Dugood Credit Union Beaumont TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Dugood, your trusted partner in financial success located at 1795 N Major Dr, Beaumont, TX 77713. Since our establishment in 1962, we've been dedicated to serving our community and supporting the financial needs of our 36,330 members. With a strong commitment to reliability and transparency, we pride ourselves on being a cornerstone of the Beaumont area. At Dugood, we understand that banking is more than just numbers; it's about building relationships. Our total assets stand at an impressive $526,644,064, ensuring that we have the resources to help you achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, we offer tailored solutions that fit your lifestyle. Our total loans amount to 14,848, reflecting our dedication to lending and helping our members thrive. Our team is led by CEO Clint Wilson and Board President Larry Ducharme, both of whom are deeply invested in the well-being of our members. With a robust workforce of 136 employees, we are here to provide you with personalized service and expert guidance every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. If you're ready to take control of your finances or have any questions about our services, don't hesitate to call us at 409-899-3430. We invite you to explore what Dugood has to offer by visiting our website at dugood.org. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Join Us

While members can visit us at 1795 N Major Dr Beaumont Tx 77713, official correspondence should be sent to P O Box 12899, Beaumont, TX 77726. We invite you to experience the benefits of being part of Dugood. Whether you're looking for assistance with your first home purchase or need guidance on saving for retirement, our friendly team is here for you. With operating hours that accommodate your busy schedule Monday through Wednesday from 9:00 am to 5:00 pm (Lobby), Thursday and Friday until 5:30 pm (Lobby), and Saturday until noon we are always ready to assist you. Feel free to reach out at (409) 899-3430 or visit us online at our website for more information. Join us today at Dugood, where your financial journey matters!

Our Mission

At the core of Dugood's mission is a commitment to empower our members through education, support, and access to essential financial services. We strive not only to help you manage your money but also to build a stronger community together. Our focus on personal banking services including checking and savings accounts, credit cards with rewards, and business banking aims to cater to diverse financial needs while encouraging responsible financial practices. We believe in giving back. Through various outreach programs and partnerships within the community, we actively contribute to local initiatives that support education, health, and economic development. These efforts reinforce our belief that when our members succeed, so does the entire community.

Our Story

Dugood began with a simple mission: to provide accessible financial services while fostering strong relationships within our community. Nestled at 1795 N Major Dr, Beaumont, TX 77713, our branch has become more than just a financial institution; it is a trusted partner for individuals and families striving for financial stability and growth. Nearby landmarks such as the vibrant local parks and schools highlight our connection to the heart of Beaumont. Throughout our history, we have achieved significant milestones that reflect our dedication to innovation and member service. From introducing online banking solutions to ensure convenience for our members, to establishing robust loan programs for auto financing and personal loans, we continually adapt to meet the changing needs of those we serve.

Branch Location & Accessibility

Finding Us

Nestled in Jefferson County, our branch is easy to find and accessible for everyone. If you're nearby, look for local landmarks that make it simple to navigate like the vibrant shopping areas and parks that surround us. Parking is ample and user-friendly, ensuring that you can come in without any hassle. Plus, we are proud to offer features like ADA compliance, making our facilities accessible for all members of the community.

Get in Touch

We invite you to visit us or give us a call at 409-899-3430 for any questions or assistance. At Dugood, we are committed to making your banking experience as smooth and enjoyable as possible. Come see how we can help you achieve your financial goals!

Our Services

At Dugood, we believe in providing a full range of services tailored to meet your needs. Enjoy lobby hours from 9:00 AM to 5:30 PM on weekdays and until noon on Saturdays for those quick visits. If you're in a hurry, take advantage of our drive-thru banking service available from 7:30 AM to 6:00 PM on weekdays and until noon on Saturdays. While we currently do not offer ATM services at this location, our dedicated staff is always ready to assist you with transactions and inquiries. For any official correspondence, please note that our mailing address is P O Box 12899, Beaumont, TX 77726.

Member Eligibility

At Dugood, we believe that everyone deserves a chance to be part of our welcoming community. If you're interested in joining us, it's simple! Membership is open to those who live, work, worship, or attend school in the Beaumont area. This means that if you're a local resident or have connections to this vibrant community, you can easily become a member and enjoy all the benefits we offer. By choosing to bank with us, you'll gain access to personalized services tailored just for you, along with competitive rates on loans and savings accounts that truly make a difference in your financial journey. To get started on your membership application, just visit our website at https://www.dugood.org/loan-application. If you have any questions or need assistance during the process, feel free to give us a call at (409) 899-3430. For more detailed information about eligibility criteria, check out our resource page. We can't wait to welcome you into the Dugood family at 1795 N Major Dr Beaumont Tx 77713!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions so you can focus on what matters most growing your business. Imagine having a reliable payment processing system that allows you to accept payments effortlessly, whether online or in-store. Our tools are designed to help you manage sales efficiently and improve customer satisfaction. Located conveniently at 1795 N Major Dr Beaumont Tx 77713 in Beaumont, TX, our team is ready to partner with you on your business journey. Reach out at (409) 899-3430 to learn more about how we can help elevate your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have an ATM on site, our drive-thru service makes cash withdrawals easy and convenient. You can perform basic transactions such as deposits and withdrawals without stepping inside the branch. At Dugood, we pride ourselves on being more than just a financial institution; we're a community partner invested in helping you achieve your financial goals. Ready to get started? Give us a call at (409) 899-3430 or visit us at Major Branch today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms to help you get behind the wheel without the stress. We work with you to find a financing solution that fits your budget.

Business Banking

For our business members, we provide specialized banking services including merchant services and business loans. Our goal is to support your business's growth and success with financial solutions tailored for entrepreneurs.

Credit Cards with Rewards

Take advantage of our credit cards that come with rewarding benefits! Whether it's cashback on purchases or points for travel, we have options that align with your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Dugood, we offer mortgage loans and refinancing options that can help you secure the best deal possible. Our experienced team is ready to guide you through each step, ensuring you feel confident in your investment.

Online & Mobile Banking

Managing your finances has never been easier thanks to our online and mobile banking features. You can check balances, transfer money, pay bills, and even send money to friends or family all from the comfort of your home or on-the-go.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with your needs in mind. Our accounts offer flexibility and convenience, making it easier for you to manage your money day-to-day. With features like online banking and mobile payments, accessing your funds is just a click away.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our personal loans can be a great option. We also offer debt consolidation services to help streamline your payments and lower interest rates, giving you peace of mind.

Digital & Online Banking

Easy Account Access

Our online banking platform, available at https://www.dugood.org/, allows you to check your balances, transfer funds, and pay bills with ease. You can manage your accounts 24/7 without needing to visit the branch. Whether you're on a lunch break or cozying up at home, you have full control over your finances right at your fingertips.

Enhanced Security Features

We prioritize your security. With features like electronic signature authorization, you can complete transactions safely and efficiently. Rest easy knowing that we take every precaution to protect your information while you bank online.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements are not only environmentally friendly but also easy to access and store. You can view and download your statements anytime, ensuring that you stay organized and in control of your financial records.

On-the-Go Banking

With our mobile application, available for download now, banking has never been more convenient. You can make mobile payments, send money through person-to-person transfers, and manage your accounts while you're out and about. Whether you're shopping or just grabbing coffee, you can handle transactions quickly and easily.

Stay Connected

Having access to real-time account management means you're always in the loop with your finances. Our digital banking services offer you the flexibility to monitor your spending habits and make informed decisions on the go. At Dugood, we're committed to providing accessible banking solutions that fit into your lifestyle. Explore our digital services today and experience the ease of banking from anywhere!

Financial Strength

Building Trust Together

With net shares available for lending and investments totaling $2,318,882, along with an impressive total of 71,916 share accounts, it's clear that our member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 1795 N Major Dr Beaumont Tx 77713 or call (409) 899-3430 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $3,106 in used auto loans and $381,072,015 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $2,192,550, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Dugood, we understand that financial needs can arise at any moment. Whether you're looking to buy a new car, purchase a home, or manage your expenses with a credit card, we have a variety of loan products designed to help you achieve your goals. Located at 1795 N Major Dr, Beaumont, TX 77713, our branch is committed to providing excellent service and support for all your financial needs. With over 14,848 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a new vehicle, you'll be pleased to know we offer some of the lowest rates in the industry. We've already issued $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans to help our members get on the road with confidence. For those interested in homeownership or refinancing options, our mortgage products make the process straightforward and accessible. Our Junior Lien 1-4 Family Residential Properties loans total $5,056,384, making it easier for you to buy or refinance your home. If you're a business owner looking for capital to grow your venture, our outstanding commercial loans total $58,279,487. These loans are tailored to meet the unique needs of businesses and provide the necessary funding for expansion and development. We also offer flexible terms on unsecured credit card loans. With a total of $10,276,794 in unsecured credit card loans available, members can effectively manage their finances while enjoying the convenience of credit. If you're considering refinancing your current loan or exploring eligibility options for any of our products, feel free to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or to start your application today, call us at 409-899-3430 or visit us online at dugood.org. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you with your financial journey!

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DUGOOD FEDERAL CREDIT UNION - Beaumont, TX

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