Dutch Point Credit Union Berlin CT | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Dutch Point, your trusted financial partner located at 107 Selden St, Berlin, CT 06037. Since our establishment in 1960, we have proudly served our community, growing to a membership of over 24,000 individuals who rely on us for their banking needs. With total assets of $493,498,303 and deposits amounting to $47,219,718, we are committed to providing secure and beneficial financial services tailored to our members. At Dutch Point, we believe in the power of community. We understand that each member has unique financial goals, whether it's securing an auto loan from our portfolio of 15,694 loans and leases or managing daily expenses with our checking and savings accounts. Our leadership team, headed by CEO Charlyn Tanner and Board President Michael Curtin, is dedicated to ensuring that you receive personalized service and support every step of the way. While you can reach us directly at our branch for inquiries or assistance just give us a call at 860-563-2617 official correspondence should be sent to our mailing address: 195 Silas Deane Highway, Wethersfield, CT 06109. Our commitment goes beyond just numbers; it's about building lasting relationships within the community. With a focus on member satisfaction and financial literacy, we strive to empower everyone who walks through our doors. Whether you're looking for auto loans with competitive rates or business banking solutions, Dutch Point is here for you. We invite you to visit us in person during our lobby hours from Monday to Friday between 8:30 AM and 4:00 PM. Explore how we can help you achieve your financial aspirations today! Visit us online at dutchpoint.org for more information or to access our online banking services. Your journey towards better financial health starts here!

Branch History & Mission

At Dutch Point in Berlin, CT, our story began in 1960, when we opened our doors with a vision to serve the financial needs of our community. Over the years, we have grown from a small credit union into a trusted financial partner for over 24,000 members, building a legacy of support and dedication. Our branch is located at 107 Selden St, conveniently situated near local landmarks that make it easy for members to access our services. As we evolved, so did our offerings. Today, Dutch Point boasts total assets of nearly $494 million, reflecting our commitment to financial stability and growth for our members. We pride ourselves on providing essential banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our mission is clear: to empower our members by offering personalized financial solutions while fostering a strong sense of community. Our operating hours are designed with your convenience in mind open Monday through Friday from 8:30 AM to 4:00 PM. While you can visit us at our branch address, official correspondence should be sent to our mailing address at 195 Silas Deane Highway, Wethersfield, CT 06109 if it differs. At Dutch Point, we believe in leveraging technology to enhance your banking experience. We offer online banking and mobile payments for ease of access, along with ATM availability to ensure you can manage your finances anytime and anywhere. Although we do not have drive-thru services or a shared service center at this location, our focus remains on providing excellent member service directly within the branch. Community support is also at the heart of what we do. We actively engage in outreach efforts that enrich the lives of those around us and foster partnerships that make a meaningful impact. Join us at Dutch Point and become part of a family-oriented credit union that prioritizes your financial well-being while championing community values. Experience firsthand how we can help you achieve your financial goals today! For more information or assistance, feel free to reach out at 860-563-2617.

Branch Location & Accessibility

A Range of Services Just for You

When you step into our branch, you'll find more than just banking services; you'll discover a community dedicated to helping you achieve your financial goals. From personal checking and savings accounts to auto loans and mortgage refinancing, we provide a variety of services tailored for everyone. Additionally, if you're looking for online and mobile banking options, we've got those covered too!

Come Visit Us!

We invite you to stop by Dutch Point at 107 Selden St in Berlin. Our friendly staff is eager to assist you with all your banking needs. If you prefer speaking with someone before visiting, feel free to give us a call at 860-563-2617. We look forward to welcoming you soon!

Convenient Access and Amenities

At Dutch Point, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features and ample parking to make your visit hassle-free. Although we do not have a drive-thru service available, our lobby welcomes you with open arms during our operating hours: Monday through Friday from 8:30 AM to 4:00 PM. Need cash? Don't worry! We offer ATM availability right on-site for your convenience. Whether you need to make a quick withdrawal or check your balance, we're here to assist you.

Member Eligibility

At Dutch Point, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Berlin area, you're likely eligible to join us. We proudly serve individuals who share our commitment to community and financial well-being. Joining means gaining access to a range of beneficial services, from personal banking to auto loans, all designed with your needs in mind. To start your membership journey at Dutch Point, visit us at our convenient location at 107 Selden St Berlin Ct 06037 or give us a call at (860) 563-2617 for more information. You can also check out the detailed eligibility criteria on our website at . We're excited to have you join our family and enjoy the many advantages that come with being a member!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services tailored to simplify transactions for your customers. Picture this: a busy Saturday morning at your café where customers can easily pay using mobile wallets or credit cards. This convenience not only enhances their experience but also boosts your sales. Our tools are here to help you focus on what you do best running your business. Located at 107 Selden St Berlin Ct 06037 in Berlin, CT, we are dedicated to being a part of your business's success story. Contact us at (860) 563-2617 today and let's explore how we can support your growth together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment, expand your operations, or manage cash flow more effectively our loans provide the financial boost you need to turn these ideas into reality.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know convenience matters. That's why Dutch Point provides easy access to ATMs where you can withdraw cash and check balances without hassle. We invite you to visit us at 107 Selden St Berlin Ct 06037 or call us at (860) 563-2617 to learn more about how our services can support your financial journey. At Dutch Point, we're here for you every step of the way!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates that make financing easier. With flexible terms and quick approval processes, getting behind the wheel of your dream car has never been simpler. If you're already driving but looking for better financing options, our vehicle refinancing services may help lower your monthly payments.

Business Banking

For our business members, we offer tailored banking solutions including merchant services and business loans. Running a small business comes with its challenges; let us support you with financial tools designed for growth.

Credit Cards with Rewards

With our credit cards, not only can you make purchases conveniently, but you also earn rewards as you spend! Whether it's cash back on groceries or travel points for your next vacation, our credit card options make spending rewarding.

Mortgage Loans & Refinancing

Buying a home is one of the most significant investments you'll ever make. At Dutch Point, we provide mortgage loans that fit various budgets and needs. Our experienced team will guide you through every step of the process, from application to closing. And if you already own a home but want to take advantage of lower rates or cash out equity, our refinancing options can help reduce your monthly payments or fund renovations.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit any lifestyle. Whether you're saving for a big purchase or managing daily expenses, our accounts come with features that help you keep track of your finances easily. Plus, with our online and mobile banking options, you can manage your accounts anytime and anywhere. You can deposit checks, transfer funds, and pay bills with just a few taps on your phone.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our personal loans are here to help you cover those costs without breaking the bank. We also offer debt consolidation loans that allow you to combine multiple debts into one manageable payment with a potentially lower interest rate.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills whenever it suits you. Want to send money to a friend? Our person-to-person transfer feature lets you do that instantly no need to meet up or write checks. For those who prefer using their smartphones, our mobile application offers the same functionality as our online banking platform. Whether you're making mobile payments or checking your e-statements, everything is just a tap away. And yes, we also provide electronic signature authorization for added convenience when signing important documents digitally.

Security and Accessibility

Your security is crucial to us. That's why we implement strong security measures to protect your information while ensuring that accessing your accounts remains user-friendly. Enjoy peace of mind knowing that your financial data is safe with us. At Dutch Point, we prioritize accessibility and ease-of-use in everything we do. Our digital banking services empower you to manage your accounts in real-time, allowing you to stay on top of your finances without the hassle. In this fast-paced world, having reliable online banking tools at your fingertips makes life easier. Experience the benefits of modern banking with us today!

Financial Strength

Commitment to Growth

With $45,892,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on growth helps us remain competitive while providing the highest level of service. Our lending capacity supports your financial goals across various sectors with $3,820 in used auto loans and $254,659,684 in total loans and leases. Whether you're looking to purchase a vehicle or need personal financing, we're here to help you succeed.

Reliable Team Support

We also take pride in having 70 full-time employees and 3 part-time employees who are dedicated to providing exceptional service. Our knowledgeable team is always ready to assist you with any banking needs you may have. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dutch Point is your trusted partner. Visit us at 107 Selden St Berlin Ct 06037 or call (860) 563-2617 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $169,100,168 in share certificates and $56,286,495 in money market shares, offering stable and rewarding financial growth opportunities. We believe your savings should work as hard as you do. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $51,863,724, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation means you can trust us with your finances now and into the future. Our net worth ratio of $1,051 reflects a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength is vital as it allows us to navigate challenges while prioritizing your financial well-being.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,941,084 in used vehicle loans and $9,668,732 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier for you to drive away satisfied.

Credit Lines

For those who prefer flexibility in their borrowing options, our total credit lines amount to $200,991,321, ensuring you have access to funds when you need them most. This can be an excellent way to cover unexpected expenses or consolidate existing debt into one manageable payment. At Dutch Point Credit Union, we are committed to providing personalized service and tailored solutions. If you're considering refinancing options or need help determining eligibility for any of our loan products, don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $39,207,089, making buying or refinancing simple. We aim to provide straightforward solutions that fit your budget and lifestyle so you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,249,231 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can make daily spending more rewarding while giving you peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent, allowing you to trust the information presented. By working exclusively with legitimate financial institutions, LendMesh ensures that every loan comparison is based on verified data.

Dutch Point