Dupont Community Credit Union Harrisonburg VA | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Dupont Community, your trusted financial partner located at 1820 S High St, Harrisonburg, VA 22801. Since our establishment in 1959, we have been dedicated to serving the community with a personal touch and a commitment to excellence. With over 120,135 members and total assets reaching an impressive $1,827,146,410, we pride ourselves on being a cornerstone of financial stability in Harrisonburg. At Dupont Community, we understand that your financial needs are unique. That's why we offer a comprehensive range of services tailored for individuals and businesses alike. Whether you're looking for personal banking options like checking accounts and savings plans, or more specialized products such as auto loans and mortgage refinancing, our expert team is here to assist you every step of the way. Our total deposits stand at $112,505,918, reflecting the trust our members place in us. Under the leadership of our CEO, Steve Elkins, and Board President, Angela Simonetti, we strive to create a welcoming environment where everyone feels valued. Our dedicated staff of 344 employees is always ready to provide exceptional service, whether in person or through our online banking platforms. While members can visit us at 1820 S High St, official correspondence should be sent to the same address for consistency. For any inquiries or assistance, don't hesitate to reach out at 540-946-3200 or explore more about us on our website: mydccu.com. Join us at Dupont Community as we work together towards a brighter financial future!

Branch History & Mission

At Dupont Community, we take pride in our rich legacy and commitment to serving the community of Harrisonburg, Virginia. Established in 1959, our branch has grown from humble beginnings into a thriving institution that proudly supports over 120,000 members. Located at 1820 S High St, we are conveniently situated near local landmarks that make us easily accessible to all. Our mission is clear: to provide exceptional financial services while fostering a spirit of community and support. We believe that everyone deserves access to affordable banking solutions, which is why we offer a wide range of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our dedicated team is here to ensure that each member receives personalized assistance tailored to their needs. Over the years, Dupont Community has achieved significant milestones. With total assets now exceeding $1.8 billion, we have consistently demonstrated our ability to grow and adapt to the changing financial landscape. Our focus remains on not just providing banking services but also on empowering our members through financial education and community outreach programs. While members can visit us at our branch address for in-person service, official correspondence should be sent to the same location at 1820 S High St, Harrisonburg, VA 22801. We understand the importance of convenience; that's why we provide ATM access for quick transactions and online banking options for managing finances from anywhere. In addition to our traditional services, we prioritize digital advancements that enhance member experience. Whether it's mobile payments or electronic statements, we're committed to making banking easier for you. Our drive-thru service may not be available, but we invite you to enjoy a welcoming atmosphere in our lobby during operating hours: Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. Community involvement is at the heart of what we do. We actively participate in local events and initiatives that uplift those around us. Our partnerships with local organizations help us extend our reach and impact. As we look towards the future, we invite you to join our growing family at Dupont Community. Experience firsthand the benefits of being a member where your financial success is our priority. For more information about membership or services offered, please call us at 540-946-3200 or visit our website at mydccu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connecting with Us

While members can visit us at 1820 S High St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need further information about our services, feel free to give us a call at 540-946-3200. We invite you to experience the friendly atmosphere of Dupont Community and discover how we can help you achieve your financial goals. Stop by today!

Convenient Access and Features

At our branch, you'll find ample parking available for all visitors, making it easy for you to come in and take care of your banking. We are proud to be ADA compliant, ensuring that everyone can access our facilities without any hassle. Our friendly staff is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. If you need assistance outside of regular hours, we offer ATM access for quick transactions like cash withdrawals and balance checks. Unfortunately, we do not currently have a drive-thru service available. However, our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5:30 PM and on Friday from 9 AM to 6 PM.

Member Eligibility

Joining the Dupont Community is like stepping into a warm, welcoming family where your financial needs are prioritized. If you're a resident of Virginia or have a connection to the community through employment, school, or family ties, you're likely eligible to become a member at our Harrisonburg branch located at 1820 S High St. We believe in making banking accessible and beneficial for everyone, so whether you're looking for personal banking services, auto loans, or even credit cards with rewards, we've got you covered. Becoming a member is straightforward! Simply visit our eligibility page at http://www.mydccu.com/connect/become-a-member for detailed criteria and updates. If you have any questions or need assistance during the process, don't hesitate to call us at 540-946-3200. We're here to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $345 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $218,455,081, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds you need to purchase new equipment or expand your operations. Whether you're looking for short-term financing or a long-term loan, our tailored solutions can meet your unique needs.

Merchant Services

In today's market, having efficient payment solutions is crucial. Our merchant services make it easy for you to accept payments from customers whether in-store or online. This means you can focus on what you do best: running your business. From point-of-sale systems to mobile payment options, we've got you covered. Ready to take your business to the next level? Visit us at 1820 S High St Harrisonburg Va 22801 in Harrisonburg, VA, or call us at (540) 946-3200 to learn more about how we can assist you!

Comprehensive List Of Services

Accessibility and Support

We understand that everyone's needs are different, which is why we offer basic ATM access for withdrawals and balance checks. Our team is just a phone call away at 540-946-3200, ready to answer any questions or guide you through our services. At Dupont Community, we're more than just a credit union; we're a partner in your financial journey. Explore all the ways we can help by visiting us at mydccu.com or stop by our branch in Harrisonburg. We're here for you!

Business Banking Services

For entrepreneurs and business owners, we offer robust Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans designed to fuel growth, we understand what it takes to run a successful business. Our services are aimed at supporting local businesses in achieving their aspirations.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking features that make managing your finances easier than ever. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever you need them.

Personal Banking Solutions

Managing your finances is made easy with our personal banking options. We offer Checking & Savings Accounts that help you save while enjoying competitive interest rates. If you're considering buying a car, our Auto Loans & Vehicle Financing can get you on the road quickly and affordably. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms and personalized assistance. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can help you regain control over your finances. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfers make it quick and easy to split bills or share expenses with just an email address or phone number. And if you prefer using your mobile device for payments, our mobile payments feature allows you to make purchases directly from your smartphone with ease. At Dupont Community, we're committed to making your banking experience as simple and efficient as possible. Our user-friendly tools are designed with you in mind, allowing you to manage your money in real-time. Join us today and discover how our digital banking solutions can enhance the way you handle your finances!

Key Features

Our online banking service allows you to access your accounts anytime, anywhere. With 24/7 online banking, you can check balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application puts all these features right in your pocket, making it easy to bank while you're out and about. We know that security is a top concern for our members. That's why we utilize electronic signature authorization for secure transactions, ensuring that your information stays protected. You can also take advantage of e-statements to easily track your finances without the clutter of paper statements.

Financial Strength

Dedicated Team

We also take pride in having 335 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here for you every step of the way.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts stand at 251,104, showing a strong and growing member base that trusts us with their finances. This trust drives us to provide the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupont Community is your trusted partner. Visit us at 1820 S High St Harrisonburg Va 22801 or call (540) 946-3200 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $189,675,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This investment reflects our dedication to improving your experience with us.

Operational Efficiency

Our $3,762,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that efficient operations directly benefit you.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $7,725 in used auto loans and $1,146,134,674 in total loans and leases. This means we're here to help you finance what matters most.

Secure Savings Options

Members' savings are secured through $410,472,200 in share certificates and $338,475,394 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your savings is just one way we prioritize your financial well-being.

Solid Financial Health

With a net worth of $195,204,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,583,367 in used vehicle loans and $33,112,643 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $218,455,081 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our tailored solutions can help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $106,750,247, make buying or refinancing simple. We believe that owning a home should be within reach for everyone. Our dedicated team is here to guide you through the process and help you find the right solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we have options available that could save you money. Our team is ready to discuss eligibility and assist you with the refinancing process. At Dupont Community located at 1820 S High St Harrisonburg Va 22801, we're committed to providing personalized service and competitive rates. For inquiries about our loan offerings or to start your application process today, feel free to give us a call at 540-946-3200 during our operating hours: Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you in achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $99,645,346 in loans helping members manage their finances effectively. These credit cards come with competitive rates and no annual fees ideal for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Reliable Data Sources

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. Each lender is vetted to confirm they meet strict regulatory guidelines, enhancing trust in the information provided.