Dutch Point Credit Union Middletown CT | Affordable Auto Loans & Top Checking

Introduction

Welcome to Dutch Point in the heart of Middletown, CT! Located at 213 Court St Ste 101, our credit union has been serving the community since 1960, offering a trusted alternative to traditional banking. With a strong commitment to our members, we proudly support over 24,000 individuals in their financial journeys. At Dutch Point, we understand that every member's needs are unique. That's why we provide a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and business financing. With total assets of $493,498,303 and deposits totaling $47,219,718, you can feel secure knowing your money is in good hands. Our net worth stands at an impressive $51,863,724, reflecting our stability and dedication to the financial well-being of our members. Our friendly team, led by CEO Charlyn Tanner and Board President Michael Curtin, is here to help you navigate your financial options with personalized service. Whether you're looking for a new vehicle loan or need advice on debt consolidation, we're ready to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 195 Silas Deane Highway, Wethersfield, CT 06109. Curious about what we can do for you? Feel free to give us a call at 860-563-2617 or explore our website at dutchpoint.org for more information. Join us today and discover how Dutch Point can make a positive impact on your financial future!

Branch History & Mission

At Dutch Point, we take pride in our rich history and unwavering commitment to the community we serve. Founded in 1960, our Middletown branch has grown from a small credit union into a thriving financial institution with over 24,000 members. Located at 213 Court St Ste 101, Middletown, CT 06457, we are conveniently situated near local landmarks that make it easy for our members to access our services. From our humble beginnings, Dutch Point has continually evolved to meet the needs of our members. Over the years, we have expanded our offerings and developed a solid foundation of trust within the community. Today, our total assets amount to an impressive $493,498,303, reflecting our steady growth and stability. Our mission is simple yet powerful: to provide accessible financial services while actively supporting the communities we serve. We believe that banking should not just be about transactions; it should be about relationships. Our dedicated team is here to offer personalized support in areas such as checking and savings accounts, auto loans, mortgages, and business banking solutions. While members can visit us at 213 Court St Ste 101 Middletown Ct 06457, official correspondence should be sent to 195 Silas Deane Highway, Wethersfield, CT 06109. We are proud to offer modern conveniences such as online and mobile banking services alongside traditional banking options. Our ATM is available for your convenience Monday through Friday from 8:30 AM to 4:00 PM. At Dutch Point, we prioritize accessibility for all members of the community. Our facilities are ADA compliant to ensure everyone feels welcome and can access the services they need. We also understand the importance of community involvement; that's why we engage in various outreach efforts and partnerships that foster local growth and development. As we look towards the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Dutch Point. Whether you're looking for a new place to bank or seeking financial guidance, we're here to help you achieve your goals. Reach out to us at 860-563-2617 or visit our website at dutchpoint.org today!

Branch Location & Accessibility

Comprehensive Services

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we offer a wide range of services tailored just for you. Our knowledgeable team is also available to guide you through online and mobile banking options for added convenience.

Convenient Access

At Dutch Point, we prioritize making your banking experience as smooth as possible. Our branch features accessible parking and complies with ADA standards, ensuring everyone can visit us comfortably. While we don't have a drive-thru service, our friendly staff is always ready to assist you inside.

Get in Touch

If you have any questions or need more information about our services, feel free to give us a call at 860-563-2617. We look forward to welcoming you at Dutch Point!

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 4:00 PM. For those needing access to our ATM services, they are available from 9:00 AM to 5:00 PM on weekdays, with a slight adjustment on Wednesdays when we open at 10 AM.

Member Eligibility

At Dutch Point, we believe that becoming a member is like joining a warm and welcoming family where your financial needs are prioritized. If you're wondering how to become part of our community, it's quite simple! Membership is open to anyone who lives, works, or worships in the area, making it easy for you to access our array of services designed just for you. Not only do our members enjoy competitive rates on loans and savings accounts, but they also benefit from personalized service tailored to their unique needs. To explore the full eligibility criteria, feel free to visit our detailed resource at . Once you're ready to take the next step, opening an account is straightforward! You can find all the information you need about account openings at . If you have any questions or need assistance, don't hesitate to reach out to us at (860) 563-2617. We can't wait to welcome you into the Dutch Point family at 213 Court St Ste 101 Middletown Ct 06457!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine a busy Saturday where your café has a line out the door. With our reliable payment solutions, you can serve customers quickly and efficiently, ensuring they leave happy and ready to return. Visit us at 213 Court St Ste 101 Middletown Ct 06457 in Middletown, CT, or call us at (860) 563-2617 to learn how we can partner with you on your business journey.

Comprehensive List Of Services

Business Banking Services

For our business members, we recognize that running a business comes with its own set of challenges. That's why we provide comprehensive Business Banking services including Merchant Services and Business Loans tailored specifically for small businesses in the community. We understand how important it is to have the right support when managing your business finances.

Convenient Access and Support

We know that convenience is key in today's fast-paced world. That's why we provide reliable ATM & Cash Withdrawal Services, ensuring you have access to your cash whenever you need it. Our ATM services allow basic transactions like withdrawals and balance checks with ease. If you have any questions or need assistance, feel free to reach out to us at (860) 563-2617. Our friendly staff is ready to help you navigate all the services available at Dutch Point. In summary, whether you're an individual looking for personal banking solutions or a business needing specialized financial services, we've got you covered at Middletown. We invite you to visit us today and discover how we can support your financial journey!

Credit Options

To further enhance your financial flexibility, we also offer Credit Cards with Rewards. These cards not only help you build credit but also reward you for your spending habits. This could mean cash back on groceries or travel points for your next vacation it's all about making your money work for you.

Mortgage and Home Financing

Owning a home is a dream for many, and at Dutch Point, we make that dream achievable with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable team is here to guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer various personal banking options. Our Checking and Savings Accounts provide a solid foundation for your financial health, allowing you to save for future goals or handle daily expenses with ease. You can easily access your accounts through our robust Online & Mobile Banking features, making it simple to check balances, transfer funds, or pay bills from anywhere. When life brings unexpected costs, our Personal Loans & Debt Consolidation services can help you regain control without the stress. Plus, if you're considering a new vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms to fit your budget.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to keep track of your finances in real-time. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. You can also enjoy the ease of electronic signature authorization, which means you can complete transactions without the need for paper forms saving you time and hassle. We know how important it is to stay organized, so we offer e-statements that are not only environmentally friendly but also easy to access whenever you need them. No more digging through piles of paperwork; your statements are available at your fingertips.

Mobile Banking Made Easy

For those on the go, our mobile application is a game changer. With features like mobile payments, person-to-person transfers, and account management right from your smartphone, banking has never been simpler or more efficient. You can send money to friends or family with just a few taps no cash or checks needed!

Security You Can Trust

At Dutch Point, we prioritize your security with robust measures in place. Our online and mobile banking services are designed with encryption technology to protect your information. You can bank with confidence knowing that your data is safe. Whether you're at home or out running errands, managing your finances has never been easier. Join us today at http://www.dutchpoint.org and experience the convenience of digital banking tailored just for you!

Financial Strength

Growing Trust

With a total of 60,195 accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,048,201, further showcasing our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dutch Point is your trusted partner. Visit us at 213 Court St Ste 101 Middletown Ct 06457 or call (860) 563-2617 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $169,100,168 in share certificates and $56,286,495 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $45,892,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,820 in used auto loans and $254,659,684 in total loans and leases.

Strong Financial Foundations

With a net worth of $51,863,724, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,941,084 in used vehicle loans and $9,668,732 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle straightforward and accessible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,249,231 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing for easy repayment plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,207,089, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist you through every step of the process.

Other Loan Options

In addition to auto and mortgage loans, we provide various personal loan options tailored for different needs. Our total credit lines stand at $200,991,321, ensuring that we have resources available for all members. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to ask our knowledgeable staff for assistance. We are committed to finding solutions that fit your situation perfectly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Dutch Point, we prioritize transparency and aim to empower our members with the financial tools they need. Visit us today or call us at 860-563-2617 to learn more about how we can assist you!

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Dutch Point