Du Trac Community Credit Union Moline IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Du Trac Community in Moline, where your financial well-being is our top priority! Located at 3153 Avenue Of The Cities, we are proud to serve a vibrant community of over 53,000 members. Since our establishment in 1946, we've built a legacy of trust and support, growing our total assets to an impressive $1,149,745,537. At Du Trac Community, we understand that life brings various financial needs. That's why we offer a diverse range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored just for you. With a total loan portfolio of 35,379 loans, we're committed to helping you achieve your financial goals. While members can visit us at our Moline branch for all their banking needs, official correspondence should be sent to the same address for your convenience. Our friendly team, led by CEO Andrew Hawkinson and Board President Kevin Mueller, is here to ensure you have a seamless experience every time you connect with us. We take pride in our community impact our total deposits stand at $85,185,353, reflecting the trust and loyalty of our members. Additionally, with a net worth of $131,297,081, we are well-positioned to support your financial endeavors. Whether you need assistance with everyday banking or planning for the future, we're here for you! Feel free to reach out at (319) 465-5900 or visit our website at Du Trac Community for more information about how we can serve you best. Join us today and experience the difference that comes with being part of the Du Trac family!

Branch History & Mission

Join Us

While members can visit us at 3153 Avenue Of The Cities, official correspondence should be sent to 3153 AVENUE OF THE CITIES, MOLINE, IL 61265. Our doors are open during convenient hours: Monday through Thursday from 8:30 AM to 5 PM, Friday until 5:30 PM, and Saturday drive-up only from 9 AM to noon. We invite you to experience the benefits of being part of Du Trac Community. Join us today and discover how we can support your financial journey while enriching the community we all cherish. For more information or to become a member, please call us at 319-465-5900 or visit our website at dutrac.org. Together, let's build a stronger future!

Our Journey

Du Trac Community began with a simple mission: to provide accessible financial services that meet the needs of our community. From our humble beginnings to becoming a trusted financial partner, we have always focused on fostering strong relationships with our members. Our branch at 3153 Avenue Of The Cities, Moline, IL 61265 is more than just a place to conduct transactions; it's a hub for building connections and supporting local initiatives. We believe that banking should be personal and straightforward. That's why we offer services tailored to every stage of life whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions. We also understand the importance of digital convenience; our members enjoy modern features like online banking and mobile payments while knowing they can always rely on us for face-to-face assistance.

Our Mission

At Du Trac Community, our mission goes beyond providing financial products. We strive to enrich the lives of our members by promoting financial literacy and community engagement. We are dedicated to making a positive impact through partnerships with local organizations and outreach programs designed to uplift those around us. Our commitment to service is evident in everything we do from having an accessible ATM and drive-thru banking available for your convenience to ensuring compliance with ADA standards so everyone can access our facilities comfortably.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 319-465-5900. We're excited to help you take the next steps towards achieving your financial goals. Whether you're an existing member or considering joining our community, we invite you to come by and see how we can support you today!

Operating Hours

Our friendly staff is here to assist you during regular business hours: Monday through Thursday from 8:30 AM to 5 PM, and on Friday until 5:30 PM. Need assistance on Saturday? Our drive-thru service is open from 9 AM to noon, so you can still manage your banking needs even on weekends!

Services Offered

At Du Trac Community, we believe in providing a range of services that cater to your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru banking allows for quick deposits and withdrawals without having to step inside, and our ATM is available for cash withdrawals and balance inquiries around the clock.

Member Eligibility

Joining the Du Trac Community is like becoming part of a warm, welcoming family where your financial needs are truly understood and prioritized. To become a member at our Moline branch, located at 3153 Avenue Of The Cities, you'll find that eligibility is designed to be inclusive. Generally, anyone who lives or works in the areas we serve can join us. Whether you're looking for a supportive environment for your personal banking, auto loans, or any of our other services, we have something special waiting for you. For more specific details about eligibility requirements, feel free to check out this link. Opening an account with us is simple! Just give us a call at 319-465-5900 or stop by during our convenient hours. We're here to help you every step of the way as you take this exciting step towards better banking.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services tailored to meet your day-to-day needs. Imagine being able to process payments seamlessly while managing your cash flow efficiently. Our merchant services allow you to focus on what you do best running your business. Located conveniently at 3153 Avenue Of The Cities Moline Il 61265 in Moline, IL, our team is ready to partner with you on your path to success. Contact us at (319) 465-5900 today and see how we can help your business thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services provide easy access to your funds whenever you need them. Plus, with basic drive-thru banking at our branch, simple transactions like deposits and withdrawals can be completed quickly without leaving your vehicle. At Du Trac Community, located at 3153 Avenue Of The Cities Moline IL 61265, we're dedicated to supporting our members' financial journeys. If you have any questions about our services or would like assistance in choosing the right option for you, don't hesitate to give us a call at 319-465-5900 or visit us online at www.dutrac.org. Let us help you achieve your financial goals today!

Auto Loans & Vehicle Financing

If you're ready to hit the road with a new car, our Auto Loans and Vehicle Financing options can make that dream a reality. With competitive rates and flexible terms, we work with you to find a loan that fits your budget. Whether you're buying new or used, financing has never been easier.

Business Banking

For business owners, we offer specialized services like Merchant Services and Business Loans. We know how important it is for businesses to thrive, which is why we provide tailored financial products that support growth and operational success.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards program! Enjoy cashback on purchases or points redeemable for travel and other perks. It's an easy way to earn rewards while managing everyday expenses.

Mortgage Loans & Refinancing

Thinking about purchasing a home? Our Mortgage Loans and Refinancing services provide personalized solutions to help you secure the best rate possible. We understand that buying a home is one of the biggest decisions you'll make, so we guide you through each step, from application to closing.

Online & Mobile Banking

Enjoy the convenience of Online and Mobile Banking, where managing your finances is just a click away. With features like online bill pay, fund transfers, and e-statements, staying on top of your finances has never been easier.

Personal Banking

Our personal banking options include Checking and Savings Accounts designed to fit your lifestyle. Imagine easily accessing your funds online or through our mobile app while earning interest on your savings. Our accounts are user-friendly and come with digital banking features that allow you to transfer money, pay bills, and monitor your spending right from your smartphone.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to streamline your debt with Personal Loans and Debt Consolidation, we've got you covered. Our team will help assess your needs and provide options that can ease financial stress.

Digital & Online Banking

Key Services

Our online banking features allow you to check balances, pay bills, and transfer money with ease. Need to send money to a friend? Our person-to-person transfer option lets you do that quickly and securely. Plus, if you're on the go, you can take advantage of our mobile application, which brings all these functionalities right to your smartphone. For added convenience, we offer electronic signature authorization, making it simple for you to complete transactions without the need for paper forms. You can also opt for e-statements, which help reduce clutter while keeping your financial information accessible at all times.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal and financial data. You can enjoy peace of mind knowing that your transactions are secure as you manage your finances from the comfort of home or on the move. With 24/7 online banking services available at Du Trac Community, you have real-time access to your accounts whenever you need it. Whether it's checking your balance before making a purchase or reviewing recent transactions, everything is just a click away. In today's fast-paced world, having reliable digital banking tools is crucial. At Du Trac Community, we're committed to providing you with user-friendly solutions so that managing your money feels effortless. Explore our full suite of digital services today and see how we can support your financial journey!

Financial Strength

At Du Trac Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on solid foundations, and we are proud to showcase our strong financial health. With a net worth of $131,297,081, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,323 in used auto loans and $883,743,865 in total loans and leases. Our operational efficiency is reflected in our $2,975,115, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 104,154, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,344,040, further solidifying our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 3153 Avenue Of The Cities Moline Il 61265 or call (319) 465-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our flexible terms can make your dream of car ownership a reality.

Business Loans

For business owners, our outstanding commercial loans totaling $100,818,867 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital to boost operations, we are here to assist you. Additionally, if you're looking into refinancing options or checking your eligibility for any of our products, don't hesitate to ask us about these services when you visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what financial goal you have in mind be it securing an auto loan or taking that big step into homeownership Du Trac Community is here to guide you through the process with trusted advice and tailored solutions. Come see us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, make buying or refinancing simple. We provide competitive rates and personalized service to help you secure the right mortgage for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your everyday spending experience.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that every offer displayed is fair and transparent. Users can trust that they are looking at legitimate options, free from misleading information.