Dupont Community Credit Union Fishersville VA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Dupont Community, where we believe that your financial journey should be as unique as you are. Located at 32 Windward Dr, Fishersville, VA 22939, our branch has been a cornerstone of the community since 1959. We take pride in serving our 120,135 members with a commitment to trust, integrity, and personalized service. At Dupont Community, we understand that every member's needs are different. Whether you're looking for a new vehicle loan or planning for your future with a mortgage, our dedicated team is here to help. With total assets exceeding $1.8 billion and total deposits around $112 million, we have the resources to support you in achieving your financial goals. Our leadership team, headed by CEO Steve Elkins and Board President Angela Simonetti, is passionate about providing exceptional service and fostering strong relationships within our community. With a solid net worth of $195 million and over 340 employees ready to assist you, we're not just a credit union; we're your financial partner. While members can visit us at our Fishersville branch for friendly advice and banking services, official correspondence should be sent to our mailing address: 1154 Shenandoah Village Dr, Waynesboro, VA 22980. We invite you to explore what Dupont Community has to offer! Visit us online at mydccu.com or give us a call at 540-946-3200 during our business hours Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Engagement

Our roots run deep in the community. We actively engage in partnerships and outreach initiatives designed to uplift those around us. Through various programs and events, we strive to make a positive impact on our neighbors' lives. This commitment reflects not just in our services but also in how we interact with the people we serve.

Join Us Today

If you're looking for a financial partner that truly cares about your needs and the well-being of the community, look no further than Dupont Community. Our friendly staff is here to guide you through every step of your financial journey. Visit us during our operating hours Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM or give us a call at 540-946-3200. Experience firsthand how Dupont Community makes banking personal. Join us today!

Our Mission

At Dupont Community, our mission is simple yet profound: to empower our members with financial tools and resources while fostering a spirit of community support. We offer a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also provide business banking services to help local entrepreneurs thrive. We are dedicated to ensuring that everyone has access to financial services. Our commitment to ADA compliance ensures that all members can enjoy an inclusive banking experience. With advanced online and mobile banking options available, you can manage your finances anytime and anywhere.

Branch Location & Accessibility

Welcome to Dupont Community at our Dccu Branch - Windward Pointe, conveniently located at 32 Windward Dr in beautiful Fishersville, VA. This prime spot is easily accessible for all your banking needs. Whether you're heading to or from nearby landmarks like the Augusta Health Hospital or the bustling local shopping areas, we're right on your way! At Dupont Community, we prioritize making banking as easy as possible. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. We understand that convenience matters, which is why we offer ATM services right here at the branch, making cash withdrawals and balance checks a breeze. Our lobby hours are designed to fit your schedule. You can stop by Monday through Thursday from 9 AM to 5:30 PM, and on Friday from 9 AM to 6 PM. If you need assistance outside these hours, feel free to give us a call at 540-946-3200. Our friendly staff is always ready to help you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. While members can visit us at our Fishersville location for all their banking needs, official correspondence should be sent to our mailing address at 1154 Shenandoah Village Dr, Waynesboro, VA 22980. We invite you to come by and experience the friendly service that sets Dupont Community apart. Whether you're a long-time member or looking to join our community, we look forward to welcoming you!

Member Eligibility

At Dupont Community, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easier than you might think! If you live, work, or attend school in our service area, you're already on the right path. We welcome individuals from various backgrounds, so whether you're looking for personal banking solutions or seeking community support, there's a place for you here. For detailed eligibility criteria, feel free to check out our website at http://www.mydccu.com/connect/become-a-member. Joining us not only opens the door to a range of financial services tailored just for you but also connects you with a network of friendly faces ready to help. If you're ready to take the next step toward membership, simply give us a call at (540) 946-3200, and we'll guide you through the easy account opening process. We can't wait to welcome you to Dupont Community at 32 Windward Dr Fishersville Va 22939!

Business Banking & Commercial Services

Practical Merchant Services

Imagine seamlessly processing transactions while keeping your cash flow steady. Our merchant services allow you to accept payments easily, whether it's via card, mobile payment, or online transactions. This means more time focusing on your customers and less time worrying about logistics. Located at 32 Windward Dr Fishersville Va 22939 in Fishersville, VA, we're here to help your business thrive. Reach out to us at (540) 946-3200 for personalized support or visit our website at mydccu.com to explore more about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $345 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $218,455,081, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those moments when you need cash quickly, our branch offers reliable ATM and cash withdrawal services. You'll find basic ATM access available for withdrawals and balance checks right at your fingertips. At Dupont Community, we believe that everyone deserves access to quality financial services. With our dedicated staff ready to assist you at every turn, we invite you to explore how we can support your financial journey. For more information or to speak with one of our friendly representatives, give us a call at 540-946-3200 or visit us online at mydccu.com. Join us today and experience the difference of being part of a community-focused credit union!

Business Banking Solutions

If you're a business owner, you'll find that our business banking services, including merchant services and business loans, can support your enterprise's growth. Whether it's managing cash flow or expanding operations, we have solutions designed to help you thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online and mobile banking, making it easy for you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make person-to-person payments all from the comfort of your home or on the go.

Home Financing

For those dreaming of homeownership or looking to refinance, we provide competitive mortgage loans that can help turn your dreams into reality. Our knowledgeable team will guide you through the process, ensuring that you understand each step along the way.

Loans for Life's Needs

Life can throw unexpected expenses your way. That's why we also offer personal loans and options for debt consolidation tools that can ease financial burdens and help you get back on track. Plus, our credit cards come with rewards that add extra value to your everyday purchases.

Personal Banking

Whether you're starting your first savings account or looking to manage your finances more effectively, our personal banking services are designed with you in mind. We offer various checking and savings accounts tailored to fit different lifestyles and financial goals. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to drive off in the car you want without breaking the bank.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking service, you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. You can explore all these features by visiting us at https://www.mydccu.com/.

Easy Signing with Electronic Authorization

Worried about paperwork? Our electronic signature authorization means you can sign important documents securely online, saving you time and hassle. At Dupont Community, we prioritize both accessibility and security. Our user-friendly platform ensures that managing your money is straightforward and stress-free, giving you peace of mind while you're busy living life. We invite you to take advantage of these innovative services today!

Smart and Secure Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with the ability to use mobile payments, you can make purchases directly from your phone with ease. And if you're in a hurry, our mobile application gives you all the tools you need right in your pocket.

Stay Organized with E-Statements

We also offer e-statements, allowing you to keep track of your finances without the clutter of paper statements. This not only helps the environment but also ensures that you have access to your financial information whenever you need it.

Financial Strength

Growing Membership Base

Our strength is also shown by our growing member base with 251,104 total share accounts. This showcases the trust placed in us by our members as they choose us for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupont Community is your trusted partner. Visit us at 32 Windward Dr Fishersville Va 22939 or call (540) 946-3200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $410,472,200 in share certificates and $338,475,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $4,481,409, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 335 full-time employees and 9 part-time employees who are always ready to serve you with knowledge and dedication.

Reinvestment in Member Services

Our commitment to you extends to our $189,675,410 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $7,725 in used auto loans and $1,146,134,674 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $195,204,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Support

For business owners in our community, we provide outstanding commercial loans totaling $218,455,081 to help you grow and expand your business operations. We recognize the importance of having access to capital when pursuing your entrepreneurial dreams. If you're considering refinancing or have questions about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 540-946-3200, or visit us at 32 Windward Dr Fishersville VA 22939. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to supporting our members' financial journeys with clarity and transparency every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $111,583,367 in used vehicle loans and $33,112,643 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the best financing option for your situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $106,750,247, providing competitive rates and terms that fit your budget. Our friendly staff can assist you with eligibility questions and help streamline the application process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $99,645,346 in loans helping members manage their finances effectively, our credit cards come with various benefits that suit your lifestyle. From rewards programs to low-interest rates on purchases, our credit card options are crafted to support your spending needs while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established guidelines ensures that all loan offers are fair and transparent. You can trust that the information you receive reflects the most current rates available in the market.

DUPONT COMMUNITY CREDIT UNION - Fishersville, VA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Fishersville, VA (22939)