Du Trac Community Credit Union Dubuque IA | Top Checking & Auto Loans

Introduction

Welcome to Du Trac Community, your trusted financial partner located at 2045 Holliday Dr, Dubuque, IA 52002. Since our establishment in 1946, we've dedicated ourselves to serving our community with reliable banking solutions that cater to your unique needs. With a proud membership of 53,282 and total assets reaching an impressive $1,149,745,537, we are committed to providing you with the best financial services possible. At Du Trac Community, we understand that your financial journey is personal. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages, all designed to help you achieve your goals. Our total deposits stand at $85,185,353, reflecting the trust our members place in us. We also manage a robust loan portfolio with 35,379 loans and leases actively helping members finance their dreams. Under the leadership of our CEO, Andrew Hawkinson, and Board President, Kevin Mueller, our team of 189 employees works diligently to ensure that you receive top-notch service every time you visit or call us at 563-582-1331. While members can visit us at our branch location for face-to-face support, official correspondence should be sent to our mailing address at P.O. Box 3250, Dubuque, IA 52004-3250. Our mission is simple: empower our members through quality financial products while contributing positively to our community. With a net worth of $131,297,081 and cash in hand totaling $9,196,814, we are well-equipped to assist you on your financial path. We invite you to explore all that Du Trac Community has to offer by visiting our website at www.dutrac.org or stopping by the branch. Let us be part of your financial journey together we can achieve more!

Branch History & Mission

Welcome to Du Trac Community, a cornerstone of financial well-being in Dubuque, Iowa. Established in 1946, our branch has grown alongside the community, fostering relationships built on trust and support. Located at 2045 Holliday Dr, Dubuque, IA 52002, we invite you to visit us and experience our commitment firsthand. Whether you're near the beautiful Mississippi River or the vibrant downtown area, we're just a stone's throw away. Over the years, Du Trac Community has made significant strides in enhancing our services and expanding our reach. With a current membership of over 53,282 individuals, we have become a vital resource for personal banking, auto loans, mortgages, and more. Our total assets now stand at an impressive $1,149,745,537, reflecting our dedication to financial stability and growth for our members. At Du Trac Community, our mission is clear: to provide exceptional financial services while making a positive impact in our community. We strive to empower individuals and families with tools that promote financial literacy and security. Our commitment extends beyond banking; we actively engage in community outreach programs that strengthen bonds and uplift those around us. Our branch operates with convenience in mind. Visit us during our lobby hours from Monday to Thursday from 8:30 AM to 5:00 PM and on Fridays until 5:30 PM. For those who prefer banking on-the-go, we offer ATM access and drive-thru services for quick transactions. While members can visit us at 2045 Holliday Dr Dubuque Ia 52002, official correspondence should be sent to P O BOX 3250, DUBUQUE, IA 52004-3250 if you need to reach out through mail. If you have any questions or wish to learn more about becoming a member, please don't hesitate to call us at 563-582-1331. Join us at Du Trac Community as we continue to build a brighter future together! Experience the benefits of membership where you are not just another account but part of our family. Visit our website at Du Trac Community for more information on how you can get involved today!

Branch Location & Accessibility

Convenient Access and Amenities

When you arrive, you'll notice ample parking available right outside the entrance, making it easy for you to stop by. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. For those who prefer digital banking, we offer an ATM on-site so you can access cash anytime. We know that flexibility is important, which is why our lobby hours are designed with your schedule in mind: we're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours on Friday until 5:30 PM. Unfortunately, we're closed on Saturdays, but we're here throughout the week to assist you.

Services Tailored to Your Needs

At Du Trac Community, we pride ourselves on providing a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage financing, our friendly staff is ready to guide you through every step of your financial journey. And if you need assistance beyond regular banking hours, our online and mobile banking options are always available. If you need to send official correspondence, please note that while you can visit us at 2045 Holliday Dr, any mail should be directed to P O BOX 3250 in Dubuque.

Visit Us Today!

We invite you to stop by our Du Trac Community branch today! Whether you're looking for advice on loans or simply want to learn more about how we can support your financial goals, our team is here for you. Have questions? Feel free to give us a call at 563-582-1331. We look forward to serving you!

Member Eligibility

Becoming a member of Du Trac Community is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in our community or has a family member already with us. This means that whether you're a first-time account holder or looking to switch, you can easily become part of our supportive network. Not only do we offer a range of services tailored to meet your needs, but you'll also enjoy the benefits of being part of a cooperative organization that puts members first. For more details on eligibility, feel free to visit our website at https://www.dutrac.org/become-a-member/. If you're ready to take the next step, opening an account is straightforward and can be done by giving us a call at (563) 582-1331 or stopping by our branch located at 2045 Holliday Dr Dubuque Ia 52002. We can't wait to welcome you!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Imagine having a reliable payment processing system that helps you serve your customers better while keeping your finances organized. Our merchant services allow you to accept payments easily, whether in-store or online, giving you more time to focus on what you do best running your business. Located at 2045 Holliday Dr Dubuque Ia 52002, Dubuque, IA, our team is here to partner with you every step of the way. Let us help you turn your business goals into reality. For more information, reach out at (563) 582-1331!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals, ensuring that even simple banking tasks are handled efficiently. For those times when you just need to check your balance or withdraw cash, our ATM access is always available. If you're ready to explore how Du Trac Community can assist you with all your financial needs or if you have questions about any of our services, don't hesitate to reach out! You can contact us at 563-582-1331, and our friendly staff will be happy to help. Join us at Du Trac Community today where we put members first!

Business Banking Solutions

For entrepreneurs and small business owners, we offer comprehensive business banking services. From essential merchant services that facilitate transactions to flexible business loans that help fund your next big project, we are committed to supporting local businesses in achieving their goals.

Credit Cards and Rewards

Looking for a credit card that offers more than just a line of credit? Our credit cards with rewards let you earn points on everyday purchases, making it easier to get something back for your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Du Trac Community provides robust online and mobile banking platforms. Manage your accounts anytime, anywhere with features like bill pay, fund transfers, and mobile payments right at your fingertips. Plus, our ATM and cash withdrawal services ensure you have access to your money when you need it most.

Personal Banking Services

We understand that managing your finances can be challenging. That's why we offer a variety of personal banking services designed to simplify your life. Our checking and savings accounts provide you with easy access to your money while helping you save for future goals. If you're considering purchasing a new car, our auto loans and vehicle financing options make it easier than ever to drive off in the vehicle of your dreams. Homeownership is also within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we can help guide you through the process with competitive rates and personalized service. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans can provide the financial relief you need.

Digital & Online Banking

Key Features

One of the standout features we offer is e-statements. Instead of waiting for paper statements to arrive in the mail, you can receive your account information electronically. This not only saves paper but also gives you immediate access to your financial details no more waiting! For those on the go, our mobile application is a game-changer. It allows you to manage your accounts right from your smartphone. Need to make a quick payment? You can use our mobile payments feature to send money easily and securely. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. We prioritize security too; with options like electronic signature authorization, you can feel confident that your transactions are safe and secure. At Du Trac Community, we're committed to making banking easier for you. Our digital services not only enhance accessibility but also give you real-time control over your finances. Join us today and experience how convenient banking can be!

Financial Strength

At Du Trac Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you need a reliable partner in your financial journey, and we are proud to demonstrate our strength through robust financial performance. With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $68,485,852 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; with $16,323 in used auto loans and $883,743,865 in total loans and leases, we support your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $2,975,115, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees ready to assist you with knowledgeable service. In terms of overall trustworthiness, our total share accounts stand at 104,154, showcasing a strong and growing member base that believes in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 2045 Holliday Dr Dubuque Ia 52002 or call (563) 582-1331 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those who may require extra funds for personal needs or business ventures, we have additional loan products available. Our total auto loans stand at $32,646, and our total credit lines amount to $577,893,831, offering you ample opportunity to access the funds you need when you need them. If you want to know more about eligibility or the application process for any of our loan products, please feel free to contact us at 563-582-1331 or visit us at 2045 Holliday Dr Dubuque IA 52002. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Du Trac Community support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find a plan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, make buying or refinancing simple. We offer various plans that accommodate different financial situations. Don't hesitate to reach out for more information on refinancing options as well!

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to enhance your spending experience.

Loan Aggregator

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