Dupaco Community Credit Union Carroll IA | Best Auto Loans & Business Banking

Introduction

Welcome to Dupaco Community, your trusted partner in financial wellness located at 503 W Us Highway 30, Carroll, IA 51401. Since our establishment in 1948, we have been dedicated to serving our members with integrity and excellence. With a robust membership of over 170,000 individuals, we pride ourselves on being more than just a credit union; we are a community-focused institution committed to making a positive impact in the lives of those we serve. At Dupaco Community, we understand that financial success is about more than just numbers. Our total assets stand at an impressive $3,365,357,499, reflecting our stability and reliability as your financial partner. With $252,762,451 in deposits and a healthy net worth of $405,994,116, you can trust that your finances are secure with us. Our offerings go beyond traditional banking services. Whether you're looking for personal loans, auto financing, or business banking solutions including a net member business loan balance of $896,125,319 we tailor our services to meet your unique needs. Our experienced team of over 624 employees, led by CEO Joseph Hearn and Board President Ellen Goodmann Miller, is here to guide you every step of the way. While members can visit us at our Carroll location for face-to-face assistance and support during lobby hours from 8:30 AM to 5:30 PM on weekdays and 8:30 AM to 12:30 PM on Saturdays, you can also reach out anytime via phone at 800-373-7600 or explore our services online at Dupaco Community. Join us at Dupaco Community today and discover how we can help you achieve your financial goals!

Branch History & Mission

A Legacy of Growth

Dupaco Community was founded with the vision of providing affordable financial services to those who needed it most. Over the years, we have embraced the evolving needs of our members while maintaining a strong commitment to community support. Today, our total assets exceed $3.36 billion, reflecting our dedication to not just growth but responsible stewardship of member resources. From the beginning, we've prioritized innovation alongside personal service. Whether it's through advancements in online and mobile banking or ensuring ADA compliance for all our facilities, we strive to make banking accessible and convenient for everyone. We also offer services such as drive-thru banking and shared service center options to enhance your experience.

Join Us Today

As we look towards the future, Dupaco Community remains dedicated to enhancing financial well-being and contributing positively to Carroll and beyond. We invite you to join us on this journey experience first-hand how we can support your financial goals while being part of a vibrant community network. For more information or assistance, feel free to call us at 800-373-7600 or visit our website at dupaco.com. Together, let's build a brighter tomorrow!

Our Mission

Our mission is simple yet profound: to empower our members financially while fostering a sense of belonging within our community. At Dupaco Community, we believe that when individuals thrive, communities flourish. That's why we provide a variety of financial products from checking accounts and auto loans to mortgages and business services designed to meet the diverse needs of our membership. We are committed to supporting local initiatives and partnerships that uplift our neighborhoods. Whether through sponsoring events or volunteering time and resources, Dupaco Community stands ready to make a positive impact. While members can visit us at 503 W Us Highway 30 for all their banking needs, official correspondence should be sent to the same address for consistency.

Branch Location & Accessibility

Additional Information

While members can visit us at 503 W Us Highway 30 for all their banking needs, official correspondence should be sent to the same address as well. Our dedicated staff is always ready to assist with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. Plus, we offer shared branch services for partner credit union members. Feel free to reach out at 800-373-7600 if you have any questions or need further assistance. We look forward to welcoming you at Dupaco Community in Carroll!

Local Landmarks and Accessibility

Nestled near popular local landmarks, our branch is easily accessible for everyone. You'll find us just a short drive from downtown Carroll, making it simple to swing by during your day-to-day activities. We also ensure that our location is ADA compliant, with ramps and accessible parking available for those who need them.

Operating Hours & Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM. On Sundays, while the lobby is closed, you can still access our ATM services anytime. Speaking of ATMs, we have an ATM on-site for quick cash withdrawals and balance checks. If you prefer using our drive-thru service, we have live video teller options available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. This allows you to conduct transactions from the comfort of your vehicle without any hassle.

Member Eligibility

Joining the Dupaco Community is like stepping into a warm, welcoming family where your financial well-being matters. To become a member, you simply need to meet a few friendly eligibility requirements. If you live or work in certain counties or have a family member who is already part of our community, you're likely on the right track! Our focus is on supporting members from diverse backgrounds, making it easier for you to access the financial services you need. For more detailed information about eligibility, feel free to check out this link for the latest updates. Once you've confirmed your eligibility, opening an account with us is a breeze! Just give us a call at (800) 373-7600 to ask any questions or get guidance through the process. We're here to help you every step of the way as you take this exciting step towards better banking and financial freedom at our branch located at 503 W Us Highway 30 Carroll Ia 51401.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,986 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $839,280,535, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments easily while offering your customers a variety of payment options. Our merchant services do just that. They simplify transactions, allowing you to focus more on what you do best running your business. Whether it's credit card processing or online payment solutions, we're here to help streamline your operations and enhance customer satisfaction. Visit us at 503 W Us Highway 30 Carroll Ia 51401 in Carroll, IA, or call us at (800) 373-7600 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans designed to support your growth. Our aim is to provide the tools you need to succeed in today's competitive market.

Closing Thoughts

At Dupaco Community in Carroll, we're dedicated to not only meeting but exceeding your financial service expectations. With friendly staff ready to assist you during lobby hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM we're here whenever you need us. Visit us today or explore more about our offerings at dupaco.com. Your financial well-being is our priority!

Convenient Access Points

Accessing your funds has never been easier with our ATM and cash withdrawal services available at various locations. Our branch also features basic drive-thru banking for quick deposits and withdrawals, making transactions simple when you're on the go. Plus, if you're a member of a partner credit union, take advantage of basic shared branch transactions to deposit or withdraw funds seamlessly.

Credit Cards that Reward You

With our credit cards featuring rewards, you can earn points on everyday purchases while enjoying competitive rates. Whether you're using them for groceries or gas, it's a great way to make your spending work for you.

Lending Options for Everyone

If you're in the market for a vehicle or considering a new home, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. Our mortgage loans and refinancing services help you navigate the home-buying process with confidence, ensuring that you find the right loan for your situation. For those unexpected expenses or projects, we also provide personal loans and debt consolidation solutions, helping you manage your finances effectively.

Personal Banking Solutions

Whether you're just starting out with your first checking account or looking for ways to save for future goals, our personal banking services have you covered. We offer a variety of checking and savings accounts tailored to fit different lifestyles and needs. Imagine being able to manage your finances easily with our online and mobile banking features, allowing you to check balances, pay bills, and transfer funds from anywhere.

Digital & Online Banking

Go Green with E-Statements

Say goodbye to paper statements! With our e-statements feature, you can access your account statements digitally. This not only helps you keep track of your finances but also supports eco-friendly practices. In summary, Dupaco Community offers a comprehensive range of digital banking options that prioritize convenience and security. From our robust online banking platform to our intuitive mobile app, we ensure that managing your money is straightforward and accessible. Experience the ease of modern banking today!

Online Banking Made Easy

Our online banking services, available at https://www.dupaco.com/ , allow you to access your accounts anytime, anywhere. You can check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with 24/7 access to your accounts, you're always in control of your finances.

Secure Transactions at Your Fingertips

Security is a top priority for us at Dupaco Community. You can rest easy knowing that our online services are equipped with advanced security measures to protect your personal information. We also offer person-to-person transfers for those times when you need to send money quickly and easily though this feature isn't available currently.

Stay Connected with Our Mobile App

For those who prefer banking on their smartphones, our mobile application is here for you! It's packed with features that make banking simple and efficient. Whether you're making mobile payments or checking e-statements, everything is just a tap away. And yes, you can even authorize electronic signatures right through the app!

Financial Strength

Growing Member Base

Total Share Accounts: 377,396, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,223,399. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupaco Community is your trusted partner. Visit us at 503 W Us Highway 30 Carroll Ia 51401 or call (800) 373-7600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong performance is reflected in our $16,896,088, showcasing our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 606 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $282,982,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to maintain a robust lending capacity with $28,100 in used auto loans and $2,336,020,815 in total loans and leases. Our commitment to supporting your financial goals extends across various sectors.

Secure Savings Options

Members' savings are secured through $1,034,710,232 in share certificates and $498,999,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $405,994,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Dupaco Community, we understand that life is filled with financial decisions, whether you're buying a new car, purchasing a home, or managing everyday expenses. Our diverse range of loan products is designed to help you meet your goals effectively. Located at 503 W Us Highway 30 in Carroll, IA, our dedicated team is ready to assist you every step of the way. You can reach us at 800-373-7600 for any inquiries. With over 100406 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? We offer some of the lowest rates in the industry, with over $380,471,013 in used vehicle loans and $146,176,003 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $182,682,092, making buying or refinancing simple. We also provide flexible terms on unsecured credit card loans, with a total of $87,844,453 in loans helping members manage their finances effectively. For business owners seeking growth opportunities, our outstanding commercial loans totaling $839,280,535 provide the capital needed to expand your business. Furthermore, if you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to ask one of our representatives for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Dupaco Community, we're committed to offering you the best financial solutions tailored to your needs. Visit us today and discover how we can support your journey towards financial wellness!

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DUPACO COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans