Dugood Credit Union Beaumont TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Dugood, your trusted financial partner since 1962. Nestled in the heart of Beaumont, TX, at 8750 Phelan Blvd, we are dedicated to providing exceptional banking services tailored to meet the needs of our 36,330 members. With total assets exceeding $526,644,064 and robust offerings including auto loans, mortgages, and personal banking solutions, we stand firm as a pillar of support for individuals and businesses alike. At Dugood, our commitment extends beyond just numbers; it's about building lasting relationships with our community. Our team of 136 employees, led by CEO Clint Wilson and Board President Larry Ducharme, works tirelessly to ensure that each member feels valued and understood. Whether you're looking for straightforward checking and savings accounts or more complex financial services like business loans, we have you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. We invite you to explore our website at www.dugood.org for more information on how we can assist you in achieving your financial goals. Join us today at Dugood and experience the difference that personalized service makes! Feel free to call us at 409-923-1483 with any questions or to get started on your next financial journey.

Branch History & Mission

Community Engagement

Dugood believes in giving back. Over the years, we've partnered with various local organizations to support community initiatives and outreach programs that uplift those around us. Our commitment goes beyond banking; it's about fostering a strong community spirit. While members can visit us at 8750 Phelan Blvd for their banking needs, official correspondence should be directed to P O Box 12899, Beaumont, TX 77726. We encourage you to reach out via phone at 409-923-1483 if you have any questions or need assistance.

Join Us

As we look toward the future, Dugood remains steadfast in its mission to serve the people of Beaumont and beyond. We invite you to join our growing family and experience firsthand the benefits of membership. Together, let's build a brighter financial future! Visit us today or apply for an account online at Dugood.

Our Mission

Dugood's mission is simple yet powerful: to empower our members through exceptional financial services and community support. We strive to offer personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our goal is not just about transactions; it's about building relationships based on trust and mutual growth. In addition to our traditional banking services, we embrace modern technology to enhance member experiences. With features like online banking, mobile payments, and e-statements, we ensure that managing finances is as convenient as possible for everyone. We are also committed to accessibility and ADA compliance so that all members can benefit from our services without barriers.

Branch Location & Accessibility

Accessibility Features

At Dugood, we believe banking should be accessible for everyone. Our branch is fully ADA compliant, with ramps and designated parking spaces available for your convenience. You can easily navigate your visit without any hassle.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday from 11:00 a.m. to 1:00 p.m., ensuring that you have time during your day to meet your banking needs. For any inquiries or assistance outside of these hours, feel free to call us at 409-923-1483.

Services Offered

We offer a variety of services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we're here to support your financial journey. Plus, our ATM is always available for cash withdrawals and balance checks making banking even more convenient. While we currently do not have drive-thru banking or shared service centers, we strive to provide the best in-person experience possible.

Visit Us Today!

We invite you to come visit us at Dugood's Westbrook Hs Branch. Our team is ready to assist you with all your banking needs in a welcoming environment. Whether you're a long-time member or considering joining us for the first time, we're excited to help you on your financial journey!

Member Eligibility

Joining the Dugood family is more than just opening an account; it's about becoming part of a supportive community that values your financial well-being. If you're interested in becoming a member of Dugood, you'll find that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in the Beaumont area can qualify for membership. This means you're likely already eligible! To get all the specifics and ensure you meet the criteria, feel free to check out our detailed eligibility guidelines at this link. Once you're ready to take that step toward membership, opening an account is a breeze! You can easily start the process online by visiting this page. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 409-923-1483. We're here to help you every step of the way as you embark on this exciting journey with us at Dugood, located at 8750 Phelan Blvd, Beaumont, TX 77706. Welcome aboard!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having a partner that simplifies transactions and enhances customer experiences. Our merchant services offer just that, allowing you to accept payments seamlessly, whether in-store or online. With our tools, managing cash flow becomes easier, letting you focus on what truly matters growing your business. At Dugood, we are here to provide the financial support you need to take your business to the next level. Reach out to us today at (409) 923-1483 to learn more about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of a new car? Our auto loans provide flexible financing options tailored to your budget. Whether you're buying a new vehicle or refinancing an existing loan, our competitive rates can help you get behind the wheel without breaking the bank.

Business Banking Solutions

If you're a business owner, our business banking services are here to support your growth. We provide merchant services and business loans that cater specifically to your needs. Whether you're launching a startup or expanding an established company, we're dedicated to helping you thrive.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs designed to give back every time you spend, managing everyday purchases can become more rewarding than ever. Imagine earning points on groceries or gas those rewards can quickly add up!

Easy Access Services

Convenience is key in today's fast-paced world. That's why we also offer ATM services for quick cash withdrawals and balance checks anytime you need them. With ATM availability at our branch and throughout the network, accessing your funds is straightforward and hassle-free. We invite you to experience all that Dugood has to offer. If you'd like more information about any of these services or if you're ready to open an account today, don't hesitate to reach out! Give us a call at (409) 923-1483 or visit us at Westbrook Hs Branch online at https://www.dugood.org/ . We look forward to serving you!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, we offer mortgage loans that suit various situations. Our experienced team will guide you through the process, ensuring that you understand each step along the way. Picture yourself stepping into your new home while knowing you've made a smart financial decision.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed to help you manage your day-to-day finances effortlessly. With easy access through online banking and mobile applications, keeping track of your money has never been simpler. Imagine being able to check your balance or transfer funds while waiting in line at the grocery store it's all possible with our digital banking features.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans can help ease the burden. From debt consolidation to funding that special project, we have options that work for you. You'll appreciate having that financial flexibility when life's surprises come knocking.

Digital & Online Banking

Key Services

Our online banking services allow you to access your accounts 24/7, providing you with real-time management of your finances. You can check balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, our e-statements feature means you can keep track of your transactions easily and securely, helping you to stay organized. Need to make payments on the go? Our mobile application puts the power in your hands. Whether you want to make mobile payments or send money directly through person-to-person transfers, it's all just a tap away. And if you prefer signing documents electronically, we've got you covered with electronic signature authorization for added convenience.

Security and Ease-of-Use

We prioritize your security while making banking simple. Our platform is user-friendly and designed with your safety in mind. Enjoy peace of mind knowing that your sensitive information is protected every step of the way. Whether you're using our website or mobile app, managing your money has never been easier. From accessing account details to utilizing features like mobile payments and person-to-person transfers, everything is crafted to enhance your banking experience. With Dugood, you get the best of both worlds: modern technology combined with personal service. We're here to support you in every aspect of your financial journey!

Financial Strength

Growing Member Base

Our commitment to service is echoed by our growing member base, with a total of 71,916 share accounts showing that more people trust us with their finances. Additionally, net shares available for lending and investments stand at $2,318,882, reinforcing our ability to support your financial journey effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 8750 Phelan Blvd Beaumont Tx 77706 or call (409) 923-1483 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our resources currently holding $0 in non-member deposits ensures that our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $3,106 in used auto loans and $381,072,015 across total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,256 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy to drive away with your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we're here to support your business aspirations. If you're considering refinancing options or want to learn more about eligibility criteria for any of our loans, please don't hesitate to reach out. Our team is ready to assist you at (409) 923-1483. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 8750 Phelan Blvd Beaumont Tx 77706 in Beaumont, TX, or check out our website at https://www.dugood.org/ for more information on how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the entire process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $10,276,794 in loans helping members manage their finances effectively. These cards come with benefits that suit your lifestyle, allowing you to earn rewards while making everyday purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

DUGOOD FEDERAL CREDIT UNION