Dupont Community Credit Union Waynesboro VA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Dupont Community, your trusted financial partner located at 200 E Broad St, Waynesboro, VA 22980. Since our establishment in 1959, we have been dedicated to serving our members and the community with exceptional banking solutions tailored to your needs. With a robust membership base of over 120,135 individuals and total assets reaching an impressive $1,827,146,410, we pride ourselves on being a reliable resource for personal and business banking. At Dupont Community, we understand that financial decisions can shape your future. That's why we offer a wide array of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. With over 61,987 loans under our management and total deposits amounting to $112,505,918, our commitment to your financial health is evident. Under the leadership of our CEO, Steve Elkins, and Board President, Angela Simonetti, we strive to foster a welcoming environment where every member feels valued. Our team of 344 employees is here to assist you with personalized service and expert advice. While members can visit us at our branch location in Waynesboro, official correspondence should be directed to our mailing address: P O Box 1365, Waynesboro, VA 22980. Whether you're looking for assistance or have questions about our services, don't hesitate to reach out at 540-946-3200. Explore more about what we offer by visiting our website at mydccu.com. We invite you to stop by or give us a call today let's work together towards your financial goals!

Branch History & Mission

At Dupont Community, we are proud of our rich legacy that began in 1959. From our humble beginnings, we have grown into a vital part of the Waynesboro community, fostering financial growth and stability for over six decades. Our branch, located at 200 E Broad St, Waynesboro, VA 22980, has served countless members with dedication and care. As we evolved, we embraced modern banking practices while staying true to our core values of community support and member service. Our mission is clear: to provide exceptional financial services while making a positive impact in the lives of our members and the community. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. With a total membership exceeding 120,135 and assets amounting to over $1.8 billion, we continue to demonstrate our commitment to supporting our members' needs. While members can visit us at our main branch location, official correspondence should be sent to P O Box 1365, Waynesboro, VA 22980. We ensure that every interaction is meaningful by offering services tailored for personal banking, auto loans, mortgages, and more. Our operating hours are convenient for all: Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday drive-thru only from 9:00 am until noon. Dupont Community also prioritizes accessibility with features like ATM availability and drive-thru banking options for quick transactions. In addition to traditional banking services, we offer innovative solutions such as online and mobile banking to keep up with the demands of modern life. Our community involvement extends beyond just providing financial services; we actively participate in local outreach programs and partnerships that aim to uplift those around us. This commitment is reflected in everything we do from supporting local events to offering educational resources for financial literacy. As we look ahead, we invite you to join Dupont Community. Experience firsthand the benefits of becoming a member where your financial well-being is our priority. Together, let's build a stronger community one member at a time! If you have questions or need assistance, feel free to reach out at 540-946-3200.

Branch Location & Accessibility

Convenient Location

Nestled right in the heart of Waynesboro City, our branch is easily reachable from nearby landmarks like the beautiful Ridgeview Park and the bustling downtown area. With ample parking available right outside our door and features like ADA compliance ensuring everyone can access our services comfortably, we strive to make your visit as pleasant as possible.

Operating Hours and Services

Our doors are open Monday through Thursday from 9:00 AM to 5:30 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays for drive-thru banking only from 9:00 AM until noon. Need assistance after hours? Give us a call at 540-946-3200; our friendly staff is always ready to help! At Dupont Community, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Plus, our drive-thru service allows you to handle quick transactions without leaving your car perfect for busy days!

Visit Us Today!

While you can reach us at our branch address, please note that any official correspondence should be sent to P O Box 1365, Waynesboro, VA 22980. We invite you to stop by or give us a call today. Discover how Dupont Community can help you achieve your financial dreams!

Member Eligibility

At Dupont Community, we believe that joining our family means becoming part of a supportive community that values your financial well-being. If you're looking to become a member, it's easier than you might think! We welcome individuals who live, work, worship, or attend school in the areas we serve. This includes residents of Waynesboro and surrounding communities, so whether you're new to the area or a long-time local, you may already qualify! To learn more about the specific eligibility requirements and see if you fit the criteria, feel free to check out our detailed page at http://www.mydccu.com/connect/become-a-member. Once you're ready to open an account and enjoy all the benefits of membership like personalized service and competitive rates simply give us a call at 540-946-3200 or visit us at 200 E Broad St, Waynesboro, VA 22980. We can't wait to welcome you into the Dupont Community family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $345 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,455,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make it easy for you to handle payments efficiently. Picture this: You've just completed a sale, and with our merchant solutions, funds are transferred seamlessly into your account. This allows you to focus on what matters most growing your business without worrying about cash flow interruptions. If you're ready to take your business to the next level, visit us at 200 E Broad St Waynesboro Va 22980 or call us at (540) 946-3200. Let's turn your vision into reality together!

Comprehensive List Of Services

ATM and Drive-Thru Services

If you prefer face-to-face interactions or need quick access to cash, visit us during lobby hours or use our drive-thru banking for easy deposits and withdrawals without leaving your car. Our ATM service also allows for hassle-free cash withdrawals and balance checks whenever you need them. At Dupont Community, we're committed to making your banking experience as straightforward as possible. Have questions or ready to start your journey with us? Call us at (540) 946-3200 today! Experience the difference of community-focused banking that truly cares about your financial wellbeing.

Business Banking

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans that empower your venture's growth. We understand the unique challenges small businesses face and are here to support you at every step.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Dccu Branch - Riverside Office provides exceptional online and mobile banking features. You can easily manage your accounts from anywhere using our mobile app or website. Whether it's checking balances, making transfers, or paying bills, we've made it simple and secure.

Financial Solutions

Life can be unpredictable, and sometimes you may need extra funds. That's where our personal loans come into play, perfect for debt consolidation or unexpected expenses. Plus, with our credit cards featuring rewards, you can earn while you spend making every purchase work harder for you.

Personal Banking

Our personal banking services are designed to simplify your financial life. We offer various checking and savings accounts that help you manage your day-to-day finances effortlessly. If you're planning to purchase a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those considering home ownership or looking to refinance, our mortgage loans will guide you through the process smoothly.

Digital & Online Banking

Key Features

We also offer electronic signature authorization, allowing you to sign documents securely without having to visit a branch. This feature streamlines processes like loan applications and account openings, making them faster and more efficient. For those who prefer going paperless, e-statements are available too. You can view your statements online whenever you need them, reducing clutter while keeping your financial information organized. If you're always on the move, our mobile application is perfect for managing your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and easy. At Dupont Community, we prioritize your security. Our digital banking features use advanced security measures to keep your information safe while providing you with an accessible way to manage your finances. Embrace the convenience of modern banking today! Visit us online at https://www.mydccu.com/ and discover how our digital and online banking services can simplify your life.

Financial Strength

A Growing Community

Total Share Accounts stand at 251,104, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $2,333,056, further enhancing our capacity to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupont Community is your trusted partner. Visit us at 200 E Broad St Waynesboro Va 22980 or call (540) 946-3200 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $189,675,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,725 in used auto loans and a total of $1,146,134,674 in loans and leases available to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $410,472,200 in share certificates and $338,475,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,762,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 335 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $195,204,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,583,367 in used vehicle loans and $33,112,643 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier than ever for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $218,455,081 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your ambitions with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $106,750,247, make buying or refinancing simple. We aim to guide you through the mortgage process so that you can find a solution that fits your budget and lifestyle.

Refinancing Options

If you're looking to lower your monthly payments or tap into equity in your home or vehicle, we have refinancing options available. Check out our eligibility criteria here for more information. At Dupont Community, we pride ourselves on transparency and dedication to our members' financial well-being. For more details on our loan products or assistance with applications, feel free to reach out at 540-946-3200 or visit us at 200 E Broad St Waynesboro Va 22980. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $99,645,346 in loans helping members manage their finances effectively. Enjoy the benefits of competitive interest rates and rewards programs that can enhance your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each comparison reflects up-to-date information, allowing borrowers to make informed decisions without hidden surprises.