Dugood Credit Union Vidor TX | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Dugood, your trusted partner in financial well-being since 1962! Located at 1430 N Main St, Vidor, TX 77662, our Vidor Branch is dedicated to serving the community with a personal touch. With a total membership of 36,330 and assets exceeding $526,644,064, we are proud to be a cornerstone of support for our members. At Dugood, we understand that every financial journey is unique. Whether you're looking for auto loans, mortgages, or personal banking solutions, our expert team is here to help you navigate your options with ease. Under the leadership of CEO Clint Wilson and Board President Larry Ducharme, our dedicated staff of 136 employees is committed to ensuring you receive the best service possible. While members can visit us at our Vidor location, official correspondence should be sent to P O Box 12899, Beaumont, TX 77726. We invite you to explore all that we have to offer our total deposits amounting to $32,666,607 and net worth of $66,136,347 highlight our commitment to financial stability and growth. Join us in experiencing the community-focused banking that makes Dugood stand out. For more information or assistance, feel free to reach us at 409-783-2777 or visit us online at Dugood.org. Let's work together towards your financial goals!

Branch History & Mission

Community Engagement

Dugood is more than just a credit union; we are an active participant in the Vidor community. Through partnerships with local organizations and outreach programs, we contribute to initiatives that promote financial literacy and economic development. Our commitment extends beyond banking we're dedicated to making a positive impact where it matters most. With operating hours from 7:30 a.m. to 5:30 p.m., we ensure that our members have ample opportunity to connect with us for their banking needs. Additionally, our digital advancements make it easier than ever for you to manage your finances on-the-go through online and mobile banking options. We invite you to join Dugood and experience the difference of being part of a member-focused credit union that truly cares about your financial future. Explore all the benefits we offer by visiting us online at Dugood.org or call us at 409-783-2777 today!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community support. At Dugood, we believe in putting people first. We aim to provide not just banking services but also education and resources that help our members make informed financial decisions. Whether you are looking to purchase your first home or finance your next vehicle, we're here every step of the way. While members can visit us at 1430 N Main St, official correspondence should be sent to P.O. Box 12899, Beaumont, TX 77726. We understand the importance of accessibility; that's why we offer ATM services and drive-thru banking for your convenience.

Branch Location & Accessibility

Get in Touch

Whether you're a long-time member or looking to join our family, we're here to help. If you have questions or need assistance, don't hesitate to give us a call at 409-783-2777. We invite you to stop by the Dugood Vidor Branch today we can't wait to meet you!

Nearby Landmarks and Accessibility

Situated near the heart of Vidor, our branch is close to several local landmarks, making it easy to incorporate a visit into your day. We have ample parking available right outside the entrance for your convenience. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Operating Hours and Services

We understand that life can be busy! That's why we're open Monday through Friday from 7:30 a.m. to 5:30 p.m., allowing you to visit us at a time that fits your schedule. At Dugood, we offer a wide range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage options, and even business banking services. Need cash? Our ATM is always available for quick withdrawals and balance checks. For those who prefer the convenience of drive-thru banking, we also provide basic services such as deposits and withdrawals right from your car!

Member Eligibility

Joining the Dugood community is like stepping into a welcoming family where your financial needs are prioritized. To become a member, you'll find that eligibility is accessible to many. Typically, if you live, work, worship, or attend school in the Vidor area or have a family member who is already a member, you can easily join us. We believe in fostering strong relationships and supporting our members with tailored financial services that make life easier. For specific details about membership criteria, feel free to visit our eligibility page at . Opening an account at Dugood is straightforward and inclusive. You can start this journey online by visiting our account opening page at https://www.dugood.org/loan-application , or simply give us a call at (409) 783-2777 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses. Imagine securing a loan that allows you to hire more employees, purchase new equipment, or even open a second location. Our loans are crafted to meet the specific needs of your business.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for you. Picture this: a customer walks into your store, makes a purchase, and with just a swipe or tap, the transaction is complete. Our reliable merchant services provide you with the tools needed to accept payments effortlessly, whether in-person or online. This means quicker transactions and happier customers just what every business owner wants! Come visit us at 1430 N Main St Vidor Tx 77662 in Vidor, TX, or give us a call at (409) 783-2777 to learn how we can partner with you on your journey toward success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch offers convenient ATM & Cash Withdrawal Services available 24/7 for your ease of access. You can also perform balance checks right at the ATM.

Auto Loans & Vehicle Financing

Thinking about purchasing a vehicle? With our Auto Loans & Vehicle Financing, you can drive away in your dream car without the financial stress. Our competitive rates and flexible terms make it easier than ever to finance your next vehicle, whether it's new or used.

Business Banking

For entrepreneurs and small business owners, our Business Banking services provide essential tools like merchant services and business loans. We understand the unique challenges businesses face and strive to offer solutions that help them thrive in today's market.

Credit Cards with Rewards

Enjoy shopping and everyday purchases while earning rewards with our Credit Cards with Rewards program. This service allows you to earn points on purchases which can be redeemed for travel, merchandise, and more making each swipe count!

Drive-Thru Services

For those who prefer in-person transactions without leaving their vehicles, we provide Basic Drive-Thru Banking for deposits, withdrawals, and simple transactions. It's quick and efficient! Our commitment at Dugood is not just about banking; it's about building relationships within our community. We invite you to visit us at 1430 N Main St Vidor Tx 77662 or call us at (409) 783-2777 if you have any questions or need assistance with any of our services. Explore how we can support your financial journey today!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. If you're ready to buy a home or want to refinance your existing mortgage for better terms, we're here to help simplify the process. Our experienced team will work closely with you to find the right solution that fits your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer funds, pay bills, and even deposit checks from your smartphone anytime, anywhere.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed for easy access and growth. Whether you're setting up your first account or seeking options for higher interest rates, our friendly staff can help guide you through the process.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but we're here to help with our Personal Loans & Debt Consolidation services. Whether you need funds for an emergency or wish to consolidate debt into one manageable payment, our loans are designed with flexibility in mind.

Digital & Online Banking

Key Features

Imagine checking your balance or transferring money without ever having to leave your home. Our online banking offers just that! You can view e-statements, which provide a quick and easy way to keep track of your transactions and monitor your financial health. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. If you're always on the go, our mobile application makes it even easier for you to bank anytime, anywhere. You can send person-to-person transfers effortlessly, making it simple to share expenses with friends or family. And if you prefer using your smartphone for payments, our mobile payments feature allows you to make purchases quickly and securely.

Security and Accessibility

We prioritize your safety in every transaction. Our online banking platform is equipped with robust security measures to protect your information, so you can bank with confidence. Not only are our services secure, but they are also designed to be intuitive and straightforward, ensuring that everyone can navigate their accounts easily. Whether you're checking balances from the couch or making payments during your lunch break, Dugood is here to support your financial journey with convenient digital solutions tailored for today's fast-paced lifestyle. Explore all these features and more by visiting us at https://www.dugood.org/ today!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 134 full-time employees and 2 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Growing Together

We value your trust as evidenced by our total share accounts of 71,916, showcasing a strong and growing member base that relies on us for their financial needs. Net Shares available for lending and investments stand at $2,318,882, reinforcing our ability to support our members effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 1430 N Main St Vidor Tx 77662 or call (409) 783-2777 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is significant; with $3,106 in used auto loans and $381,072,015 in total loans and leases, we support your financial goals across various sectors.

Secure Savings for Members

Your savings are secure with us. We have $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $66,136,347, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,256 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used option, our team is here to guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, our team is equipped to support your business aspirations. Additionally, if you're interested in refinancing options or checking your eligibility for any of our products, please don't hesitate to reach out. Our dedicated staff at Dugood, located at 1430 N Main St Vidor Tx 77662 in Vidor, TX, is ready to assist you. You can contact us at (409) 783-2777 during our operating hours from 7:30 a.m. to 5:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Dugood, we are committed to helping you navigate your financial journey with tailored solutions that meet your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. We work closely with you to ensure that you understand your options and find the best fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your spending power while maintaining control over your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that ensures you get the best deal. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means you receive fair and clear offers without hidden surprises. One of the standout features of LendMesh is its use of verified data. All loan offers are sourced from legitimate financial institutions, guaranteeing that users can trust the information they receive. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This approach allows for truly unbiased results, empowering users to make informed choices. Another significant advantage is the real-time rate comparisons provided by LendMesh. Users benefit from up-to-date loan rates from multiple institutions, enabling them to assess their options efficiently. This timely information can be critical in securing a favorable rate. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the positive impact LendMesh has on individuals seeking loans. For those ready to explore their options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DUGOOD FEDERAL CREDIT UNION - Vidor, TX