Dugood Credit Union Beaumont TX | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Dugood, your trusted financial partner located at 7505 Eastex Fwy Ste A, Beaumont, TX 77708. Since our establishment in 1962, we have been dedicated to serving our community with reliable banking solutions and exceptional member service. With a robust membership of over 36,330 individuals, we pride ourselves on being more than just a credit union; we're a family committed to helping you achieve your financial goals. At Dugood, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, business banking, and much more. Our total assets stand at an impressive $526,644,064, reflecting our strong financial position and commitment to your success. Additionally, our total deposits reach $32,666,607, showcasing the trust our members place in us. Led by our experienced CEO, Clint Wilson, and Board President Larry Ducharme, our team of 136 employees is here to support you every step of the way. Whether you need assistance with loans or day-to-day banking transactions, you can count on us for personalized service and expert guidance. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. Join us at Dugood and experience a credit union that truly cares about its members. Visit our website at dugood.org or give us a call at 409-899-3430 today! Let us help you take the next step towards achieving your financial dreams.

Branch History & Mission

Community Engagement

Dugood is deeply committed to giving back to the Beaumont community. We partner with local organizations and initiatives that align with our values of service and support. Through various outreach efforts, we aim to uplift those around us and contribute positively to the area we call home.

Join Us Today!

As we continue our journey forward, we invite you to become a part of the Dugood family. Experience firsthand how we combine exceptional customer service with community dedication. Visit us during our operating hours from 7:30 a.m. to 5:30 p.m., or give us a call at 409-899-3430. Together, let's build a brighter financial future!

Our Mission

At Dugood, our mission is clear: we are dedicated to providing exceptional financial services while fostering community growth and support. We understand that banking is more than just transactions; it's about building relationships and empowering our members to achieve their financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you every step of the way. In addition to traditional banking services, we also prioritize innovative digital solutions. Our online and mobile banking platforms ensure that managing your finances is as convenient as possible. We believe in making banking accessible to everyone, which includes offering ADA-compliant services and features designed with you in mind.

Branch Location & Accessibility

Convenient Access and Features

Whether you're visiting us for personal banking or seeking financing options, our location offers ample parking and features that make your visit enjoyable. We ensure that our facilities are ADA compliant, with ramps and other accessibility features designed to accommodate everyone. Plus, we have both an ATM and drive-thru service available for quick transactions without leaving your vehicle. Our friendly staff is here to assist you during our operating hours from 7:30 a.m. to 5:30 p.m., Monday through Friday. You can reach us at (409) 899-3430 if you have any questions or need assistance before your visit.

Services Tailored for You

At Dugood, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we aim to be your one-stop shop for personal and business banking solutions. Our drive-thru service allows for easy deposits and withdrawals, ensuring that you can manage your finances on the go. While members can visit us at 7505 Eastex Fwy Ste A, official correspondence should be sent to our mailing address at P O Box 12899, Beaumont, TX 77726 if needed. We invite you to come see us! Whether you're an existing member or looking to join our credit union family, we're here to help you achieve your financial goals. Come by today or give us a call we can't wait to assist you!

Member Eligibility

Becoming a member of Dugood is like joining a family where your financial well-being is the priority. Located at 7505 Eastex Fwy Ste A Beaumont Tx 77708, we welcome individuals who live, work, or attend school in the area, along with their family members. This inclusive approach ensures that everyone can take advantage of our tailored services designed to help you thrive financially. By joining us, you gain access to competitive rates on loans and savings accounts, personalized service, and a range of financial products that suit your needs. Getting started is easy! Simply visit our website for more information about eligibility criteria and see how you can become part of our community. You can also check out the details here: . When you're ready to open an account, head over to https://www.dugood.org/loan-application or give us a call at (409) 899-3430 for assistance. We look forward to welcoming you into the Dugood family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having quick access to funds at any time, whether you're processing payments or managing payroll. Our solutions cater to the daily needs of businesses like yours, ensuring you can focus on what truly matters running your operations smoothly. Located at 7505 Eastex Fwy Ste A Beaumont Tx 77708 in Beaumont, TX, we're here to empower your business every step of the way. For more information about how we can assist you, give us a call at (409) 899-3430 or visit our website at https://www.dugood.org/. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs, our Business Banking solutions include merchant services and business loans tailored to help you grow. Whether you're starting a new venture or expanding an existing one, we have the resources to support your business goals.

Convenient Digital Services

We know convenience is key in today's fast-paced world. That's why we offer comprehensive Online & Mobile Banking features that let you manage your accounts from anywhere at any time. With services like ATM access for cash withdrawals and balance checks, along with person-to-person payments, banking has never been easier. Additionally, if you prefer visiting us in person, our Basic Drive-Thru Banking service allows for quick transactions without leaving your vehicle perfect for busy days when every minute counts. At Dugood, we aim to simplify banking for everyone in our community. Have questions or want more information? Give us a call at (409) 899-3430 or visit us online at Beaumont Branch. Let us partner with you on your financial journey!

Home Sweet Home

Looking to buy a home? Our Mortgage Loans & Refinancing options provide the support you need to navigate the housing market. With personalized assistance, we can guide you through securing a mortgage or refinancing your existing loan, ensuring you get the best deal available. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can help relieve some financial stress. We understand that life can throw surprises your way, and having access to quick cash can be crucial.

Personal Banking Made Easy

For those starting their financial journey, our Personal Banking options include checking and savings accounts that are designed to fit various lifestyles. Imagine opening an account that not only helps you manage your day-to-day expenses but also helps you save for future goals. Our accounts come with no hidden fees and competitive interest rates, making them ideal for both everyday use and long-term saving. When it comes to financing your dreams, our Auto Loans & Vehicle Financing services can help you hit the road without breaking the bank. Picture yourself driving away in your new car with a loan that suits your budget and lifestyle. We offer flexible terms and low rates to make this process as smooth as possible.

Rewarding Credit Solutions

Don't forget about our Credit Cards with Rewards, which allow you to earn while you spend. Use your card for daily purchases and enjoy benefits like cashback or travel rewards it's like earning money just by living your life!

Digital & Online Banking

Key Features

We also offer electronic statements, so you can view and manage your account documents digitally. Say goodbye to paper clutter! With our electronic signature authorization feature, signing documents is quick and hassle-free no need for printing or mailing.

Mobile Banking

Our mobile application puts banking in the palm of your hand. You can make person-to-person transfers effortlessly, allowing you to send money to friends or family with just a few taps on your screen. Plus, if you prefer using mobile payments, our platform supports this feature as well, making transactions smoother than ever.

Online Banking Services

With our 24/7 online banking services available at https://www.dugood.org/ , you can access your accounts anytime, anywhere. Check your balance, transfer funds, and pay bills without needing to visit a branch. It's all about giving you control over your financial life while ensuring that your information remains secure.

Security and Accessibility

Safety is our priority. Our systems are designed to keep your information safe while providing a user-friendly experience. Whether you're checking balances or making payments, you can do it with peace of mind knowing that we prioritize your security. With all these features combined, managing your finances becomes simple and stress-free at Dugood. Explore more about our digital banking offerings today at https://www.dugood.org/ and take the first step toward streamlined banking!

Financial Strength

Growing Member Base

Our commitment to you is further demonstrated by our total share accounts reaching 71,916, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $2,318,882, illustrating our readiness to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 7505 Eastex Fwy Ste A Beaumont Tx 77708 or call (409) 899-3430 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $3,106 in used auto loans and $381,072,015 in total loans and leases available for our members.

Member-Centric Savings Options

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our commitment to ensuring that our resources benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,256 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,212 in total auto loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want. Specifically, we've funded $45,546,973 in new vehicle loans and $61,285,430 in used vehicle loans.

Business Financing

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand. We understand that every business has different needs and are ready to assist you in finding the right solution for your enterprise. If you're considering refinancing any of these options or are unsure about your eligibility for our products, don't hesitate to reach out! We're here to help clarify your options. Feel free to visit us at our branch located at 7505 Eastex Fwy Ste A Beaumont Tx 77708, or give us a call at 409-899-3430 during our operating hours from 7:30 a.m. to 5:30 p.m. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. Our team is here to guide you through the process and help you find an option that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. These credit cards can be a great tool for everyday purchases or unexpected expenses without tying up your cash flow.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process ensures that you receive fair and transparent offers, allowing for accurate comparisons between different lenders.

DUGOOD FEDERAL CREDIT UNION