Dugood Credit Union Beaumont TX | Best Auto Loans & Business Banking

Introduction

Welcome to Dugood, where we believe in building strong relationships and supporting our community. Located at 390 Pine St, Beaumont, TX 77701, our Edison Branch has been serving members since 1962. With a commitment to providing reliable financial services, we proudly support over 36,330 members, helping them achieve their financial goals. At Dugood, we understand that your financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and business banking solutions. Our total assets of $526,644,064 reflect our strong foundation and ability to serve you effectively. We also manage $32,666,607 in deposits and have a solid net worth of $66,136,347, showcasing our stability and dedication to your financial well-being. Led by our CEO Clint Wilson and Board President Larry Ducharme, our team is here to provide personalized service with a smile. Whether you need help with mortgage refinancing or want to explore our credit card rewards program, we're ready to assist you every step of the way. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: P O Box 12899, Beaumont, TX 77726. At Dugood, we are proud of our community impact and look forward to continuing our legacy of trust and reliability. If you have any questions or would like to learn more about how we can help you thrive financially, don't hesitate to reach out at 409-212-9880. Come visit us today or explore more on our website here!

Branch History & Mission

Community-Centric Initiatives

Dugood is dedicated to making banking easier for everyone. We offer ADA-compliant facilities and various digital advancements such as online banking and mobile payments for convenience. Additionally, our shared service center ensures that even more people can benefit from credit union services. As a member-focused organization, we understand the importance of community support. Our partnerships with local organizations enhance our outreach efforts and allow us to give back meaningfully. In conclusion, we invite you to join the Dugood family! Experience firsthand how our commitment to service can make a difference in your life. Visit us today or reach out at 409-212-9880 for more information on how we can assist you on your financial journey. Together, let's build a brighter future!

Our Journey

From the moment we opened our doors, Dugood has focused on helping individuals and families achieve their financial goals. Over the decades, we have expanded our offerings significantly while maintaining a strong connection to our roots. Today, with total assets exceeding $526 million, we are proud to offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our growth reflects not only our success but also the trust placed in us by our members. Our branch is strategically located near local landmarks that make it easily accessible for everyone in the area. Whether you're stopping by for a quick transaction or to seek advice about your financial future, we're here for you.

Our Mission

At the heart of Dugood is our mission: to empower our members through personalized financial solutions while fostering community growth and support. We believe that everyone deserves access to quality banking services that can help them thrive. Our commitment extends beyond traditional banking; we actively engage in community outreach efforts and partnerships that uplift those around us. While members can visit us at 390 Pine St for all their banking needs, official correspondence should be sent to P O Box 12899, Beaumont, TX 77726 if necessary. Our operating hours are Monday through Friday from 8:30 am to 5:00 pm.

Branch Location & Accessibility

Connect with Us!

If you have any questions or need assistance with your accounts, feel free to reach out! You can call us at 409-212-9880. We invite you to visit us soon and discover all the ways we can help support your financial journey at Dugood's Edison Branch!

Convenient Access and Amenities

Parking is readily available for our members, ensuring a hassle-free experience when you come by. We take pride in making our facilities accessible to everyone, featuring ADA-compliant entrances and ramps. Whether you're stopping in for personal banking or to discuss loan options, we want every visit to be welcoming. Our operating hours are designed with your busy schedule in mind; we're open Monday through Friday from 8:30 AM to 5:00 PM. This means you can conveniently stop by after work or during lunch breaks.

Services Tailored for You

At Dugood's Edison Branch, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is always available for quick cash withdrawals or balance inquiries if you need access outside of regular hours. We also provide shared service center options for partner credit union members, making transactions smooth and easy no matter where you bank. Although we do not have drive-thru banking at this location, our friendly staff is ready to assist you inside.

Member Eligibility

Joining the Dugood community means becoming part of a welcoming family that truly cares about your financial well-being. At Dugood, located at 390 Pine St, Beaumont, TX 77701, we believe in making banking accessible to everyone. To become a member, you typically need to meet certain criteria which may include living or working in our service area or being affiliated with select organizations. We encourage you to visit our eligibility page for more detailed information on the requirements and to see if you qualify. Once you're ready to take the next step, opening an account is a breeze! You can find all the details on how to get started at https://www.dugood.org/loan-application. If you have any questions along the way, feel free to give us a call at (409) 212-9880. We're excited to welcome you into our community and support you in achieving your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $58,279,487, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner to handle your payment processing needs. Our merchant services empower you to accept payments easily, whether in-store or online. This means you can focus on what you do best running your business while we take care of the transactions that keep your cash flow steady. Located at 390 Pine St Beaumont Tx 77701 in Beaumont, TX, we invite you to discover how our dedicated team can help elevate your business today. For more information, call us at (409) 212-9880 or visit our website at https://www.dugood.org/.

Comprehensive List Of Services

Come Visit Us!

Located at 390 Pine St Beaumont Tx 77701, our friendly team is ready to assist you during lobby hours from 8:30 am to 5:00 pm. For any questions or inquiries about our services, feel free to call us at (409) 212-9880. We invite you to explore how Dugood can help you achieve your financial dreams today! Visit us online at https://www.dugood.org/ or stop by and see how we can serve you better.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms give you 24/7 access to your accounts right from your smartphone or computer. You can easily check balances, transfer funds, and pay bills without having to visit us in person. If you prefer cash transactions, our ATM services ensure that you have quick access to your money whenever you need it. We also provide basic shared branch transactions for partner credit union members so that banking is even more accessible.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored for you. Our checking and savings accounts allow you to manage your money easily while earning interest. If you're thinking about purchasing a new car or need vehicle financing, our auto loans come with competitive rates that fit your budget. Buying a home is one of life's biggest decisions, and at Dugood, we simplify the process with our mortgage loans and refinancing options. Whether you're a first-time buyer or looking to refinance, we can help you find the best solution.

Support for Your Financial Goals

Life can be unpredictable, but our personal loans and debt consolidation services provide a safety net when unexpected expenses arise. Plus, our credit cards with rewards offer great perks for those everyday purchases you make. For business owners, we understand the challenges of running a business. That's why our business banking services, including merchant services and business loans, are designed to empower your entrepreneurial journey.

Digital & Online Banking

Convenient Online Services

Our online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also set up electronic signatures for added convenience when handling documents, making processes faster without compromising security.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application is here to help. Available for download on your smartphone, it offers all the features you need right in your pocket. Whether you're making mobile payments or accessing e-statements, everything is designed with user-friendliness in mind. Plus, you can easily keep track of your spending and savings while you're out and about.

Safety First

We prioritize your security with robust measures to protect your personal information. You can rest easy knowing that our digital banking services incorporate advanced security features. We also offer e-statements so you can receive your account statements electronically, reducing paper waste while keeping sensitive information secure. At Dugood, we're committed to providing services that fit into your lifestyle. With easy access to real-time account management tools and features tailored to meet your needs, you'll find that banking has never been more convenient. Join us today at https://www.dugood.org/ and experience the future of banking!

Financial Strength

Commitment to Growth

With $62,414,344 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,106 in used auto loans and $381,072,015 in total loans and leases.

Member Trust

We have built a robust member base with 71,916 total share accounts. This shows that more individuals trust us with their finances every day. Our net shares available for lending stand at $2,318,882, indicating our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dugood is your trusted partner. Visit us at 390 Pine St Beaumont Tx 77701 or call (409) 212-9880 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $2,192,550, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $116,333,167 in share certificates and $42,966,840 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,136,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $61,285,430 in used vehicle loans and $45,546,973 in new vehicle loans to help our members get on the road comfortably. We also provide refinancing options for those who want to lower their monthly payments or take advantage of better rates.

Business Loans

For business owners, our outstanding commercial loans totaling $58,279,487 provide the capital needed to grow and expand your business. If you're looking for a reliable source of funding to support your business endeavors or enhance your operations, consider our tailored solutions.

Conclusion

At Dugood, we pride ourselves on offering competitive rates and flexible terms across all our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or need more information about eligibility options and refinancing possibilities, visit us online at Dugood or come see us in person!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,056,384. This means whether you're a first-time buyer or looking to refinance your existing mortgage, we can assist you every step of the way.

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible unsecured credit card loans. We have issued a total of $10,276,794 in these loans, allowing members to handle their finances effectively without the burden of collateral.

Loan Aggregator

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DUGOOD FEDERAL CREDIT UNION - Beaumont, TX

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