Dunlop Employees Credit Union Tonawanda NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dunlop Employees Federal Credit Union, where our commitment to serving our members has been strong since 1951. Located at 10 Sheridan Dr, Tonawanda, NY 14150, we pride ourselves on being more than just a financial institution; we are a trusted partner in your journey toward financial wellness. At Dunlop Employees, we understand the importance of community and personal connection. With a dedicated team of just 3 employees, led by our CEO Ronna Sidoti and Board President Thomas Calpin, we strive to provide personalized service that meets your unique needs. Our total membership has grown to over 1,800, reflecting our commitment to supporting each member's financial goals. With total assets of $15,648,789 and deposits amounting to $1,265,749, we maintain a solid foundation for delivering quality services. From auto loans and mortgages to personal loans and credit cards with rewards, we offer a variety of products designed to empower you financially. We have facilitated approximately 520 loans and leases, demonstrating our ability to support you in achieving your dreams. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1109, Buffalo, NY 14240. If you have any questions or need assistance, please don't hesitate to reach out at 716-873-4112. Join us today at Dunlop Employees Federal Credit Union where your financial success is our priority!

Branch History & Mission

Community Commitment

Over the years, Dunlop Employees has not only focused on providing financial products but also on giving back to the community. We actively participate in various outreach programs and partnerships that aim to uplift those around us. Our commitment extends beyond banking; we believe in being an integral part of the Tonawanda community.

Join Us Today!

We invite you to join Dunlop Employees Federal Credit Union and experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Together, let's build a brighter financial future! If you have any questions or need assistance, feel free to call us at (716) 873-4112. Your journey begins here!

Modern Services

To better serve you, we continually adapt to the changing needs of our members. Although we currently do not have ATM services or drive-thru banking available, we are dedicated to ensuring accessibility through other means. Our operating hours from Monday to Thursday are 6:30 AM to 3:30 PM, allowing ample time for you to visit us during your day. As technology evolves, we're keeping pace with digital advancements that enhance your experience without losing sight of our personal touch. Whether you need assistance with checking and savings accounts or you're looking for reliable vehicle financing options, we're here for you every step of the way.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting the communities we serve. We understand that financial well-being is crucial for individuals and families, so we offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Every product we offer is designed with our members' best interests in mind. While members can visit us at 10 Sheridan Dr, official correspondence should be sent to PO Box 1109, Buffalo, NY 14240. This ensures that all communication is handled efficiently and effectively.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to accommodate all members. You'll find our location welcoming and easy to navigate, whether you're walking in or driving up.

Connect with Us

If you have questions or need assistance, don't hesitate to give us a call at 716-873-4112. We invite you to visit us soon and discover how we can support your financial journey!

Operating Hours

Our lobby hours are convenient for your busy schedule. We're open Monday through Thursday from 6:30 AM to 3:30 PM and closed on Fridays. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgage refinancing, our friendly staff is here to help during these hours.

Services Offered

At Dunlop Employees Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like credit cards with rewards to business banking solutions including merchant services, we have something for everyone. While we currently do not have ATM availability or drive-thru service at this location, our team is ready to assist you inside the branch.

Member Eligibility

At Dunlop Employees, becoming a member means joining a community that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the Tonawanda area to apply for membership. If you have family members who are already part of our credit union, that's another easy way to get involved! The benefits of being a member are plentiful from personalized service to competitive rates on loans and savings accounts. You can learn more about the specific eligibility criteria by visiting [this link]( ). Opening an account with us is simple and straightforward. Just give us a call at (716) 873-4112, and our friendly staff will guide you through the process. Whether you're looking to save for a rainy day or finance a new vehicle, we're here to support your journey every step of the way. Don't miss out on the chance to be part of something special at Dunlop Employees located at 10 Sheridan Dr Tonawanda Ny 14150!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any commercial loans, we are dedicated to providing tailored financing solutions that fit your unique needs when they arise. Imagine needing funds for new equipment or expanding your workspace. With our member-focused approach, we aim to create opportunities for businesses like yours to thrive.

Merchant Services for Everyday Needs

In addition to loans, our merchant services help streamline your transactions, allowing you to focus on what you do best running your business. From payment processing solutions to secure transactions, we provide tools that enhance customer experiences and boost sales. If you're ready to take your business to the next level, visit us at 10 Sheridan Dr Tonawanda Ny 14150 or call us at (716) 873-4112. Let's work together to create a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer auto loans and vehicle financing options that make car ownership attainable. With flexible terms and competitive rates, getting behind the wheel of your dream car is just a few steps away. Picture driving off the lot knowing that you've made a smart financial choice with support from us.

Business Banking

For local entrepreneurs and businesses, our business banking services, including merchant services and business loans, are crafted to support your growth. Whether you need financing to expand or tools for managing transactions smoothly, we are committed to helping your business thrive in today's competitive landscape.

Credit Cards with Rewards

Our credit cards with rewards let you earn points or cashback on everyday purchases. Think about how nice it would be to use your credit card for groceries or gas and then receive rewards that contribute towards travel or shopping! It's like getting paid for spending wisely.

Digital Banking Convenience

We also prioritize convenience with our online and mobile banking features. Imagine being able to check your balance, transfer funds, or pay bills from anywhere at any time! While we currently do not offer ATM access at this branch location, our digital solutions ensure that managing your finances remains simple and efficient. If you're ready to explore these services further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! You can contact us at (716) 873-4112 during our lobby hours from Monday through Thursday between 6:30 AM - 3:30 PM. At Dunlop Employees, we're here to help every step of the way!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans and refinancing options are designed to simplify the process. We're here to guide you through each step, ensuring you find the best fit for your financial situation. Owning a home can be one of life's most rewarding experiences, and we want to help make it a reality.

Personal Banking

One of the cornerstones of our offerings is personal banking, where we provide checking and savings accounts tailored for different lifestyles. Imagine having a checking account that helps you manage your day-to-day expenses effortlessly while allowing you to save for future goals. Our savings accounts offer competitive interest rates, making it easier for you to grow your funds over time.

Personal Loans & Debt Consolidation

If you're facing multiple debts or need extra cash for unexpected expenses, our personal loans and debt consolidation services can provide relief. We understand how overwhelming finances can be, so we aim to simplify your repayment process while potentially lowering your interest rates.

Digital & Online Banking

Accessible Services

While features such as e-statements, mobile payments, and person-to-person transfers aren't currently offered, we remain focused on providing accessible personal banking options. Our team is here to assist you in exploring all available services and answering any questions you may have.

Security and Convenience

Your security is our top priority. We take measures to ensure that your financial information is protected, giving you peace of mind as you navigate your banking needs. Even though electronic signatures are not available at this time, we are dedicated to making the process straightforward and safe.

Stay Connected

Although our branch does not provide a mobile application or 24/7 online banking services yet, we encourage you to reach out during our lobby hours from Monday to Thursday, 6:30 AM to 3:30 PM. You can call us at (716) 873-4112 for immediate assistance or guidance regarding our services. At Dunlop Employees, we're committed to helping you manage your finances effectively with the tools we have available today. We look forward to serving your banking needs!

Financial Strength

Member Savings Secured

Members' savings are secured through $5,438,788 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $2,009,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,282 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $1,990,454 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $193 in used auto loans and $10,004,669 in total loans and leases supporting our members' financial goals across various sectors.

Strong Community Trust

Total Share and Deposit Accounts: 2,505, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $246,765 further emphasizes our commitment to your financial wellbeing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dunlop Employees is your trusted partner. Visit us at 10 Sheridan Dr Tonawanda Ny 14150 or call (716) 873-4112 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those needing extra funds for personal projects or unexpected expenses, our personal loan offerings are designed with you in mind. While we currently do not have commercial loans available, rest assured that our team is here to assist you in finding the right solution for your financial situation. Our dedicated staff at Dunlop Employees is ready to help you navigate through these options. If you have questions or need assistance with applying for any of our loan products, please don't hesitate to reach out at (716) 873-4112. We're here to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,653,580 in used vehicle loans and $3,441,674 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, we have options that suit your budget and needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $706,518, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your lifestyle. Plus, if you're interested in refinancing your current mortgage, we can guide you through the process and help you explore eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though currently we do not have any outstanding amounts in this category, our commitment is to provide effective tools for managing finances when you need them most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are based on accurate information.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring that users can trust the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DUNLOP EMPLOYEES FEDERAL CREDIT UNION - Tonawanda, NY