Dupaco Community Credit Union Cedar Rapids IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dupaco Community, your trusted partner in financial growth located at 110 35th Street Dr SE, Cedar Rapids, IA 52403. Established in 1948, we have been committed to serving our members with integrity and dedication for over 75 years. With a strong membership base of 170,003 individuals, we prioritize your financial well-being by offering a wide range of services tailored to meet your needs. At Dupaco Community, we understand that every member is unique. That's why we offer personalized banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our total assets stand impressively at $3,365,357,499, with total deposits reaching $252,762,451. We take pride in our financial strength and stability, which allows us to support our members effectively. Led by our experienced CEO, Joseph Hearn, and Board President Ellen Goodmann Miller, our dedicated team of 624 employees is here to help you navigate your financial journey. Whether you're looking for advice on loans or simply need assistance managing your accounts, we're just a phone call away at 800-373-7600. While you can visit us at our Cedar Rapids branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 110 35th Street Dr SE, Cedar Rapids, IA 52403-1321. Join us today and experience the benefits of being part of a community-focused credit union that puts its members first! Explore more about what we offer by visiting our website at Dupaco Community. We look forward to serving you!

Branch History & Mission

At Dupaco Community, our story is one of commitment and growth. Founded in 1948, we have proudly served the Cedar Rapids community for over 75 years. Our branch, located at 110 35Th Street Dr SE, Cedar Rapids, IA 52403, stands as a testament to our dedication to providing exceptional financial services while nurturing strong relationships with our members. From humble beginnings, Dupaco Community has evolved into a thriving credit union with a membership base of 170,003 individuals. We have consistently prioritized the financial well-being of our members, growing our total assets to an impressive $3,365,357,499. Our journey reflects not just financial success but also our unwavering mission: to empower individuals and families by delivering accessible financial solutions tailored to their needs. At Dupaco Community, we believe in building a brighter future for everyone. Our mission is clear we aim to enhance the quality of life for our members and the communities we serve through responsible lending practices and community support initiatives. Whether it's offering personal banking options like checking accounts or auto loans, or providing business banking services that help local entrepreneurs thrive, our focus remains on what truly matters: people. As part of our commitment to accessibility and service excellence, we offer various convenient features including ATM access and drive-thru banking. Our operating hours are designed with you in mind; we're open Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 12:30 PM. For those who prefer digital interactions, we provide online and mobile banking options to ensure you can manage your finances anytime. While members can visit us at 110 35Th Street Dr SE, official correspondence should be sent to 110 35th Street Dr SE, Cedar Rapids, IA 52403-1321. We understand that being a good neighbor means giving back. That's why Dupaco actively engages in community outreach efforts, partnering with local organizations to support initiatives that make a difference in the lives of our members. Join us today at Dupaco Community! Experience firsthand how we can help you achieve your financial goals while becoming part of a community-focused credit union that cares about your future. For more information or assistance, feel free to call us at 800-373-7600 or visit us online at Dupaco Community. Together, let's build a stronger community!

Branch Location & Accessibility

Call to Action

Ready to experience convenient banking? Visit us at Dupaco Community's Cedar Rapids 1st Avenue branch today or give us a call at 800-373-7600. We look forward to meeting you and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is easily accessible and situated near popular local landmarks, making it simple to stop by while you're out and about. We understand that convenience matters, so we've made sure our location offers ample parking and features like ADA-compliant access for all members. Plus, if you need to reach us via mail for official correspondence, you can send it to the same address: 110 35th Street Dr SE, Cedar Rapids, IA 52403-1321.

Operating Hours and Services

At Dupaco Community, we know your time is valuable. That's why our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 8:30 AM to 12:30 PM. If you can't make it during those hours, don't worry! Our Live Video Teller service is available on weekdays starting at 8:00 AM until 1:00 PM. For those late-night needs or quick transactions on Sundays, our ATM is always open for withdrawals and balance checks. We offer a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our drive-thru banking makes it easy for you to conduct simple transactions without leaving your car.

Member Eligibility

At Dupaco Community, we believe that everyone deserves a place in our friendly and supportive financial family. Joining us is easy! If you live, work, worship, or attend school in the Cedar Rapids area, you can become a member. We welcome individuals from all walks of life to experience the benefits of being part of our community-focused credit union. Membership not only opens doors to personalized banking services but also gives you access to competitive loan rates and savings options designed with your needs in mind. For more detailed eligibility information, feel free to visit our website at . Ready to take the next step? Opening an account is straightforward. Just give us a call at (800) 373-7600, and our team will guide you through the process. You can also visit us at our branch located at 110 35Th Street Dr Se Cedar Rapids Ia 52403. We're excited to have you join us at Dupaco Community, where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine running your business without worrying about payment processing. Our merchant services allow you to accept payments seamlessly, whether in-store or online. This means you can focus on what you do best growing your business while we handle the transaction side of things. Located conveniently at 110 35Th Street Dr Se Cedar Rapids Ia 52403 in Cedar Rapids, IA, we're here to provide personalized service tailored to your needs. Contact us today at (800) 373-7600 to learn how we can support your business aspirations!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,986 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $839,280,535, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. Our ATM services allow for easy access to cash whenever you need it. At Dupaco Community, we're more than just a credit union; we're part of your community's financial journey. If you're ready to experience personalized service combined with modern banking conveniences, visit us today or check out our website at Cedar Rapids 1st Avenue. Let's work together toward achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer flexible financing options designed to fit your budget. We understand that buying a vehicle is a significant investment, which is why we strive to make the loan process straightforward and stress-free. From application to approval, we're here to assist you every step of the way.

Business Banking

For business owners, Dupaco Community offers comprehensive business banking solutions including merchant services and business loans. We understand the challenges of running a business and are committed to providing the financial tools necessary for growth and success.

Credit Cards with Rewards

Our credit cards come with fantastic rewards programs designed for everyday use. Whether you're earning points on groceries or travel, these cards provide great benefits while helping you build credit. Plus, managing your card is simple with our online and mobile banking features.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize digital banking features such as online and mobile banking. Access your accounts anytime, anywhere whether it's making deposits, withdrawing cash from ATMs, or managing transactions through our user-friendly app.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Dupaco Community, we provide mortgage loans that make it achievable. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced mortgage specialists will guide you through the process, ensuring you find the right solution for your situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine having an account that not only meets your everyday spending needs but also helps you save for future goals. With competitive rates and easy access through our online and mobile banking platforms, managing your finances has never been easier.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease financial burdens. We offer competitive rates and flexible repayment options tailored to your unique circumstances. Imagine having one manageable monthly payment instead of juggling multiple debts let us help you achieve that peace of mind.

Digital & Online Banking

At Dupaco Community, we understand that managing your finances should be as easy and secure as possible. That's why our digital and online banking services are designed to give you the freedom to handle your banking needs anytime, anywhere. Our online banking platform is accessible 24/7 at https://www.dupaco.com/ , allowing you to check your balance, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which means you can view your account statements electronically whenever you need them no more waiting for paper statements to arrive in the mail. For those on the go, our mobile application offers a user-friendly interface where you can manage your accounts from your smartphone or tablet. Whether you're looking to make mobile payments or access your accounts quickly, everything is right at your fingertips. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it simple and secure. While our person-to-person transfer service isn't available yet, we ensure that all transactions through our online services are protected by robust security measures. You can bank with peace of mind knowing that your information is safe. With Dupaco Community's digital services, staying on top of your finances has never been easier! Whether you're checking balances late at night or making a payment during lunch, we're here to support you every step of the way. Join us today and experience banking designed for your busy lifestyle!

Financial Strength

Committed to Growth and Innovation

With $282,982,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,100 in used auto loans and a total of $2,336,020,815 in loans and leases.

Growing Trust

Total Share Accounts: 377,396, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $5,223,399, we are well-positioned to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupaco Community is your trusted partner. Visit us at 110 35Th Street Dr Se Cedar Rapids Ia 52403 or call (800) 373-7600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $1,034,710,232 in share certificates and $498,999,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,896,088 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 606 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $405,994,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $380,471,013 in used vehicle loans and $146,176,003 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $839,280,535 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our tailored solutions can support your ambitions. In addition to these offerings, we also provide refinancing options to help you lower monthly payments or consolidate debts. If you're interested in learning more about eligibility for any of our loan products or want assistance in choosing the best option for your needs, don't hesitate to reach out! For more information on our loan offerings or to speak with one of our knowledgeable team members, call us at (800) 373-7600. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,682,092, make buying or refinancing simple. We provide competitive rates and flexible terms, ensuring you can find a solution that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,844,453 in loans helping members manage their finances effectively. Our credit cards come with various benefits to make daily transactions easier while providing you with the purchasing power you need.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all comparisons are fair and transparent, allowing users to make informed decisions about their financing options. LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users find the best deals available at any given moment.

User Trust and Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect our commitment to delivering reliable and effective solutions for your borrowing needs. With LendMesh, you can compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DUPACO COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Solutions

Comprehensive List Of Services

Additional Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

Committed to Growth and Innovation

Growing Trust

Member-Centric Savings Solutions

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

User Trust and Testimonials

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