DUTRAC COMMUNITY CREDIT UNION - Monticello, IA

Welcome to Du Trac Community, your trusted financial partner located at 337 S Main St, Monticello, IA 52310. Since our establishment in 1946, we have dedicated ourselves to serving our community and supporting the financial needs of our 53,282 members. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we're here to help you reach your goals. At Du Trac Community, we pride ourselves on our strong foundation of trust and reliability. With total assets amounting to $1,149,745,537 and total deposits reaching $85,185,353, you can be confident that your money is secure with us. Our commitment to providing exceptional service is reflected in our wide range of offerings, including business banking solutions and online services that make managing your finances easier than ever. While members can visit us at our branch location in Monticello, official correspondence should be sent to P.O. Box 3250, Dubuque, IA 52004-3250. Under the leadership of CEO Andrew Hawkinson and Board President Kevin Mueller, our team of 189 employees is dedicated to ensuring that every member receives personalized attention and support. We understand the importance of community involvement and strive to make a positive impact in Monticello and beyond. With a net worth of $131,297,081 and cash in hand totaling $9,196,814, we are positioned to continue investing in local initiatives that benefit all. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (319) 465-5900 during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM; Friday until 5:30 PM; and Saturday (drive-up only) from 9:00 AM until noon. Visit us online at www.dutrac.org for more information about our services or to become a member today!

At Du Trac Community, we are proud of our rich history and deep commitment to the Monticello community. Since opening our doors in 1946, we have grown from a small credit union into a trusted financial partner for over 53,000 members. Our branch is located at 337 S Main St, Monticello, IA 52310, right in the heart of town where neighbors come together. For official correspondence, please use our mailing address: P O BOX 3250, Dubuque, IA 52004-3250. Our mission at Du Trac Community goes beyond just providing exceptional financial services. We strive to empower our members with knowledge and resources that help them achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or planning for retirement, our dedicated team is here to guide you every step of the way. Over the years, we've made significant strides in enhancing our services and ensuring accessibility for everyone. With assets totaling over $1.14 billion, we offer a range of products designed to meet the needs of individuals and businesses alike. Our operating hours are convenient Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 5:30 PM, and Saturdays for drive-up services from 9:00 AM to noon. We understand the importance of being accessible in today's fast-paced world. That's why we proudly offer ATM services and a drive-thru for quick transactions. We also prioritize technology by providing online and mobile banking options so that you can manage your finances anywhere at any time. Community involvement is central to our mission. We actively participate in local events and support various outreach initiatives aimed at improving the lives of those around us. From educational workshops to partnerships with local organizations, we're dedicated to making a positive impact in Monticello. Join us at Du Trac Community and experience firsthand how we're committed to serving you not just as a member but as part of our family. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 319-465-5900 or visit our website at Du Trac Community.

At Du Trac Community, we believe that everyone deserves a supportive financial community where they can thrive. Becoming a member is simple and welcoming! If you live, work, or go to school in our service areas, you're likely eligible to join us. We pride ourselves on being inclusive and accessible, ready to help you with your banking needs. Not only do our members gain access to a range of financial products tailored for their success, but they also become part of a community that prioritizes personal relationships over corporate red tape. For detailed eligibility criteria, feel free to visit our website at this link. If you're excited to get started with opening an account, don't hesitate to reach out at (319) 465-5900. We're located at 337 S Main St Monticello Ia 52310 and are here to assist you in taking the first step toward joining Du Trac Community!

At Du Trac Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you. With a net worth of $131,297,081, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in the community is evident with $68,485,852 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and improve security measures to better serve our members. With $16,323 in used auto loans and $883,743,865 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $2,734,398, which enables us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees who are dedicated to delivering exceptional service. Net Shares (funds available for lending and investments) stand at $2,344,040, reinforcing our ability to support your needs. With a growing member base reflected by 104,154 total share accounts, trust continues to build within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 337 S Main St Monticello Ia 52310 or call (319) 465-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.