Dugood Credit Union Beaumont TX | Convenient ATM Services Only

Introduction

Welcome to Dugood, your trusted financial partner located at 7505 Eastex Fwy Ste B, Beaumont, TX 77708. Since our establishment in 1962, we have dedicated ourselves to serving the community and ensuring that our members achieve their financial goals. With a robust membership of over 36,000 individuals and total assets amounting to an impressive $526,644,064, we take pride in being a cornerstone of financial support for families and businesses in the Beaumont area. Under the leadership of our CEO, Clint Wilson, and Board President, Larry Ducharme, we strive to create a welcoming environment where every member feels valued. Our commitment is reflected not only in our financial stability but also in our ability to provide personalized service tailored to your unique needs. With a net worth of $66,136,347 and cash reserves of $5,191,889, we are well-equipped to offer competitive loans and savings options that foster growth. While you can reach us directly at (409) 899-3430, we also encourage you to explore our online services at Dugood.org. Whether you're looking for loans or wanting to manage your account online, we are here to help you navigate your financial journey with confidence. If you need to send official correspondence, please note that it should be directed to our mailing address: PO Box 12899, Beaumont, TX 77726. We invite you to visit us during our operating hours from 8:30 AM to 5:30 PM, where our friendly team is ready to assist you with all your banking needs. Join us as we continue making a positive impact in the lives of our members and the broader community!

Branch History & Mission

Community Focus

As part of our commitment to community engagement, we actively participate in outreach programs and partnerships with local organizations. These efforts help us give back and support those in need right here in Beaumont. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are proud to contribute positively to our neighborhood. In today's fast-paced world, we've embraced technology with services like online banking and mobile payments. We also maintain ADA compliance so that all members can access our services comfortably and easily.

Join Us!

At Dugood, we invite you to experience the benefits of membership firsthand. Whether you're looking for loans, savings accounts, or simply want advice on managing your finances better, we're here for you every step of the way. Visit us during our operating hours from 8:30 a.m. to 5:30 p.m., or reach out by phone at 409-899-3430. We look forward to welcoming you into the Dugood family! Together, let's achieve great things for ourselves and our community.

Our Journey

Dugood was founded with a clear vision: to empower individuals and families through accessible financial services. Over the years, we have expanded our offerings while staying true to our mission. With total assets now exceeding $526 million, we've been able to reinvest in our community, ensuring that our members have access to the resources they need to achieve their financial goals. Our branch is located at 7505 Eastex Fwy Ste B, Beaumont, TX 77708 easily accessible for all your banking needs. While visiting us, you may notice nearby landmarks that make this area vibrant and welcoming. We aim to create an inviting atmosphere where members can feel at home while managing their finances.

Our Mission

At Dugood, our mission goes beyond simply providing financial services. We believe in fostering community growth and supporting local initiatives. We strive to be more than just a credit union; we are dedicated partners in the journey of our members' lives. Our team works tirelessly to ensure that everyone from first-time savers to seasoned investors has the tools and knowledge needed for success. While members can visit us at 7505 Eastex Fwy Ste B Beaumont Tx 77708, official correspondence should be sent to PO Box 12899, Beaumont, TX 77726. This ensures that all communications are handled promptly and effectively.

Branch Location & Accessibility

Welcome to Dugood, your trusted credit union located at 7505 Eastex Fwy Ste B in Beaumont, Texas. Our branch is conveniently situated along one of the main thoroughfares, making it easy for members to access our services. Whether you're coming from the bustling city center or nearby neighborhoods, you'll find us just a short drive away. If you need to send official correspondence, please note that our mailing address is PO Box 12899, Beaumont, TX 77726. While visiting us, you'll be pleased to find plenty of parking available, ensuring a hassle-free experience when you arrive. We also prioritize accessibility; our branch features ADA-compliant entrances and ramps to assist all members. At Dugood, we understand the importance of convenience in your banking journey. Our lobby hours are designed with your schedule in mind, open from 8:30 a.m. to 5:30 p.m. on Mondays. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to help you with any banking needs right inside our branch. Located close to local landmarks and surrounded by a vibrant community, we invite you to stop by and explore what we have to offer. For any questions or assistance before your visit, feel free to give us a call at 409-899-3430. We look forward to welcoming you at Dugood!

Member Eligibility

Becoming a member of Dugood is like stepping into a welcoming community where your financial well-being is our priority. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Beaumont area. We believe in inclusivity and strive to support everyone in our community. For the full scoop on eligibility, feel free to check out our detailed guidelines at . Once you've decided to take this step, opening an account with us is straightforward and hassle-free. You can easily start the process by visiting our website at https://www.dugood.org/loan-application or give us a call at (409) 899-3430 if you have any questions. We're here for you every step of the way! Our branch is located at 7505 Eastex Fwy Ste B Beaumont Tx 77708, and we can't wait to welcome you into the Dugood family.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine a busy restaurant where customers want to pay quickly. Our services ensure seamless payment processing, allowing you to focus on delivering great food and service without worrying about payment delays. Visit us at 7505 Eastex Fwy Ste B Beaumont Tx 77708 in Beaumont, TX, or call us at (409) 899-3430 to learn how we can help your business thrive!

Comprehensive List Of Services

Digital Banking for Your Lifestyle

In today's fast-paced world, convenience is key. That's why we've invested in digital banking features that allow you to handle your finances on the go. With our online banking platform, you can check balances, transfer funds, and pay bills anytime, anywhere. Prefer using your mobile device? Our mobile application makes it even easier to manage your accounts right from your phone.

Everyday Banking Made Simple

Managing your finances shouldn't be a hassle. At Dugood, we offer essential services designed with you in mind. From basic checking and savings accounts to more specialized financial products, we've got you covered. Need quick access to cash? We provide convenient ATM services to ensure you can get your money when you need it.

Personalized Support

Sometimes, navigating financial decisions can feel overwhelming. That's where our friendly staff comes in. Whether you're interested in opening an account or need assistance with a transaction, our team is ready to help. We believe in building relationships with our members and ensuring that each visit feels personal and welcoming.

Planning for the Future

Thinking about long-term goals like buying a home or saving for retirement? We're here to assist with tailored advice and options that fit your lifestyle. Our goal is not just to meet your current needs but also to help you plan for what lies ahead. For more information about our services or to speak with a member of our team, feel free to reach out at (409) 899-3430 or visit us at 7505 Eastex Fwy Ste B Beaumont Tx 77708 in Beaumont. We invite you to experience the difference at Dugood where you're not just a member; you're part of our family. Visit us today and discover how we can help make your financial journey smoother!

Digital & Online Banking

Accessibility and Convenience

For those who like to bank on their mobile devices, our mobile application is here to help. You can access all the features of online banking from the palm of your hand. Want to make payments on the fly? Our mobile payments feature allows you to send money quickly and securely. You can also take advantage of person-to-person transfers perfect for splitting bills or sending money to friends.

Always There When You Need It

Our 24/7 online banking services mean you're never far from your finances. Whether it's early morning or late at night, managing your accounts is just a click away. At Dugood, we're committed to making banking easier and more accessible for our members, so you can focus on what truly matters in life. Explore all our digital offerings today by visiting https://www.dugood.org/ and experience the future of banking!

Key Services

With our online banking services available at https://www.dugood.org/, you can check balances, pay bills, and transfer funds without ever stepping foot in a branch. Our user-friendly interface makes it easy for everyone, whether you're tech-savvy or just getting started with online banking. Need to sign a document quickly? Our electronic signature authorization feature lets you do just that, saving you time and hassle. Plus, if you prefer to go paperless, e-statements are available for your convenience. You'll receive monthly statements directly to your inbox, helping you stay organized while reducing clutter.

Financial Strength

At Dugood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health, which reflects our commitment to serving you with the utmost reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,256 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,106 in used auto loans and $381,072,015 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,318,882. Total Share Accounts: 71,916, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 7505 Eastex Fwy Ste B Beaumont Tx 77708 or call (409) 899-3430 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options that can accommodate your budget and preferences.

Commercial Loans

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand your business. We understand the importance of having access to funds for operational costs, equipment purchases, or other investments that drive success. At Dugood, we prioritize your financial well-being and aim to make borrowing straightforward and accessible. Our refinancing options can also help if you're looking to lower your monthly payments or consolidate debt into one manageable loan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today by visiting our website or reaching out directly. We're here to assist you on your journey toward financial health!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. We strive to provide you with the resources and support needed for a smooth mortgage process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. This option can provide you with additional purchasing power when you need it most.

Loan Aggregator

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Dugood