Dupaco Community Credit Union Galena IL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Dupaco Community in Galena, where your financial well-being is our top priority! Located at 11375 Oldenburg Ln, Galena, IL 61036, we have proudly served our community since 1948, fostering a strong bond of trust and support among our 170,000 members. Our commitment to providing reliable financial services is reflected in our impressive assets of $3,365,357,499 and total deposits amounting to $252,762,451. At Dupaco Community, we believe in the power of community and strive to make a positive impact on the lives of our members. With a dedicated team of 624 employees, led by CEO Joseph Hearn and Board President Ellen Goodmann Miller, we are here to assist you with everything from personal banking needs to business loans. We currently hold a robust portfolio with over 100,406 loans and leases available for our members. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address. We invite you to explore our wide range of services including checking accounts, auto loans, mortgages, and online banking options designed with you in mind. Ready to take the next step towards achieving your financial goals? Reach out to us at 800-373-7600 or visit our website at dupaco.com. We're excited to serve you!

Branch History & Mission

Join Us Today!

We invite you to experience the benefits of becoming a member of Dupaco Community. Whether you're looking for a reliable partner for your financial journey or simply need assistance with everyday banking transactions, we're here for you. Explore how we can help you reach your financial dreams while contributing positively to the Galena community. For more information or assistance, feel free to reach out at 800-373-7600 or visit us online at Dupaco Community. Together, let's build a brighter financial future!

Our Journey

From the moment we opened our doors, our mission has been clear: to empower our members to achieve their financial goals. Over the years, we've expanded our services to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. This evolution reflects not only our commitment to meeting the diverse needs of our members but also our dedication to using innovative technology for better service delivery. Our headquarters are based in Dubuque, Iowa, yet our focus remains firmly on the Galena community. We understand the unique challenges that local families face and strive to support them through various outreach initiatives and partnerships with local organizations.

Our Mission

At Dupaco Community, our mission is more than just offering financial products; it's about building relationships and creating positive change in people's lives. We believe in providing personalized service that makes a difference from assisting first-time homebuyers in navigating mortgage options to helping individuals consolidate debt through tailored loan solutions. While members can visit us at 11375 Oldenburg Ln Galena Il 61036, official correspondence should be sent to 11375 Oldenburg Ln, Galena, IL 61036-8104. Our branch features modern conveniences like an ATM and drive-thru banking services for added accessibility. With operating hours designed for your convenience Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 12:00 PM we ensure that you can manage your finances on your schedule.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated near charming local landmarks that make it a breeze to stop by. You'll find us just a short drive from the picturesque downtown area of Galena, famous for its historic buildings and vibrant shops. We prioritize accessibility for all members; our facility complies with ADA standards and features ramps for easy entry.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. Our lobby hours are designed to fit around your busy life open Monday through Thursday from 8:30 AM to 5:30 PM, Fridays until 6:00 PM, and Saturdays from 8:30 AM to 12:00 PM. While we're closed on Sundays, our ATM is available around the clock so you can access your funds whenever you need them.

Parking and Drive-Thru Convenience

We offer ample parking space right outside the branch, making it convenient for you to hop in and out as needed. If you're on the go, take advantage of our drive-thru service where you can complete simple transactions without leaving your vehicle.

Services Tailored for You

At Dupaco Community, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Plus, enjoy the convenience of online and mobile banking! If you're part of a partner credit union, feel free to use our shared service center for basic transactions. If you have questions or want to learn more about what we can do for you, don't hesitate to give us a call at 800-373-7600. We look forward to welcoming you into our community!

Member Eligibility

Welcome to the welcoming family at Dupaco Community! Becoming a member is not just about opening an account; it's about joining a community that truly cares about your financial well-being. Here, eligibility is simple and friendly. If you live, work, worship, or attend school in the area, you're likely already qualified! We believe everyone deserves access to financial services that empower them, so we invite you to learn more about the specific criteria by visiting our detailed resource at . Once you're ready to take the next step toward membership, opening your account at Dupaco Community is as easy as pie. Just give us a call at (800) 373-7600, and our team will guide you through the process. You'll be glad to know that being part of our community comes with fantastic benefits like personalized service and competitive rates on loans and savings. Join us today at our branch located at 11375 Oldenburg Ln Galena Il 61036 we can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,986 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $839,280,535, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services enable you to accept various forms of payment easily, enhancing customer satisfaction while streamlining your operations. Picture your customers enjoying a smooth checkout experience this not only builds loyalty but also helps your business grow. Visit us at 11375 Oldenburg Ln Galena Il 61036 in Galena, IL, or call us at (800) 373-7600 to learn more about how we can assist your business in achieving its goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have specialized services just for you! Our business banking solutions, including merchant services and business loans, empower local entrepreneurs to thrive. With us by your side, managing cash flow or investing in growth has never been easier.

Convenient Online & Mobile Banking

With today's fast-paced lifestyle, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone. Plus, our ATM services provide quick access to cash whenever you need it.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions without the hassle of going inside the branch, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Additionally, if you're a member of partner credit unions, our shared branch transactions make it easy to conduct business across different locations. At Dupaco Community, located at 11375 Oldenburg Ln, Galena, IL 61036, we're here to support all aspects of your financial journey. If you have any questions or would like to learn more about how our services can benefit you personally or professionally, don't hesitate to reach out at 800-373-7600. Come visit us today and experience how we can help simplify your financial life!

Loans Tailored to You

We understand that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation solutions to help you navigate through financial hurdles smoothly. Whether it's covering medical expenses or consolidating debt into one manageable payment, we've got your back.

Personal Banking Solutions

Managing your finances should be simple and convenient. At Dupaco Community, we offer personal banking services that include checking and savings accounts tailored to help you save effectively and manage your day-to-day expenses. Imagine having a flexible checking account that not only meets your immediate needs but also offers rewards for your spending our credit cards with rewards make this possible! When it comes time to make a big purchase, like a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing services provide competitive rates that can make owning a home more accessible than ever.

Digital & Online Banking

Security First

Security is a top priority for us. Our online banking services include electronic signature authorization, giving you peace of mind when signing documents digitally. You can trust that your personal information is protected with advanced security measures in place.

Stay Connected Anytime

With our mobile application, available for both iOS and Android devices, managing your accounts has never been easier. You can make mobile payments with just a few taps and enjoy the flexibility of making transactions wherever you are. Plus, if you need to send money to friends or family, our person-to-person transfer feature simplifies the process though please note this service isn't currently offered at Dupaco Community. Our 24/7 online banking services mean that whether it's day or night, you're always connected to your finances. Whether you're checking balances before heading out or transferring funds while waiting in line, everything you need is at your fingertips. Join us at Dupaco Community and experience the ease of digital banking tailored just for you!

Financial Strength

Commitment to Growth

With $282,982,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we provide $28,100 in used auto loans and have a total of $2,336,020,815 in loans and leases to support our members' financial goals across various sectors.

Growing Member Trust

We're proud of our growing member base with a total of 377,396 share and deposit accounts. This showcases the trust our community has in us as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupaco Community is your trusted partner. Visit us at 11375 Oldenburg Ln Galena Il 61036 or call (800) 373-7600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are our priority. Members' funds are secured through $1,034,710,232 in share certificates and $498,999,804 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our impressive $16,896,088, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 606 full-time employees and 18 part-time employees ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $405,994,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $380,471,013 in used vehicle loans and $146,176,003 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have the support you need for your next ride.

Business Loans

For business owners, our outstanding commercial loans totaling $839,280,535 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions that work for you. If you're considering refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out. Our team is ready to assist you in finding the best financial solutions tailored to your needs. You can visit us at 11375 Oldenburg Ln, Galena IL 61036 or call us at 800-373-7600 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Dupaco Community, we're committed to helping you navigate your financial journey with confidence and ease!

Credit Lines

For those needing additional flexibility in their finances, our total credit lines amount to $814,408,697. This option can be beneficial for unexpected expenses or larger purchases where you might not want to tap into savings immediately.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,682,092, make buying or refinancing simple. We're here to guide you through the process and help you find the right loan structure for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $87,844,453 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your everyday spending.

Loan Aggregator

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