Dutch Point Credit Union Niantic CT | Best Auto Loans & Personal Banking

Introduction

Welcome to Dutch Point at 241 Main St, Niantic, CT 06357! Since our establishment in 1960, we have been dedicated to serving our community with trust and reliability. With a proud membership of over 24,000 individuals, we are more than just a financial institution; we are a partner in your journey towards financial well-being. At Dutch Point, we understand that every member has unique needs. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. With total assets reaching an impressive $493,498,303 and total deposits amounting to $47,219,718, our financial stability allows us to provide you with the best products tailored just for you. Our commitment extends beyond numbers. We believe in making a positive impact within our community. Under the leadership of our CEO Charlyn Tanner and Board President Michael Curtin, our team of 73 employees works diligently to ensure that each member feels valued and supported. Whether you're looking for assistance with personal loans or exploring options for credit cards with rewards, we're here to help you every step of the way. While members can visit us at our Niantic branch for all their banking needs, official correspondence should be sent to our mailing address at 195 Silas Deane Highway, Wethersfield, CT 06109. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 860-563-2617 during our operating hours: Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:30 PM. Join us at Dutch Point and experience the difference that comes from being part of a community-focused credit union. Visit us today or check out our website at dutchpoint.org to learn more about how we can support your financial goals!

Branch History & Mission

Community Focus

As a credit union, we believe in giving back to the community that has supported us throughout our journey. We collaborate with local organizations and engage in various outreach programs aimed at strengthening ties within Niantic and beyond. With operating hours from Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:30 PM, we make it easy for you to access your accounts or speak with one of our friendly staff members about your financial needs. Plus, our ATM availability ensures you have quick access to cash when you need it. In conclusion, we invite you to become part of the Dutch Point family. Join us today and experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being! For any inquiries or assistance, don't hesitate to call us at 860-563-2617. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to empower our members through excellent financial services while fostering community support. We strive not just to offer products but also to build relationships that help individuals achieve their goals. Whether you're looking for a reliable checking account or seeking financing options for your dream car, we're here to guide you every step of the way. Dutch Point is also committed to digital advancements. We offer online and mobile banking solutions that ensure convenience and accessibility for all members. Our dedication extends beyond just banking; we actively participate in community outreach efforts that support local initiatives and promote financial literacy among residents.

Branch Location & Accessibility

Accessibility Features

At Dutch Point, we pride ourselves on being accessible to everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. Ample parking is available nearby, making your visit convenient and hassle-free.

Call to Action

Ready to take the next step in managing your finances? We invite you to visit us at Dutch Point in Niantic or call us at 860-563-2617 for more information. Our team looks forward to helping you achieve your financial goals!

Operating Hours

We understand that life can be busy. That's why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 4:00 PM and on Saturdays from 9:00 AM to 12:30 PM. We're here when you need us!

Services Offered

Our branch offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? You can use our ATM on-site for withdrawals and balance checks anytime during business hours. While we don't currently offer drive-thru banking at this location, our friendly staff is ready to assist you inside the branch with any questions you may have about our offerings.

Member Eligibility

At Dutch Point, we believe that everyone deserves a chance to join our community and enjoy the benefits of being a member. Becoming part of our family is simple! If you live, work, or worship in the Niantic area, or if you have a family member who is already a member, you're eligible to join us. We're here to support your financial journey with a range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans and credit cards, we have you covered. Getting started is easy! Just visit us at our branch located at 241 Main St Niantic Ct 06357, give us a call at (860) 563-2617, or check out the detailed eligibility criteria on our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. Whether you're looking for short-term financing or long-term investment options, our knowledgeable team is here to guide you every step of the way.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that can simplify your daily operations. Picture this: a local café using our payment processing solutions to streamline transactions, allowing them more time to focus on creating delicious pastries and serving customers. With our services, businesses like yours can accept payments easily and efficiently, enhancing customer satisfaction and boosting sales. Visit us at 241 Main St Niantic Ct 06357 in Niantic, CT, or call us at (860) 563-2617 to learn how our business banking and commercial services can help your business grow today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick cash needs, enjoy the ease of our ATM and cash withdrawal services available at convenient locations. You'll find it easy to access funds when you need them most whether it's picking up lunch or handling an unexpected expense. At Dutch Point, we pride ourselves on making financial services approachable and accessible for all our members in Niantic and beyond. Whether you're just starting out or planning for retirement, we're here to support you every step of the way. Ready to experience personalized banking? Contact us today at (860) 563-2617 or visit us in person at 241 Main St Niantic Ct 06357. Let's build a brighter financial future together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options provide flexible terms that can make your dream car a reality. Picture yourself driving away in your new ride, knowing you secured a great interest rate and manageable monthly payments.

Business Banking

Running a business? We support local entrepreneurs through our comprehensive business banking services, including merchant services and business loans. We know how important it is for small businesses to thrive, and we're here to partner with you on that journey.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases, turning your spending into benefits. Whether it's cashback on groceries or travel rewards, our card options are designed to reward you for being a loyal member.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans. Our experienced team will guide you through the process, ensuring you feel confident every step of the way. With various loan options available, we aim to make homeownership accessible for everyone.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to account information, bill payments, and fund transfers at your fingertips, banking has never been simpler.

Personal Banking

We understand that managing finances can be challenging, which is why we offer personal banking services designed for everyday needs. Whether you're opening a new checking or savings account, our friendly staff is here to help you choose the right option for your lifestyle. Imagine having an account that not only fits your spending habits but also helps you save for future goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. If you're looking to consolidate debt or finance a special project, we provide straightforward solutions with transparent terms. It's all about giving you peace of mind and helping you regain control over your finances.

Digital & Online Banking

Enhanced Features

Need to send money to a friend? Our person-to-person transfers make it easy to send cash quickly without any hassle. If you're out shopping or dining, take advantage of our mobile payments feature. It allows you to pay securely using your phone at participating merchants. At Dutch Point, we prioritize your security. All our digital banking features come with robust protections so you can feel confident about managing your money online. With easy access and real-time account management, you're always in control of your finances. Explore all these fantastic features today by visiting us at http://www.dutchpoint.org and see how our digital banking services can simplify your life!

Key Services

With 24/7 online banking services, you can check your account balance, pay bills, and transfer funds anytime, anywhere. Our user-friendly interface makes it simple for you to navigate through your financial options. Plus, for those who prefer a mobile experience, our dedicated mobile application is available for download, allowing you to handle transactions directly from your smartphone. You can also enjoy the convenience of electronic signature authorization for quick and secure approvals on documents. No more printing or mailing just sign electronically and you're done! For those looking to stay organized, e-statements are available too. This means you'll receive your account statements electronically, reducing paper waste while keeping everything neatly stored in one place.

Financial Strength

Commitment to Innovation

With $45,892,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,820 in used auto loans and $254,659,684 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 60,195, showing a strong and growing member base that trusts us with their finances. Our commitment to transparency and reliability ensures that your money is secure with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dutch Point is your trusted partner. Visit us at 241 Main St Niantic Ct 06357 or call (860) 563-2617 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $169,100,168 in share certificates and $56,286,495 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $51,863,724, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,941,084 in used vehicle loans and $9,668,732 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to ensure you find the right fit for your budget.

Credit Lines

Our credit lines offer convenience and flexibility for unexpected expenses or planned purchases. With a total of $200,991,321 available, you can access funds when you need them without the hassle of applying for a traditional loan each time. At Dutch Point, we strive to create a supportive financial environment where our members feel empowered. If you're considering refinancing or need guidance on eligibility options, our team is here to help clarify any questions you may have. To learn more about how our loan products can benefit you, please visit us at 241 Main St Niantic Ct 06357 in Niantic, CT, or give us a call at (860) 563-2617. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,207,089, make buying or refinancing simple. We aim to guide you through the process with ease and transparency, ensuring you understand each step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,249,231 in loans helping members manage their finances effectively. These cards come with various features that cater to different spending habits, making them a great addition to your financial toolkit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the offers presented are fair and transparent, allowing users to trust the information they receive. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced only from legitimate financial institutions, ensuring that users receive clear and honest options. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users can expect unbiased results that truly reflect their choices. LendMesh also provides real-time rate comparisons from multiple institutions. This up-to-date information helps users identify the best loan options available at any given time. Thousands of satisfied users have turned to LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DUTCH POINT CREDIT UNION - Niantic, CT