Dugood Credit Union Nederland TX | Quick Personal Loans & ATM Access

Introduction

Welcome to Dugood, your trusted financial partner in the heart of Nederland, TX. Located at 2708 Nederland Ave, our branch has been proudly serving our community since 1962. With a commitment to helping our 36,330 members achieve their financial goals, we offer a wide range of services tailored to meet your needs from personal banking and auto loans to business financing. At Dugood, we believe in making a positive impact on the lives of those we serve. Our total assets have grown to an impressive $526,644,064, which reflects our strong foundation and dedication to responsible banking. We currently hold $32,666,607 in deposits and have issued over 14,848 loans and leases, ensuring that your funds are secure while also providing access to necessary financing. Under the leadership of CEO Clint Wilson and Board President Larry Ducharme, our team of 136 employees is here to provide you with personalized service that you can count on. We are not just a credit union; we are a community resource dedicated to your financial well-being. While members can visit us at 2708 Nederland Ave, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. Explore our website at Dugood.org for more information or give us a call at (409) 899-3430. We invite you to stop by and see how we can help you thrive financially!

Branch History & Mission

Join Us

While you can visit us at 2708 Nederland Ave, please note that any official correspondence should be sent to P O Box 12899, Beaumont, TX 77726. We invite you to experience the Dugood difference for yourself during our operating hours: - Lobby Hours: - Monday - Wednesday: 9:00 AM - 5:00 PM - Thursday - Friday: 9:00 AM - 5:30 PM - Saturday (Lobby): 8:30 AM - 12:00 PM - Drive-Thru: - Monday - Saturday: 7:30 AM - 6:00 PM (closes at noon on Saturday) If you're ready to take control of your financial future or simply want more information about how we can help you achieve your goals, don't hesitate to reach out at 409-899-3430 or explore our website at www.dugood.org. Join us today and become part of a community that cares!

Modern Services & Accessibility

As technology advances, so do we. Our digital banking options ensure that members can access their accounts anytime, anywhere through online banking and mobile payments. We've also prioritized ADA compliance so that all individuals can enjoy equal access to our services. For those who prefer face-to-face interaction, we offer convenient drive-thru banking and an ATM on-site for quick cash withdrawals or balance checks.

Our Evolution

Since our founding, Dugood has continuously evolved to meet the changing needs of our members. Over the years, we've expanded our offerings from basic savings accounts to a comprehensive suite of services including auto loans, mortgages, and credit cards with rewards. Today, we proudly manage total assets of $526,644,064, a testament to the trust placed in us by our community. Our branch is not just a place for transactions; it's a hub for financial education and support. We understand that navigating finances can be challenging. That's why we focus on providing guidance and resources tailored to each member's unique situation.

Our Mission

At the heart of Dugood lies our mission: to improve the financial well-being of our members while fostering a spirit of community support. We strive to empower individuals and families through sound financial advice and innovative products. Whether it's helping someone buy their first car or providing business loans to local entrepreneurs, we are dedicated to making a difference. We believe in giving back. Our partnerships with local organizations and outreach initiatives reflect our commitment to enhancing lives beyond banking. By supporting local events and charities, we aim to uplift the community that has supported us all these years.

Branch Location & Accessibility

Additional Features

For those who prefer quick access to cash or account information, our ATM is available for your convenience. Drive-thru banking allows for simple transactions without leaving your car perfect for busy days when time is tight. We invite you to visit our Nederland Branch or give us a call at 409-899-3430 if you have any questions or need further assistance. Experience friendly service and financial guidance tailored just for you!

Operating Hours

At Dugood, we value your time. Our lobby hours are designed for your convenience: we welcome you from 9:00 AM to 5:30 PM on weekdays and from 8:30 AM to 12:00 PM on Saturdays. If you prefer the drive-thru option, it opens even earlier at 7:30 AM during the week and operates until 6:00 PM on Thursday and Friday.

Services Offered

Our branch offers a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we have solutions that fit every stage of life. You can also enjoy modern conveniences such as online banking and mobile payments right from your smartphone.

Member Eligibility

At Dugood, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Nederland area, you're likely eligible to join us. We are dedicated to providing our members with personalized financial services tailored to their needs, so they can feel secure and supported on their financial journey. Joining is easy! Just visit us at our branch located at 2708 Nederland Ave Nederland Tx 77627 or give us a call at (409) 899-3430 for more information. For those who want to dive deeper into the specific eligibility criteria, check out our detailed guidelines. Ready to open an account? You can get started by visiting https://www.dugood.org/loan-application. We can't wait to welcome you to our family at Dugood!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine processing payments seamlessly while managing your inventory all from one platform. With tools designed for efficiency, you can focus more on what truly matters: growing your business. Visit us at 2708 Nederland Ave Nederland Tx 77627 in Nederland, TX, or call us at (409) 899-3430 to discover how we can help you take your business to the next level!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking Solutions

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make deposits from your phone. Need cash? Our ATM & Cash Withdrawal Services, along with Basic Drive-Thru Banking options for deposits and simple transactions, ensure that accessing your money is always easy.

Empowering Businesses

For local businesses, we understand that having the right tools is crucial. That's why we offer Business Banking services including Merchant Services and Business Loans aimed at helping your business thrive. We take pride in supporting the community by ensuring that local enterprises have access to the funding they need.

Personal Banking Made Easy

For individuals, we offer various Personal Banking options that include Checking & Savings Accounts designed to help you save for what matters most. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing services can get you behind the wheel with competitive rates and flexible terms. When it comes to home ownership, our Mortgage Loans & Refinancing options can help you find a plan that fits your budget and goals.

Reach Out Today!

Whether you're visiting us in person or exploring our services online at Nederland Branch, we're here to assist you. If you have any questions or would like more information about how we can help with your financial journey, please give us a call at (409) 899-3430. Join us at Dugood, where your financial well-being is our top priority!

Support for Life’s Financial Challenges

Life can throw unexpected challenges your way, but with our Personal Loans & Debt Consolidation, you can tackle those financial hurdles head-on. Whether it's covering medical bills or consolidating credit card debt, we're here to support you every step of the way. Additionally, our Credit Cards with Rewards provide benefits that make everyday purchases more rewarding.

Digital & Online Banking

Always Available and Secure

Our 24/7 online banking services ensure that you have access to your accounts whenever it suits you. And rest assured, we prioritize security with every transaction, so you can feel confident that your information is protected. At Dugood, we strive to provide accessible and user-friendly solutions that help you manage your money effectively. With everything from mobile payments to easy transfers and secure e-statements, our digital banking services are tailored to fit your lifestyle seamlessly. Embrace the convenience of banking on your terms today!

Key Features for Your Convenience

With our online banking platform available at https://www.dugood.org/, you can check your balances, transfer money, and pay bills anytime you need to. We also offer e-statements, so you can keep track of your financial activity without the clutter of paper statements. Plus, with our electronic signature authorization feature, signing documents has never been simpler or faster. For those who enjoy using their smartphones, our mobile application brings all these features right to your fingertips. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer service. It's like having a bank in your pocket!

Financial Strength

At Dugood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths that contribute to your peace of mind. With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,106 in used auto loans and $381,072,015 in total loans and leases. Our operational efficiency is evident as shown by our $2,192,550, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,318,882. Total Share and Deposit Accounts: 71,916, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 2708 Nederland Ave Nederland Tx 77627 or call (409) 899-3430 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find a plan that works for you.

Credit Lines and Refinancing Options

In addition to our primary offerings, we provide credit lines totaling $152,868,362 for those who need additional flexibility in managing expenses. If you're looking to refinance existing debt or explore eligibility options for our loan products, we encourage you to reach out. Our team is ready to assist you in navigating these choices. At Dugood, we pride ourselves on our commitment to our community and our members' financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our range of loan products today and take the next step toward realizing your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. We are committed to guiding you through the home-buying process with various plans designed for first-time buyers and seasoned homeowners alike.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees to help you maintain control over your spending.

Loan Aggregator

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DUGOOD FEDERAL CREDIT UNION - Nederland, TX

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