Dugood Credit Union Lumberton TX | Best Auto Loans & Business Banking

Introduction

Welcome to Dugood, your trusted partner in financial wellness located at 695 N Main St, Lumberton, TX 77657. Since our establishment in 1962, we have proudly served our community with a commitment to providing quality financial services tailored to meet your needs. With a total membership of 36,330 and assets exceeding $526,644,064, we are here to empower you on your financial journey. At Dugood, we understand that every member is unique, which is why we offer a range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our dedicated team of 136 employees, led by CEO Clint Wilson and Board President Larry Ducharme, is passionate about supporting you in achieving your financial goals. While members can visit us at our physical location in Lumberton, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. We encourage you to take advantage of our online services for convenience and accessibility. Our website, dugood.org, provides easy access to tools like online banking and loan applications. With total deposits amounting to $32,666,607 and a strong net worth of $66,136,347, Dugood stands as a pillar of stability and support within the community. Our cash reserves of $5,191,889 allow us to offer competitive rates on loans currently totaling 14,848 across various categories. We invite you to experience the Dugood difference. Whether you're looking for help with managing your finances or exploring new borrowing options, our friendly team is ready to assist you. Don't hesitate to reach out at (409) 755-3395 or visit us today!

Branch History & Mission

Community Focused

We recognize that every member's story is unique. That's why we take the time to understand your individual needs and provide personalized solutions. Our drive-thru banking services offer easy access for those on the go, while our ATM availability ensures you can manage your finances conveniently whenever needed. As we look toward the future, Dugood remains dedicated to adapting and growing alongside our members. With advancements in technology such as electronic signatures and e-statements, we're making banking easier than ever.

Join Us

If you're looking for more than just a bank if you want a partner invested in your success consider joining Dugood today. Experience firsthand how we can help you achieve your financial goals while being part of a caring community focused on mutual support. For more information or to open an account online, visit us at Dugood.org. Together, let's build a brighter future!

Our Legacy

Located at 695 N Main St, Lumberton, TX 77657, Dugood has evolved significantly since its inception. We started with the goal of providing accessible financial services to our community. Today, we continue to honor that commitment by offering a wide range of products and services tailored to meet the needs of our diverse membership base. Whether it's personal banking, auto loans, or mortgage financing, we strive to deliver exceptional service with a personal touch. Our dedication to community support is reflected in our partnerships and outreach initiatives. We believe in giving back to the communities we serve, from sponsoring local events to providing financial education workshops. Every member plays a role in this journey, and together we make Lumberton a better place.

Our Mission

At Dugood, our mission is clear: we aim to provide quality financial services while fostering growth and stability for our members. We understand that your financial health is essential not only for you but also for the well-being of our entire community. We are committed to ensuring that everyone has access to the resources they need to thrive. While members can visit us at 695 N Main St, official correspondence should be sent to P O Box 12899, Beaumont, TX 77726. We're proud to offer modern conveniences like online banking and mobile payments while maintaining traditional values of service and trust.

Branch Location & Accessibility

Get in Touch

Have questions? Our friendly staff is just a phone call away at 409-755-3395. We're excited to welcome you to our branch and help you achieve your financial goals. Visit us today at the Dugood Lumberton Branch where community meets convenience!

Location Highlights

At our Lumberton location, you can enjoy ample parking with ADA-compliant features, ensuring everyone can visit us comfortably. Whether you're here to open an account, apply for a loan, or just ask a question, we're ready to assist you with a smile. If you need to send any official correspondence, please note that our mailing address is P O Box 12899, Beaumont, TX 77726.

Operating Hours

Our doors are open from 7:30 a.m. to 5:30 p.m., Monday through Friday, making it simple for you to stop by before work or during your lunch break. With extended hours, we ensure that your banking needs fit easily into your schedule.

Services Offered

At Dugood Lumberton Branch, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards we've got something for everyone. Need cash quickly? Our drive-thru service allows for easy deposits and withdrawals without leaving your car. Plus, with ATM availability right on-site, accessing your funds has never been easier!

Member Eligibility

Joining the Dugood community means stepping into a world of support and financial empowerment, and becoming a member is easier than you might think! At our branch located at 695 N Main St, Lumberton, TX 77657, we welcome individuals who live, work, worship, or attend school in the local area. If you have a family member already with us, you can join too! This inclusive approach ensures that everyone has access to our range of services designed to help you thrive financially. Plus, as a member of Dugood, you'll enjoy benefits like lower loan rates and personalized service that big banks simply can't match. Ready to take the next step? Opening an account is straightforward! You can get started by visiting our website at Dugood for more details on eligibility and account opening procedures. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 409-755-3395. We're here to help you become part of our wonderful community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments effortlessly. Our merchant services offer practical solutions that help businesses thrive. From credit card processing to online payment options, we make it easy for you to focus on what matters most growing your business. Visit us at 695 N Main St Lumberton Tx 77657 or call us at (409) 755-3395 to learn how our business banking and commercial services can support your goals today!

Comprehensive List Of Services

ATM & Cash Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks. Plus, our drive-thru banking allows for simple transactions without leaving your car perfect for those busy days when time is precious. At Dugood, we believe in making banking easy and accessible for everyone in our community. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (409) 755-3395 or visit us at 695 N Main St Lumberton Tx 77657 during our operating hours from 7:30 a.m. to 5:30 p.m., Monday through Friday. Join us today at Lumberton Branch your journey toward financial well-being starts here!

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans tailored to meet the needs of your growing company. We understand the challenges of running a business, and we're here to provide solutions that help you succeed.

Credit Cards

We also offer credit cards with rewards that allow you to earn points on every purchase. Whether you're using it for groceries or travel, enjoy benefits that make spending more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts from anywhere. With features like mobile payments, person-to-person transfers, and e-statements, accessing your finances has never been easier.

Loans and Financing

When it comes to financing your dreams, our auto loans and vehicle financing can help you get behind the wheel of that new car you've been eyeing. Need a home? Our mortgage loans and refinancing options provide you with competitive rates and personalized service to guide you through the buying process. If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here for you. With straightforward terms and transparent fees, these loans can help ease your financial burden.

Personal Banking

Our personal banking options cater to your everyday needs. With checking and savings accounts, we help you manage your finances efficiently. Imagine having a checking account that offers easy online access and no monthly fees ideal for anyone looking to keep their money accessible while earning interest on savings.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're at home or on the go, our digital banking services make it easy to manage your finances in real time. With mobile payments enabled, you can make purchases directly from your phone without fumbling for cash or cards. The user-friendly design of our online platform means you won't need a degree in technology to navigate through it. At Dugood, we're committed to providing accessible banking solutions that empower you to take control of your financial future. Explore our digital banking options today by visiting https://www.dugood.org/ your convenience is just a click away!

Key Features

Our online banking platform allows you to check your account balances, transfer funds, and pay bills anytime, anywhere. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family with just a few taps on your mobile device. If you prefer using your smartphone, our mobile application brings all these features right to your fingertips. Security is a top priority at Dugood. We use electronic signature authorization to ensure that your transactions are safe and secure. Plus, with e-statements available, you can access your financial documents without the hassle of paper clutter. This not only helps the environment but also allows for easy record-keeping.

Financial Strength

Commitment to Innovation and Growth

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,106 in used auto loans and $381,072,015 in total loans and leases.

Growing Member Base

We have established a strong community of trust with 71,916 total share accounts. This growing member base illustrates how many individuals choose Dugood as their trusted financial partner. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 695 N Main St Lumberton Tx 77657 or call (409) 755-3395 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we hold $0 in non-member deposits. This means our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $2,192,550, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability means you can have confidence in your financial decisions with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our loan specialists are ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand. We understand the unique challenges businesses face today and are committed to offering solutions that support your success. At Dugood, we pride ourselves on delivering exceptional member service. If you're interested in any of our loan products or need assistance with the application process, don't hesitate to reach out at (409) 755-3395 or visit us during our operating hours from 7:30 a.m. to 5:30 p.m. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take a step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. We provide various mortgage solutions to fit your budget and lifestyle. Plus, if you're looking for refinancing options or want to check your eligibility, our team can guide you through the process easily.

Unsecured Credit Cards

Managing everyday expenses can be challenging, but we have you covered with flexible terms on unsecured credit card loans. With a total of $10,276,794 in loans helping members manage their finances effectively, our credit cards come with rewards that can make your spending more rewarding.

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DUGOOD FEDERAL CREDIT UNION - Lumberton, TX

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