Dutch Point Credit Union Waterford CT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dutch Point, your trusted financial partner located at 156 Rope Ferry Rd, Waterford, CT 06385. Established in 1960, we have proudly served our community for over six decades, providing personalized banking solutions tailored to meet the unique needs of our 24,087 members. Our commitment to serving you is reflected in our strong financial foundation, with total assets reaching an impressive $493,498,303 and total deposits of $47,219,718. At Dutch Point, we understand that your financial journey is important. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. With a dedicated team of 73 employees, led by our CEO Charlyn Tanner and Board President Michael Curtin, we strive to ensure every member feels valued and supported. While you can visit us at our Waterford branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 195 Silas Deane Highway, Wethersfield, CT 06109. Our friendly staff is here to assist you during lobby hours on Tuesdays and Thursdays from 8:30 AM to 12:00 PM. We are more than just a credit union; we are a community-focused organization committed to making a positive impact in your life. Whether it's providing financial education or supporting local initiatives, Dutch Point is dedicated to enriching the lives of our members. Ready to take the next step in your financial journey? Call us today at 860-563-2617 or visit our website at www.dutchpoint.org for more information. Join us and experience the difference that a member-focused credit union can make!

Branch History & Mission

At Dutch Point, we are proud of our rich history and unwavering commitment to serving the community. Established in 1960, our branch has grown from a small cooperative into a trusted financial institution located at 156 Rope Ferry Rd, Waterford, CT 06385. Over the decades, we have expanded our services and deepened our roots in the community, proudly supporting 24,087 members with total assets of over $493 million. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering community support and growth. We believe that everyone deserves access to quality banking options. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to empower individuals and families in their financial journeys. While members can visit us at 156 Rope Ferry Rd, official correspondence should be sent to 195 Silas Deane Highway, Wethersfield, CT 06109. This two-pronged approach ensures that we can cater to all your needs efficiently. Throughout our journey, we have made significant strides in embracing technology to enhance the member experience. Our digital banking services include online banking, mobile payments, e-statements, and secure electronic signatures all designed for convenience and accessibility. We are also committed to being ADA compliant to ensure that everyone can enjoy our services without barriers. Community outreach remains at the heart of what we do. Over the years, we've partnered with local organizations to provide support where it's needed most. From sponsoring local events to offering financial literacy programs, Dutch Point is dedicated to making a positive impact in Waterford and surrounding areas. We invite you to join us at Dutch Point Credit Union where your financial goals become our mission. Experience personalized service tailored just for you! For any inquiries or assistance, feel free to reach out at 860-563-2617 during our lobby hours on Tuesday and Thursday from 8:30 AM to 12:00 PM. Let's work together toward a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Dutch Point, we understand the importance of accessibility. Our branch is ADA compliant and features ramps to ensure everyone can access our services comfortably. Plus, parking is readily available for all our visitors, making it a breeze to stop by. We offer ATM availability right at our branch for quick cash withdrawals and balance checks. Although we do not have drive-thru banking services, our lobby hours are designed with your convenience in mind. Join us on Tuesdays and Thursdays from 8:30 AM to 12:00 PM perfect for those who want to take care of their banking needs during the day.

Call to Action

So whether you're looking to open a new account, apply for an auto loan, or simply ask questions about our services, we invite you to visit us at Dutch Point. If you prefer a chat before coming in, feel free to give us a call at 860-563-2617. We're here to help you every step of the way!

Member Eligibility

At Dutch Point, we believe that becoming a member means joining a welcoming community where your financial well-being is our top priority. If you're looking to be part of something special, it's easy! Membership at Dutch Point is open to anyone who lives, works, worships, or attends school in our local area. Whether you're just starting your financial journey or looking for advanced services, we've got you covered with tailored options to fit your needs. To make things even simpler, opening an account with us can be done right from the comfort of your home or by visiting us at our location: 156 Rope Ferry Rd Waterford Ct 06385. Our friendly team is here to assist you every step of the way. If you have any questions or need more information, don't hesitate to give us a call at (860) 563-2617. For detailed eligibility criteria and the latest updates, feel free to check out our website at . We can't wait to welcome you into the Dutch Point family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. Imagine a local coffee shop wanting to expand its seating area or a tech startup looking for funds to launch its new app. Our loans can provide the necessary capital to make these dreams come true.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services that simplify everyday transactions. Whether it's accepting credit card payments or managing online sales, our solutions help businesses operate smoothly. Picture a small boutique easily processing payments through their mobile device while serving customers this is the convenience we strive to provide. With dedicated support at Dutch Point located at 156 Rope Ferry Rd Waterford Ct 06385, Waterford, CT, we're here to help your business thrive. For more information, call us at (860) 563-2617 and discover how we can assist you today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans and vehicle financing can help get you behind the wheel without breaking the bank. We understand that purchasing a car is a significant investment, so we offer competitive rates and flexible terms that fit your budget.

Business Banking

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. Let us partner with you to support your business goals and ensure your operations run smoothly.

Credit Cards with Rewards

Take advantage of our credit cards with rewards that offer benefits on every purchase. Whether you're traveling or shopping locally, earn points on your spending which can be redeemed for exciting rewards.

Easy Access & Convenience

Our commitment extends beyond traditional banking hours. With features like ATM access available for cash withdrawals and balance checks, along with online tools that allow easy management of accounts, we strive to make banking as convenient as possible for you. At Dutch Point, we pride ourselves on being more than just a financial institution; we're part of the community. If you're ready to explore how our services can benefit you, feel free to reach out at (860) 563-2617 or visit us during lobby hours on Tuesday and Thursday from 8:30 AM to 12:00 PM. Let's take this journey together!

Mortgage Loans & Refinancing

Buying a home? Our mortgage loans are designed to make homeownership accessible. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we can guide you through the process smoothly.

Personal Banking

For those looking to manage day-to-day finances, our personal banking options are tailored for you. We offer checking and savings accounts that make it easy to save for goals or handle everyday expenses. Imagine easily accessing your money through our online and mobile banking services, allowing you to check balances, pay bills, and transfer funds right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. These loans can provide quick access to cash when you need it most and help simplify your finances by consolidating multiple debts into one manageable payment.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never out of touch with your finances. Our user-friendly platform ensures that managing your money is straightforward and efficient. You can track spending in real-time and stay updated on your account status whenever you need. At Dutch Point, we prioritize both accessibility and security in our digital banking offerings. Join us today and experience how easy it is to manage your finances with the click of a button!

Key Features

Our digital banking services include electronic signature authorization, making it easy for you to sign documents without the hassle of printing or mailing. You can also enjoy e-statements, which provide a secure and eco-friendly way to keep track of your account activity. Plus, with our mobile payments feature, you can make purchases directly from your smartphone, adding another layer of convenience to your daily life. For those on the go, our mobile application is available for download, giving you access to all your banking needs right at your fingertips. Whether you want to check your balance or transfer money between accounts, it's all just a tap away. We also offer person-to-person transfers, allowing you to send money quickly and easily to friends and family without any added stress.

Financial Strength

Commitment to Growth

With $45,892,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,820 in used auto loans and $254,659,684 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 60,195, showing a strong and growing member base that trusts us with their finances. This trust allows us to foster an environment where your money can work harder for you. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dutch Point is your trusted partner. Visit us at 156 Rope Ferry Rd Waterford Ct 06385 or call (860) 563-2617 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $169,100,168 in share certificates and $56,286,495 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $51,863,724, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,941,084 in used vehicle loans and $9,668,732 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing simple and straightforward.

Credit Lines

If you're looking for more flexibility in managing cash flow or unexpected expenses, our total credit lines amounting to $200,991,321 provide you with quick access to funds when needed. This option is perfect for those who want to maintain control over their borrowing while benefiting from lower interest rates compared to traditional credit options. Our team is dedicated to guiding you through the loan process from start to finish. If you're interested in refinancing any existing loans or exploring eligibility options for our loan products, feel free to reach out. To learn more about our services or schedule an appointment at our branch located at 156 Rope Ferry Rd Waterford CT 06385, give us a call at 860-563-2617. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Dutch Point be your partner in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,207,089, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,249,231 in loans helping members manage their finances effectively. Our credit cards come with rewards and low interest rates to support your spending needs without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that the offers you see are fair and transparent. Each financial institution featured on LendMesh is vetted to ensure that it meets strict regulatory guidelines, giving you confidence in the loans being compared.

Dutch Point