions simplify how you accept payments from customers. You focus on running your business while we handle the complexities of payments. Located at 27042 Towne Centre Dr Ste 100 Foothill Ranch Ca 92610 in Foothill Ranch, CA, our team is dedicated to helping you thrive. Reach out today at (800) 324-5328 to discover how we can assist your business with tailored banking solutions!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

We also offer ATM and cash withdrawal services, providing basic ATM access for withdrawals and balance checks whenever needed. With ATMs available near you, accessing cash has never been easier. At Eagle Community, we're proud to serve members in Foothill Ranch and beyond. If you're interested in learning more about any of these services or want assistance choosing the right one for your needs, please don't hesitate to reach out at 800-324-5328 or visit us online at Eagle Community. Your financial well-being is our priority!

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options provide competitive rates that can help make your dream car a reality. Picture driving off in your new vehicle with the confidence that you've secured a great loan from us, ensuring manageable monthly payments without breaking the bank.

Business Banking Services

For entrepreneurs and small businesses, we offer tailored business banking services, including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, which is why we're committed to helping you succeed in every step of your business journey.

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. Whether you're buying your first home or looking to refinance your existing mortgage for better terms, we're here to help. Our team will guide you through the process, making it as smooth as possible so you can focus on turning that house into a home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Whether you're checking account balances on-the-go or transferring money between accounts from the comfort of your home, our digital banking services ensure that managing your finances is just a tap away.

Personal Banking Solutions

For those managing personal finances, we offer various checking and savings accounts tailored to fit different lifestyles. Our accounts come with features that help you save more while keeping your money safe. Imagine having an account that offers easy online access so you can check your balance anytime or set up automatic transfers to boost your savings effortlessly.

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our personal loans and debt consolidation services can provide the support you need. We understand how overwhelming financial obligations can be, which is why we offer flexible options designed to alleviate stress and simplify payments.

Rewarding Credit Cards

Enjoy shopping even more with our credit cards with rewards. These cards allow you to earn points or cash back on everyday purchases. It's like getting rewarded just for using your card! Imagine treating yourself with the extra benefits from spending on things you already buy.

Digital & Online Banking

Key Features

Explore our digital banking offerings through our website at https://www.eaglecu.org/ . With 24/7 online banking services, you can check your account balance, view transactions, and transfer funds at any hour. Plus, enjoy the ease of accessing e-statements whenever you need them no more waiting for paper statements in the mail. For those who love to shop using their phones, our mobile payments feature lets you make purchases quickly and securely. You can also download our mobile application to manage your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer option makes it as easy as a few taps on your screen.

Security and Accessibility

Your safety is our priority. We utilize secure protocols to ensure that your information remains protected while you bank online. You can rest easy knowing that your financial details are safe with us. With all these features at your fingertips, managing your money has never been easier or more efficient. Enjoy real-time account management and take charge of your finances today with Eagle Community's digital banking services!

Financial Strength

Commitment to Growth

With $35,737,459 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,780 in used auto loans and $283,402,214 in total loans and leases. Our operational efficiency is reflected in our $1,165,323, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 34,625, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eagle Community is your trusted partner. Visit us at 27042 Towne Centre Dr Ste 100 Foothill Ranch Ca 92610 or call (800) 324-5328 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $86,691,980 in share certificates and $49,247,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,979,908, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $37,105,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,448,445 in used vehicle loans and $32,509,081 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, and our team is here to assist you every step of the way.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also provide credit lines that give you the flexibility to manage your finances. With $51,305,706 in total credit lines available, you can access funds when you need them most. Furthermore, our unsecured credit card loans total $6,334,625, providing additional options for managing expenses without collateral requirements. Our lending team is ready to discuss your specific needs and guide you through our products. Whether it's for personal use or business purposes (with no outstanding commercial loans currently available), we aim to make the lending process straightforward and transparent. If you're interested in learning more about how our loan offerings can work for you or if you're ready to apply today, please reach out! You can contact us at 800-324-5328 or visit us at our branch located at 27042 Towne Centre Dr Ste 100 Foothill Ranch Ca 92610. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to supporting you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,632,260, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and lifestyle choices. If you're looking to refinance your existing mortgage or explore eligibility options for your first home purchase, we're here to help.

Loan Aggregator

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EAGLE COMMUNITY CREDIT UNION - Foothill Ranch, CA