Dugood Credit Union West Orange TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Dugood, your trusted partner in financial well-being, located at 3109 Edgar Brown Dr Ste D, West Orange, TX 77630. Since our establishment in 1962, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a strong membership base of 36,330 and total assets amounting to an impressive $526,644,064, we are dedicated to helping you achieve your financial goals. At Dugood, we understand that every member's journey is unique. Whether you're looking for personal banking solutions, auto loans, or business financing options, our experienced team is here to assist you every step of the way. Our CEO, Clint Wilson, along with Board President Larry Ducharme, lead a dedicated staff of 136 employees who are committed to enhancing your banking experience. For any official correspondence, please note that while members can visit us at our West Orange location, our mailing address is slightly different: 3109 Edgar Brown Dr Ste D, Orange, TX 77630. With total deposits reaching $32,666,607 and robust loan offerings totaling 14,848, we strive to ensure that your money works for you. Our net worth stands strong at $66,136,347, backed by cash reserves of $5,191,889 ready to support your financial needs. Join us today at Dugood where community impact and member satisfaction go hand-in-hand. Feel free to reach out via phone at 409-886-0726 or visit us online at Dugood.org for more information on how we can help you thrive financially!

Branch History & Mission

At Dugood, our journey began in 1962 in the vibrant community of West Orange, TX. Over the years, we have grown into a trusted financial partner for over 36,000 members, fostering a legacy built on service and community support. Our branch is conveniently located at 3109 Edgar Brown Dr Ste D, surrounded by the warm spirit of our local neighborhoods. From our humble beginnings to now managing total assets of over $526 million, Dugood has remained committed to empowering individuals and families through sound financial services. We take pride in being more than just a credit union; we are an integral part of the community. Our mission is simple yet powerful: to provide exceptional banking solutions that enhance the lives of our members while contributing positively to our community. As we reflect on our history, it's clear that each milestone was achieved through dedication and innovation. We've adapted to changing times by incorporating modern technology into our services. Members can enjoy online banking, mobile payments, and e-statements, making their financial management easier than ever. Plus, with ATM access and drive-thru banking available at our branch, we ensure that convenience is always within reach. Our commitment extends beyond finances; we actively engage in community outreach programs and partnerships that foster growth and development in West Orange. Whether it's supporting local schools or organizing events that bring neighbors together, Dugood strives to make a difference. While members can visit us at 3109 Edgar Brown Dr Ste D for all their banking needs, official correspondence should be sent to our mailing address at 3109 Edgar Brown Dr Ste D, Orange, TX 77630. Join us as we continue this journey together. Experience the benefits of being part of Dugood where your financial goals matter and community spirit thrives! For more information or to become a member today, call us at 409-886-0726 or visit our website.

Branch Location & Accessibility

Welcome to Dugood's Orange Branch, located at 3109 Edgar Brown Dr Ste D in West Orange, TX. Our branch is nestled in a convenient spot that's easy to access, whether you're coming from downtown or nearby neighborhoods. You can find us close to popular local landmarks, making your visit even simpler. At Dugood, we prioritize making banking accessible for everyone. Our branch features ample parking and is equipped with ADA-compliant facilities, ensuring that all members can easily navigate our space. If you prefer banking on the go, we offer a drive-thru service for quick deposits and withdrawals without leaving your vehicle. While you can visit us at our physical address for all your banking needs, please remember that any official correspondence should be sent to our mailing address at 3109 Edgar Brown Dr Ste D, Orange, TX 77630. Our friendly team is here to assist you Monday through Friday from 7:30 AM to 5:30 PM. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services like personal banking options or business loans we're ready to help. For those who need cash or want to check their balance outside of regular hours, we also have an ATM available on-site. Feel free to call us at 409-886-0726 if you have any questions before your visit. We invite you to stop by and experience the personalized service that sets Dugood apart!

Member Eligibility

At Dugood, we believe that becoming a member means joining a supportive community that truly cares about your financial well-being. If you're interested in becoming part of our family, it's simple! To be eligible for membership at our West Orange branch located at 3109 Edgar Brown Dr Ste D, all you need is to reside, work, or worship in the areas we serve. This includes those who live or work in Orange County and surrounding areas. We welcome individuals from various backgrounds because we know that diversity strengthens our community. Joining us not only opens doors to a range of financial services but also provides you with the opportunity to build lasting relationships. Our members enjoy competitive rates on loans and savings, personalized service, and access to online banking tools that make managing finances easier than ever. If you're ready to take the next step, you can find all the details about eligibility criteria on our website. When you're ready to open an account, simply visit us online at https://www.dugood.org/loan-application or give us a call at (409) 886-0726. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to invest in new equipment, hire additional staff, or launch a marketing campaign. Our tailored loans provide flexible options that meet your specific needs, allowing you to focus on what matters most running your business.

Merchant Services

In addition to financing, we offer robust merchant services that make transactions easier for your customers and streamline your operations. Picture this: a busy Saturday at your retail store where customers can pay effortlessly through various methods credit cards, mobile payments, or even contactless options. This convenience enhances customer satisfaction while keeping your cash flow steady. Join us at Dugood, located at 3109 Edgar Brown Dr Ste D West Orange Tx 77630 in West Orange, TX, and discover how our dedicated team can partner with you for success. For inquiries, call us at (409) 886-0726. Together, let's turn your business vision into reality!

Comprehensive List Of Services

Additional Services

Our commitment extends beyond traditional banking. Enjoy Basic Drive-Thru Banking for quick deposits and withdrawals without leaving your car. With Basic ATM Access, you can conduct simple transactions like balance checks or withdrawals quickly and efficiently. At Dugood, we're not just here to meet your banking needs; we're here to build lasting relationships within our community. For any questions about our services or how we can assist you further, don't hesitate to reach out at (409) 886-0726. We're ready to help! Visit us today at 3109 Edgar Brown Dr Ste D West Orange Tx 77630 in West Orange, TX or explore more about what we offer at Orange Branch. Your financial well-being is just a call away!

Business Banking Services

For entrepreneurs and business owners, we offer robust Business Banking solutions including Merchant Services and Business Loans. We know how important it is for businesses to have reliable financial support, so we're committed to helping you succeed.

Credit Options

With our Credit Cards with Rewards, you can earn benefits on everyday purchases while enjoying the convenience of cashless transactions. Whether it's for shopping, travel, or emergencies, we've got a credit card that suits your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide Online & Mobile Banking services that allow you to access your accounts anytime, anywhere. You can easily manage transactions, check balances, and transfer money with just a few taps on your device. Plus, our ATM & Cash Withdrawal Services ensure you're never far from cash when you need it.

Home and Personal Loans

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the right fit for your budget. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options provide flexible solutions to keep you on track financially.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for future goals, our personal banking services are tailored just for you. We offer Checking & Savings Accounts that come with features to help you manage your money effectively. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank.

Digital & Online Banking

Accessibility and Security

We prioritize your safety with secure login options and encryption technology to protect your personal information. Our platform is built for ease-of-use so that you can navigate through your accounts effortlessly, whether you're checking balances or making payments. In a world where life moves quickly, Dugood offers reliable digital banking solutions that fit into your lifestyle. Experience the freedom of managing your finances efficiently with our comprehensive online banking services today!

Key Features

With 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever it suits you. Our electronic signature authorization feature means you can complete transactions quickly and securely without the hassle of printing or mailing documents. Plus, for those who prefer to keep track of their statements electronically, e-statements are available, allowing you to view your account information in a clear and organized manner. Our mobile application takes convenience a step further. With this app, you can manage your finances from the palm of your hand. You'll also enjoy the benefits of mobile payments, making shopping even simpler by allowing you to pay directly from your phone. And if you need to send money to friends or family quickly, our person-to-person transfer option makes it easy.

Financial Strength

Commitment to Service

Our $2,192,550 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 71,916, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 3109 Edgar Brown Dr Ste D West Orange Tx 77630 or call (409) 886-0726 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,106 in used auto loans and $381,072,015 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more personalized financing solutions, we provide credit lines with a total value of $152,868,362. This option can be particularly useful for managing unexpected expenses or making larger purchases without the hassle of applying for a traditional loan. If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $58,279,487 can provide the necessary funding to take your business to the next level.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. We make the process simple and straightforward, so you can focus on enjoying your new ride.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. Our dedicated team is here to guide you through every step of the mortgage process.

Refinancing and Eligibility Options

We encourage potential borrowers to explore our refinancing options if they are looking to reduce their monthly payments or take advantage of lower interest rates. For more details on eligibility requirements or how to apply for any of our loan products, feel free to reach out at (409) 886-0726. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at our branch located at 3109 Edgar Brown Dr Ste D West Orange Tx 77630 in West Orange, TX or check out our website at https://www.dugood.org/ for more information about all our services! We look forward to assisting you on your financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: You can view up-to-date loan rates from multiple institutions at any time, helping you to make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in aiding borrowers to find better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that the information you receive is both current and trustworthy.

DUGOOD FEDERAL CREDIT UNION - West Orange, TX

Compare Loan Rates Near You

Loan rates in West Orange, TX (77630)