Du Trac Community Credit Union Dubuque IA | Quick Personal Loans & Business Banking

Introduction

Welcome to Du Trac Community, your trusted partner in financial well-being, located at 4200 Dodge St, Dubuque, IA 52003. Since our establishment in 1946, we have dedicated ourselves to serving our growing community with integrity and personalized service. With a robust membership of over 53,282 individuals, we pride ourselves on being more than just a financial institution; we are a cornerstone of support for families and businesses alike. At Du Trac Community, we understand that managing finances can be challenging. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet your needs. Our total assets exceed $1.14 billion, showcasing our strength and stability as a credit union you can rely on. While members can visit us at our branch address, official correspondence should be sent to PO BOX 3250, DUBUQUE, IA 52004-3250. We are here to help you navigate your financial journey with confidence. Led by our CEO Andrew Hawkinson and Board President Kevin Mueller, our team of 189 employees is passionate about providing exceptional service every day. With total deposits amounting to $85,185,353 and cash in hand of $9,196,814, we are committed to ensuring your money is secure while helping you achieve your financial goals. Whether you're looking for personal banking solutions or need assistance with business financing our experienced staff is ready to assist you! Feel free to reach out at 563-582-1331 or visit our website at Du Trac Community for more information about our offerings. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Welcome to Du Trac Community, where our story is rooted in commitment and growth. Established in 1946, we have proudly served the Dubuque community for over 75 years. Located at 4200 Dodge St, Dubuque, IA 52003, our branch has become a vital part of the local landscape, providing financial services that empower our members and support their dreams. Throughout our journey, we have grown from a small credit union to a trusted institution with over 53,000 members and total assets exceeding $1.14 billion. This evolution reflects not just numbers but the countless lives we've touched along the way. Our mission is clear: to offer exceptional financial services while fostering a spirit of community support and engagement. At Du Trac Community, we are more than just a financial institution; we strive to be a partner in your journey toward financial wellness. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services to help local businesses thrive. While members can visit us at 4200 Dodge St, official correspondence should be sent to our mailing address: PO BOX 3250, DUBUQUE, IA 52004-3250. Our branch operates Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 5 PM. Additionally, we offer convenient ATM access for your cash withdrawal needs. Our commitment extends beyond banking; we actively engage with the community through various outreach initiatives and partnerships aimed at enhancing the quality of life in Dubuque. Whether through financial literacy programs or supporting local events, we believe in giving back. We embrace modern advancements by ensuring our services are accessible digitally, allowing members to manage their finances anytime and anywhere through online and mobile banking platforms. Join us at Du Trac Community today! Experience firsthand how our mission translates into real-world benefits for you and your family. Together, let's build a brighter future for our community! For more information or assistance, don't hesitate to reach out at 563-582-1331 or visit us online at Du Trac Community.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Located near popular spots like Walmart, our branch is easy to find and reach. If you're driving, you'll appreciate the ample parking available right outside our doors. We also prioritize accessibility, ensuring that everyone can visit us comfortably. Our facility is designed with ADA compliance in mind, featuring ramps and wide entrances for easy access.

Operating Hours Tailored to You

We know your time is valuable. That's why we're open Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 5 PM. Whether you need assistance with personal banking services or have questions about loans, our friendly staff is ready to assist you during these hours.

Services Designed for Your Convenience

At Du Trac Community, we offer a variety of services to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we provide tailored solutions for both personal and business banking. While we do not have a drive-thru service available at this branch, members can enjoy the convenience of our ATM facilities for quick cash withdrawals and balance checks.

Stay Connected

For any inquiries or assistance, feel free to call us at 563-582-1331. We look forward to welcoming you at Du Trac Community! Remember, while you can visit us at 4200 Dodge St for all your banking needs, official correspondence should be sent to PO BOX 3250, Dubuque, IA 52004-3250. Come see us today and let's work together towards your financial goals!

Member Eligibility

At Du Trac Community, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in Dubuque County or are related to someone who does, you're likely eligible to join us. This means you can enjoy our range of services designed to help you achieve your financial goals, from checking and savings accounts to auto loans and credit cards with rewards. For full details on eligibility criteria, feel free to check out our website at https://www.dutrac.org/become-a-member/. Opening an account with us is straightforward. Just visit our branch at 4200 Dodge St Dubuque Ia 52003, or give us a call at (563) 582-1331 if you have any questions. We're here to guide you through the process and ensure that joining our community feels like a natural step toward better financial health. Welcome aboard!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services empower you to manage transactions effortlessly. Imagine easily accepting payments through various methods, enhancing customer satisfaction while streamlining your operations. We provide tools that help you focus on what matters most growing your business. Located at 4200 Dodge St Dubuque Ia 52003 in Dubuque, IA, we invite you to explore how our tailored financial solutions can meet your business needs. Connect with us today at (563) 582-1331 to learn more about taking your business to the next level!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

For those looking to purchase a new or used vehicle, our Auto Loans & Vehicle Financing services make it easy and affordable. We offer competitive rates and flexible terms so you can drive away in your dream car without breaking the bank.

Business Banking

If you're a business owner, you'll appreciate our Business Banking services which include Merchant Services & Business Loans. We are here to support your business growth with tailored financial solutions that fit your unique requirements.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers you the chance to earn points on everyday purchases. Enjoy shopping while earning rewards that can be redeemed for travel, merchandise, or cash back all while managing your expenses wisely.

Digital Banking Features

To make banking as convenient as possible, we offer robust Online & Mobile Banking features. With these tools, you can manage your accounts from anywhere whether checking balances, transferring funds, or making payments all at your fingertips. Plus, our ATM services allow for easy cash withdrawals and balance checks whenever needed. We invite you to discover how Du Trac Community can assist you in achieving your financial goals. Feel free to call us at 563-582-1331 if you have any questions or would like more information about our services. We're here to help!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're a first-time buyer or looking to refinance an existing mortgage, our friendly team will guide you through every step of the process to ensure you find the best solution for your housing needs.

Personal Banking

When it comes to personal banking, we understand that everyone's financial journey is unique. That's why our offerings include various Checking & Savings Accounts designed to help you manage your money effectively. Need a little extra support? Our Personal Loans & Debt Consolidation options can provide the financial relief you need during tough times.

Digital & Online Banking

Accessibility and User Experience

Life is busy, and we get that. That's why we've made it easy for you to make payments using our mobile payments feature no more fumbling for cash or cards! Just tap your phone, and you're good to go. With real-time account management, you'll always have a clear picture of your finances without the hassle of visiting a branch. At Du Trac Community, we're dedicated to providing accessible banking solutions tailored to meet the needs of our members. Enjoy all the benefits of modern banking without sacrificing the personal touch that makes us who we are. Experience the convenience of digital banking today!

Key Services

With our online banking service, you can check your balances, view transactions, and transfer money between accounts anytime you need. Need to send money quickly? Our person-to-person transfers feature allows you to easily send funds to friends or family with just a few clicks. Plus, with our mobile application, you can manage your account right from your smartphone perfect for those busy days when you're out and about. We also prioritize your security. Our electronic signature authorization ensures that your transactions are protected, giving you peace of mind every time you log in. You can also choose to go paperless with e-statements, which are not only environmentally friendly but also keep your financial information organized and accessible.

Financial Strength

Growing Together

The trust placed in us is highlighted by our strong membership base. With 104,154 total share accounts, it's clear that many individuals and families choose Du Trac Community for their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 4200 Dodge St Dubuque Ia 52003 or call (563) 582-1331 to learn more about how we can help you achieve your financial goals.

Investing in You

Our commitment to your financial success is further demonstrated by our $68,485,852 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $16,323 in used auto loans and $883,743,865 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,975,115 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our competitive financing options can make your purchase easier and more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $100,818,867 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing operations, our team is here to guide you through the loan process. At Du Trac Community, we strive to create accessible and beneficial lending solutions for all our members. If you're considering refinancing options or want to learn about eligibility requirements for any of our loans, don't hesitate to reach out! Our friendly staff is ready to assist you at (563) 582-1331. Visit us at our branch located at 4200 Dodge St Dubuque Ia 52003 in Dubuque, IA, or check out our website for more details: https://www.dutrac.org/. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, making buying or refinancing simple. We provide various terms and conditions tailored to fit your needs, ensuring that your journey to owning a home is as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. These cards come with features designed to give you more control over your spending while earning rewards along the way.

Loan Aggregator

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