E L C O Credit Union | Rewards Credit Cards & Easy ATM Access

Introduction

Welcome to E L C O, a trusted financial partner established in 1975 and headquartered in the heart of Elberton, GA. Under the leadership of CEO Joanne Stowers and Board President Kelly Gary, we are committed to empowering our members through exceptional service and community-oriented values. As an NCUA-insured institution since June 30, 1975, we prioritize the financial well-being of our members, offering a wide range of banking services tailored to meet your needs.At E L C O, we understand that modern banking requires flexibility and accessibility. Although we currently do not offer online banking, mobile applications, or electronic statements, our dedicated team is here to assist you with personal banking, auto loans, mortgage refinancing, and more. With a focus on member-first solutions, we strive to foster relationships built on trust and transparency. For inquiries, feel free to reach us at our fax number: (706) 283-6601. Join us as we work together towards your financial goals!

Financial Services

At E L C O, we understand that managing your finances is a vital part of achieving your goals, whether you're saving for a dream vacation, purchasing your first home, or growing your small business. That's why we offer a comprehensive range of services designed to cater to every financial need. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, and even rewarding credit cards. For our business members, we provide merchant services and business loans that can help take your venture to the next level. With our ATM and cash withdrawal services available for easy access to your funds, you can bank with confidence.In today's fast-paced world, convenience is key, which is why we prioritize digital access for all our members. While we currently do not offer online banking or a mobile application, our commitment remains steadfast in providing personalized support through traditional methods. You can reach out to us at (706) 283-6601 for any inquiries or assistance you may need. If you're interested in becoming a member or learning more about eligibility requirements for details on how to join our community. Additionally, if you're looking to explore competitive loan options or check rates before making decisions, don't hesitate to visit https://www.lendmesh.com/loans/vehicle-loans. We are dedicated to helping you navigate your financial journey with tailored solutions that fit your unique needs.

Financial Highlights

At E L C O, we pride ourselves on being a trusted financial partner deeply rooted in the community since our inception in 1975. With a total membership of 667, we have cultivated strong relationships that empower us to serve our members effectively. Our commitment to providing exceptional financial services is evident in our robust financial standing, as reflected by our total assets of $4,786,976 and a net worth of $940,543. These figures not only highlight our stability but also demonstrate our ability to meet the diverse needs of our members.Our dedication to responsible lending practices is showcased by our total loans and leases, which currently stand at $3,188,875. This allows us to support individuals and families with essential financial solutions, from auto loans—where we boast an impressive volume of $2,208,648—to personal loans and business financing options. We understand that every member’s journey is unique, and we are here to provide tailored support.With total deposits reaching $3,783,251, we ensure that your savings are secure while offering competitive rates that help your money grow. Moreover, our commitment to transparency is underscored by our impressive net worth ratio of 19.65%, which reflects sound management and operational excellence.Our dedicated team of just 2 employees exemplifies the spirit of service that defines E L C O. Each member is committed to delivering personalized assistance, ensuring that you feel valued every step of the way. While we have maintained a strong focus on growth, it's important to note that we operate without any commercial loans or external borrowings, demonstrating our self-sufficiency and prudent approach to finance.Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to explore how E L C O can help you achieve your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle-loans and find the best rates for your needs.

E L C O FEDERAL CREDIT UNION

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Loan rates in Elberton, GA (30635)

Introduction

Financial Services

Financial Highlights

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