Dugood Credit Union Port Neches TX | Low Mortgage Rates & Business Banking

Introduction

At Dugood, we believe in fostering strong relationships within our community. Located at 2501 Nall St, Port Neches, TX 77651, our branch has been a trusted financial partner since 1962. With over 36,330 members and assets totaling $526,644,064, we are dedicated to helping you achieve your financial goals. Our commitment to excellence is reflected not only in our impressive total deposits of $32,666,607 and a solid net worth of $66,136,347, but also in the personalized service we provide. Under the leadership of CEO Clint Wilson and Board President Larry Ducharme, our team of 136 employees is always ready to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. While members can visit us at our Port Neches branch for face-to-face interactions, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. Whether you're stopping by or reaching out via phone at 409-727-1431, we look forward to serving you! Explore more about what we offer on our website Dugood. Join us in making your financial journey smoother and more rewarding!

Branch History & Mission

At Dugood, we take pride in our rich history and unwavering commitment to our community. Established in 1962, our Port Neches Branch has grown alongside the people of Port Neches, Texas, fostering a strong sense of belonging and financial empowerment. Over the years, we have expanded our reach and services, now proudly serving a total membership of over 36,000 individuals. Located at 2501 Nall St, Port Neches, TX 77651, our branch is more than just a financial institution; it's a hub where friendships are formed and dreams are nurtured. Our proximity to local landmarks makes us easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, our dedicated team is here to help. Our mission is clear: to provide exceptional financial services while being an active supporter of our community. We aim to empower members through personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our services also extend to business banking to support local entrepreneurs. While members can visit us at 2501 Nall St, official correspondence should be sent to P.O. Box 12899, Beaumont, TX 77726. We understand that convenience is key in today's fast-paced world. That's why we offer online and mobile banking services that allow you to manage your finances from anywhere. With features like electronic signatures and person-to-person payments, we've embraced technology while ensuring accessibility for everyone. Dugood is not just about transactions; it's about relationships and building a stronger community together. We actively engage in partnerships with local organizations and schools to support initiatives that uplift those around us. Our team believes that when one member succeeds, we all succeed. With total assets reaching over $526 million, we are financially sound and ready to assist you in achieving your goals. Our operating hours are from 7:30 a.m. to 5:30 p.m., making it easy for you to find time to stop by. Plus, with an ATM available on-site and drive-thru banking options, accessing your funds has never been easier. Join us at Dugood and experience the difference that comes from being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 409-727-1431 or visit our website at dugood.org.

Branch Location & Accessibility

Additional Services Available

Dugood is committed to providing a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the convenience of ATM access for withdrawals and balance checks whenever you need it. While members can visit us at our Port Neches location, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. We invite you to come see us soon! Whether you're looking to open an account or need assistance with existing services, our friendly team is here to help make your banking experience as smooth as possible. Visit us today at Dugood's Port Neches Branch!

Convenient Access and Amenities

At Dugood, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind. We ensure that all members of our community can easily navigate our facilities. If you prefer to bank on the go, we offer a drive-thru service for quick transactions without having to leave your vehicle.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why our lobby hours are from 7:30 a.m. to 5:30 p.m., Monday through Friday. Feel free to drop by during these hours for any assistance you need! If you have any questions before your visit, don't hesitate to give us a call at 409-727-1431.

Member Eligibility

At Dugood, we believe that joining our community should feel welcoming and accessible to everyone. To become a member, you simply need to meet a few straightforward criteria, which often include living, working, or attending school in the areas we serve. We value connection and strive to offer our members personalized service and financial products tailored to your needs. For more specific details about eligibility, you can check out our resource. Getting started with us is easy! You can open an account right away by visiting our website through this link: https://www.dugood.org/loan-application. If you have any questions or need assistance along the way, don't hesitate to give us a call at (409) 727-1431. We're here to help you on your journey to financial wellness!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing hassles. With our merchant services, you can accept payments seamlessly and focus on what you do best growing your business. Our solutions make transactions easy for both you and your customers, ensuring that money flows smoothly into your accounts. Located at 2501 Nall St Port Neches Tx 77651 in Port Neches, TX, we're here to empower local businesses like yours with the resources needed for success. For more information or to explore how we can help you thrive, give us a call at (409) 727-1431!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our branch provides access to an ATM that allows you to withdraw cash and check your balance without stepping inside the branch. Additionally, our drive-thru service makes it convenient for quick transactions like deposits and withdrawals.

Accessibility

At Dugood, we aim to ensure that all members have easy access to their accounts whenever they need them. Our operating hours are from 7:30 a.m. to 5:30 p.m., giving you plenty of time to stop by after work or during lunch breaks.

Business Banking

For business owners, Dugood offers specialized services including merchant services and business loans. Our team understands the challenges of running a business and is here to support you every step of the way.

Connect With Us

If you're ready to explore how Dugood can assist with your financial journey, feel free to reach out at 409-727-1431 or visit us online at Dugood's Website. We invite you to discover the difference personalized service can make in managing your finances!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking options. You can check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. With features like mobile payments and electronic statements, managing your finances has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money easily while providing competitive interest rates. For those thinking about getting a new car or refinancing an existing vehicle, our auto loans and vehicle financing options make it simple and affordable. You can also explore our mortgage loans and refinancing solutions for purchasing your dream home or lowering your current mortgage payments. If unexpected expenses arise, our personal loans and debt consolidation services can help you regain control over your finances. And don't forget about our credit cards with rewards perfect for everyday purchases while earning points toward exciting rewards.

Digital & Online Banking

At Dugood, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you the freedom to bank on your own terms, anytime and anywhere. Our online banking platform at https://www.dugood.org/ provides 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is just a few clicks away. Plus, with our mobile application, you can manage your finances right from your smartphone, making it easier than ever to stay on top of your budget while you're on the go. Need to send money quickly? Our person-to-person transfers feature lets you send money to friends and family with just a few taps. It's simple and fast no need for cash or checks! And if you're looking for a more paperless approach, our e-statements are available for your convenience, allowing you to view your account statements securely online. We also prioritize your security. With electronic signature authorization, signing documents online is not only quick but also safe. You can rest assured that all transactions are protected by the latest security measures. Lastly, for those who love using their mobile devices, our platform supports mobile payments, letting you make purchases directly from your phone without hassle. At Dugood, we strive to provide accessible and user-friendly services that empower you to manage your finances effectively. Join us in experiencing the ease of digital banking today!

Financial Strength

Commitment to Growth

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in the $381,072,015 total loans and leases available to our members. This includes $3,106 in used auto loans that support your financial goals across various sectors.

Member Trust

The trust of our growing member base is evident with a total of 71,916 share accounts. This shows that more people are choosing Dugood as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 2501 Nall St Port Neches Tx 77651 or call (409) 727-1431 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $2,192,550 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand. We understand that every business has different requirements, so we tailor our offerings to suit your operational needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Eligibility and Refinancing Options

If you're considering refinancing any of your existing loans or want to learn more about eligibility options for our various products, our team is here to guide you through the process. We believe that finding the right financial solution should be straightforward and accessible. Our branch located at 2501 Nall St Port Neches Tx 77651 in Port Neches, TX, is ready to assist you. Feel free to reach out by calling us at (409) 727-1431 during our operating hours from 7:30 a.m. to 5:30 p.m. We are committed to providing exceptional service as we help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. We offer various mortgage plans tailored to your specific needs, whether you're a first-time buyer or looking to refinance an existing loan.

Loan Aggregator

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DUGOOD FEDERAL CREDIT UNION - Port Neches, TX

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