Du Trac Community Credit Union Maquoketa IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Du Trac Community in Maquoketa, where your financial well-being is our top priority! Established in 1946, we have proudly served our community for over 75 years, growing alongside our members. With a total membership of 53,282, we are more than just a credit union; we are a trusted partner in your financial journey. Located at 18072 Highway 64, Maquoketa, IA 52060, our branch is easily accessible for all your banking needs. While you can visit us at this address for personalized service, official correspondence should be sent to 18072 Highway 64, MAQUOKETA, IA 52060-9621. At Du Trac Community, we take pride in managing over $1.14 billion in assets and providing competitive services like auto loans, personal loans, and business banking solutions. Our total deposits stand at $85,185,353, ensuring that your money is safe with us. With a net worth of $131,297,081 and cash in hand amounting to $9,196,814, we are financially strong and committed to supporting our members. Our leadership team, led by CEO Andrew Hawkinson and Board President Kevin Mueller, brings expertise and dedication to the table. With a team of 189 employees, we strive to deliver friendly and efficient service whether you need help with checking accounts or financing options. We invite you to experience the difference of being part of the Du Trac family. Explore our range of services everything from basic checking accounts to rewarding credit cards designed to meet your unique needs. Feel free to call us at 563-652-4400 or visit our website at www.dutrac.org for more information. Join us today and discover how Du Trac Community can empower you financially!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking services. We actively engage in community outreach initiatives and partnerships that enhance the lives of those around us. From sponsoring local events to providing financial education workshops, Du Trac Community is dedicated to making a positive impact in Maquoketa and surrounding areas. As we move forward into the future, we continue to invest in technology that enhances member experience while ensuring ADA compliance for accessibility. Digital advancements such as online banking and mobile payments make it easier than ever for our members to manage their finances on their terms. If you're looking for a credit union that prioritizes both your financial success and community well-being, look no further than Du Trac Community. Join us today and discover how we can work together towards achieving your goals. Visit us or call us at (563) 652-4400 we can't wait to welcome you into our family!

Our Mission

At Du Trac Community, our mission is clear: to empower individuals and families by offering accessible financial solutions while fostering a sense of belonging. We believe that banking should be more than just transactions; it should be about relationships and community engagement. Our goal is to provide personalized services that help our members achieve their financial dreams whether that means purchasing a home, financing a vehicle, or planning for retirement. We strive to make banking easy and convenient. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:30 AM to 5 PM, Friday until 5:30 PM, and Saturday (drive-thru only) from 9 AM to noon. With an ATM available on-site and drive-thru banking options, we ensure you can access your funds when you need them most. While members can visit us at 18072 Highway 64 for all their banking needs, official correspondence should be sent to our mailing address at 18072 Highway 64, Maquoketa, IA 52060-9621.

Branch Location & Accessibility

Accessibility Features

At Du Trac Community, we prioritize accessibility for all our members. Our branch is equipped with ramps and ADA-compliant features, making it easy for everyone to enter and navigate the space comfortably. Parking is ample and convenient, allowing you to visit us without hassle.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 563-652-4400. Our friendly team is here to help you make the most of your banking experience! We look forward to welcoming you at Du Trac Community in Maquoketa soon!

Operating Hours

Our doors are open from Monday through Thursday from 8:30 AM to 5 PM, and on Fridays until 5:30 PM. We also offer Saturday drive-thru service from 9:00 AM to noon, providing flexibility for those with busy schedules.

Services Offered

At this branch, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. You can also enjoy the convenience of online and mobile banking options right at your fingertips. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru service is ready to assist you!

Member Eligibility

Becoming a member of Du Trac Community feels like joining a warm and welcoming community where your financial needs come first. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We believe that everyone deserves access to great financial services, so our membership is open to many people in our local community. Plus, as a member, you can enjoy personalized services tailored just for you, whether it's competitive loan rates or convenient online banking options. For more specific details on who qualifies, take a look at our eligibility criteria at https://www.dutrac.org/become-a-member/. If you're ready to take the next step toward membership or if you have questions, feel free to give us a call at (563) 652-4400. We can't wait to welcome you to the Du Trac Community family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services ensure that your business runs smoothly day-to-day. Whether it's processing payments or managing cash flow, we provide reliable tools that fit your needs. Imagine seamlessly accepting payments from customers while keeping track of sales all designed to give you more time to focus on what you do best: running your business. Visit us at 18072 Highway 64 Maquoketa Ia 52060 or call us at (563) 652-4400 to discover how we can support your business journey today!

Comprehensive List Of Services

Credit Cards and Business Banking

Why not earn rewards while you spend? Our Credit Cards with Rewards program allows you to enjoy benefits while managing your purchases. If you're a business owner, we have you covered too! Our Business Banking services include essential tools like Merchant Services and tailored Business Loans, ensuring your company has what it needs to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking platforms so you can manage your accounts anytime, anywhere. You can easily perform transactions via our mobile app or website, making banking a breeze whether you're at home or on the go. Plus, with features like ATM access for withdrawals and balance checks and basic drive-thru services for deposits and simple transactions, we ensure that your banking experience is both efficient and user-friendly.

Get in Touch!

Ready to explore how our services can benefit you? Don't hesitate to reach out! You can call us at 563-652-4400 for more information or visit our website at Du Trac Community. We look forward to serving you and helping you achieve your financial dreams!

Personal Banking Services

Managing your money is easier with our Personal Banking options. We offer various Checking & Savings Accounts tailored to fit different lifestyles and financial goals. Need a new car? Our Auto Loans & Vehicle Financing solutions make it simple and affordable to get behind the wheel. If homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process with confidence. For those unexpected expenses or debt consolidation needs, our Personal Loans offer quick access to funds without the hassle.

Digital & Online Banking

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available at Du Trac Community, you can view and download your account statements conveniently online. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste.

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your personal information while you're banking online or through our app. Enjoy peace of mind knowing that your data is secure every time you log in. At Du Trac Community, we are committed to providing you with accessible and efficient digital banking solutions that meet your needs. Discover the convenience today and take control of your finances from wherever you are!

Stay Connected on the Go

For those who prefer banking on their mobile devices, our mobile application offers all the features you need right at your fingertips. From making person-to-person transfers to utilizing mobile payments, staying connected has never been easier. Plus, with electronic signature authorization available, signing documents securely is a breeze.

Your Online Banking Hub

With our robust online banking platform, available at https://www.dutrac.org/, you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. The user-friendly interface makes navigation simple, so you can manage your money without any hassle.

Financial Strength

At Du Trac Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is in safe hands, backed by our robust financial performance. With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $16,323 in used auto loans and $883,743,865 in total loans and leases. Our $2,975,115 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,344,040. Total Share and Deposit Accounts: 104,154, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 18072 Highway 64 Maquoketa Ia 52060 or call (563) 652-4400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. We make it easy for you to secure financing for both new and used vehicles. Plus, if you're interested in refinancing your current auto loan, we can assist you with that as well.

Credit Lines and Unsecured Loans

In addition to our auto and mortgage offerings, we provide flexible terms on unsecured credit card loans. With a total of $12,639,892 in loans helping members manage their finances effectively, our unsecured credit cards can give you the purchasing power you need without the burden of collateral. If you're considering a line of credit for personal use or business needs, we also offer competitive credit line options totaling $577,893,831. For business owners in our community, our outstanding commercial loans totaling $100,818,867 provide essential capital needed for growth and expansion. Our team is here to discuss your eligibility for any of these products and help guide you through the application process. You can reach us at 563-652-4400 or visit us at our branch located at 18072 Highway 64 Maquoketa IA 52060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future today with Du Trac Community's diverse loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, making buying or refinancing simple. We are dedicated to guiding you through every step of the process to ensure that you find a solution that fits your budget and lifestyle.

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