Welcome to e-m-o-t, a trusted financial institution established in 1954 with a strong commitment to serving our community and empowering our members. Located in the heart of Abilene, TX, we are proud to offer personalized banking solutions tailored to meet the diverse needs of our members. Led by CEO Jerry McIver and Board President Bobby Marshall, our mission revolves around providing exceptional service, fostering financial literacy, and ensuring that everyone has access to quality banking services.

As a federally insured credit union since 1/4/1971 0:00, we prioritize the safety and security of your deposits while striving to make your banking experience as convenient as possible. While we currently do not offer online banking, mobile applications, or other modern banking tools such as e-statements or mobile payments, our dedicated team is always here to assist you with personal banking needs, auto loans, business services, and more. For any inquiries, feel free to reach out via fax at (325) 673-3729. At e-m-o-t, we believe in a member-first approach, where trust and accessibility are at the forefront of everything we do.

At e-m-o-t, we are dedicated to providing our members in Abilene, TX, with a comprehensive suite of financial services designed to meet their everyday banking needs and support significant life milestones. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans and refinancing options, and personal loans for debt consolidation. Additionally, we cater to small businesses through our business banking services that include merchant services and business loans. With 512 members relying on us for their financial well-being, we take pride in being a trusted partner in their journey.

In today’s digital age, we understand the importance of convenience and accessibility. While we currently do not offer online banking or mobile applications, our commitment to member service remains unwavering. We encourage our members to reach out via phone at (325) 673-3729 for personalized assistance with managing their finances or exploring our loan options. For those considering various loan products, tools like https://www.lendmesh.com/loans/mortgage_loans can help you compare rates and find the best fit for your financial goals. To learn more about eligibility for membership and all the benefits that come with it, please visit . At e-m-o-t, we’re here to empower you to achieve your financial aspirations with confidence.

Emot Federal Credit Union stands out as a trusted financial partner in the community, demonstrating a commitment to member service and financial strength. With Total Membership reaching 512, Emot has built a strong foundation of trust and loyalty among its members since opening its doors in 1954. The credit union boasts impressive Total Assets of 9,130,228, reflecting its robust financial position, while maintaining a commendable Net Worth of 3,480,882. This stability is underscored by a Net Worth Ratio of 3,812, ensuring that members' deposits are safeguarded and that the credit union is well-positioned for growth.

In terms of service offerings, Emot provides a diverse range of products tailored to meet the needs of both individuals and businesses. With Total Deposits amounting to 187,317 and a healthy portfolio consisting of Total Loans and Leases at 408, members can rely on Emot for their financial needs, whether it's securing an auto loan with a volume of 356 or accessing other valuable services such as personal loans and credit cards.

Additionally, the credit union’s dedication to transparency is evident in its operations, which are supported by a modest yet efficient team of Total Employees numbering just 2. This small team ensures personalized attention, making every member feel valued and understood. Although Emot has not ventured into commercial loans yet, it remains focused on providing excellent service and building strong relationships within the community.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore their financing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.