Du Trac Community Credit Union Dubuque IA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Du Trac Community, your trusted financial partner located at 380 E 14th St, Dubuque, IA 52001. Since our establishment in 1946, we have dedicated ourselves to serving our members with exceptional banking solutions and community-focused services. With a proud membership of 53,282, we are committed to fostering strong relationships and empowering our members to achieve their financial goals. At Du Trac Community, we understand that each member has unique needs. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets amount to an impressive $1,149,745,537, ensuring that we have the resources to support your financial journey. Our leadership team is here for you. Under the guidance of CEO Andrew Hawkinson and Board President Kevin Mueller, our dedicated staff of 189 employees works tirelessly to provide personalized service that you can count on. We take pride in maintaining a net worth of $131,297,081 and a total deposit figure of $85,185,353, reflecting our solid foundation and commitment to stability. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO BOX 3250, DUBUQUE, IA 52004-3250. We invite you to explore how we can assist you by visiting our website at Du Trac Community or giving us a call at 563-582-1331. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

At Du Trac Community, we embrace digital advancements to make banking easier and more efficient for everyone. Our services include online and mobile banking options that allow you to manage your accounts anytime, anywhere. We're also proud of being ADA compliant so that all members can access our services comfortably. We understand that part of being a good neighbor means giving back. Our partnerships with local organizations and active participation in community events showcase our commitment to making Dubuque a better place for all residents. In conclusion, whether you're looking for savings accounts or loans tailored to your needs, Du Trac Community invites you to join us. Experience firsthand how we can support your financial journey while making a meaningful impact in our beloved community. For inquiries or assistance, feel free to call us at 563-582-1331. Together, let's build a brighter future!

Our Mission

Our mission is simple yet profound: to enhance the lives of our members by providing accessible financial solutions while actively engaging with our community. We believe that when our members succeed, so does our community. That's why we focus not only on delivering top-notch financial services but also on supporting local initiatives and outreach programs that uplift those around us. While members can visit us at 380 E 14th St, official correspondence should be sent to PO BOX 3250, DUBUQUE, IA 52004-3250. We offer convenient operating hours from Monday to Friday, with extended drive-thru services available for your convenience.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, feel free to call us at 563-582-1331. We're here to help! While members can visit us at 380 E 14th St for all their banking needs, official correspondence should be sent to PO Box 3250, Dubuque, IA 52004-3250. We look forward to welcoming you into our community! Come see how we can assist you today.

Nearby Landmarks and Accessibility

Our branch sits close to several local landmarks, making it easy to find. If you're in the area near the beautiful city parks or the bustling downtown shops, just swing by! We offer ample parking for your convenience and ensure accessibility features are in place, including ADA-compliant ramps, so everyone can access our services without any hassle.

Operating Hours and Services

We invite you to visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9 AM to noon. Our drive-thru service is available during regular lobby hours for those who prefer a quick stop without leaving their vehicles. At Du Trac Community, we pride ourselves on offering a variety of personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our ATM is also available for withdrawals and balance checks whenever you need it.

Member Eligibility

At Du Trac Community, we believe that everyone deserves a chance to be part of a supportive financial family. If you're looking to become a member, it's easy! Our doors are open to individuals who live or work in specific areas, along with those who have family members already part of our community. This means that even if you're new to the area or just starting out, you could be eligible to join us! Membership comes with great perks like personalized service and access to competitive rates on loans and savings accounts. To get all the detailed eligibility criteria, feel free to visit our website at this link. Opening an account is a straightforward process; just swing by our branch at 380 E 14Th St, Dubuque, IA 52001, or give us a call at 563-582-1331 for any questions. We're here to help you every step of the way as you take this exciting step toward financial empowerment!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services equip you with the tools needed to accept payments easily, whether in-store or online. Imagine being able to focus on what you do best running your business while we handle your payment needs efficiently. Visit us at 380 E 14Th St Dubuque Ia 52001 in Dubuque, IA, or call us at (563) 582-1331 to discover how our tailored solutions can help your business flourish!

Comprehensive List Of Services

Access Made Simple

Need cash? Our convenient ATM services allow you to withdraw funds easily or check your balance at any time. Additionally, our drive-thru banking provides a quick way for you to handle deposits and withdrawals without leaving your vehicle. We invite you to experience the difference at Du Trac Community where community matters most. If you'd like more information about any of these services or how we can assist you further, please call us at (563) 582-1331 or visit us online at St. Mary's. Together, let's achieve your financial goals!

Business Banking Options

For local entrepreneurs and business owners, we understand that managing finances can be challenging. Our business banking services, including merchant services and business loans, are designed to support your growth and help streamline operations.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even send money to friends through our person-to-person payment service.

Credit That Rewards You

Our credit cards with rewards let you earn points on your everyday purchases. Whether you use them for groceries or gas, you'll be rewarded for spending wisely because we believe in giving back to our members.

Home Financing Made Easy

For those considering homeownership or refinancing an existing mortgage, our mortgage loans provide flexible terms and competitive rates tailored to your situation. Our friendly staff will guide you through every step, making it easier than ever to secure the home of your dreams.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services have you covered. We offer checking and savings accounts that are easy to manage, along with competitive interest rates to help your money grow. If you're thinking about buying a new car, our auto loans and vehicle financing options make the process straightforward and affordable.

Support for Everyday Needs

Life can be unpredictable, which is why we offer personal loans and debt consolidation options. Whether it's unexpected expenses or consolidating credit card debt into one manageable payment, we're here to help you navigate through it all without stress.

Digital & Online Banking

Key Features

One of the standout features of our digital banking services is the ability to authorize electronic signatures. This means you can sign documents quickly and securely without the hassle of printing or mailing anything. Plus, our e-statements feature allows you to receive your statements electronically, reducing paper clutter while keeping your financial information easily accessible. If you're always on the go, don't worry our mobile application makes banking even more convenient. With it, you can take advantage of mobile payments and person-to-person transfers right from your smartphone. Sending money to friends or family has never been easier!

Security You Can Trust

At Du Trac Community, we prioritize the security of your information. Our online banking services are built with robust security measures to protect your data. You can bank with peace of mind knowing that we use the latest technology to keep your transactions safe. In summary, whether you're at home or out and about, our digital banking services give you full control over your finances in a secure environment. Explore all that we have to offer at https://www.dutrac.org/ today!

Financial Strength

Dedicated Team

We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our priority.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to reinvest in the community and enhance the services we offer.

Growing Membership Base

With total share accounts reaching 104,154, it's clear that more people are choosing Du Trac Community as their trusted financial partner. This growing member base highlights the confidence others have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 380 E 14Th St Dubuque Ia 52001 or call (563) 582-1331 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $2,975,115 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to maximize value for our members while keeping costs manageable.

Reinvestment for Better Services

With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on growth ensures that we stay ahead of your needs.

Secured Savings

Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is safe with us while also working to grow your wealth.

Strong Financial Health

With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Goals

Our lending capacity supports members' financial goals across various sectors with $16,323 in used auto loans and $883,743,865 in total loans and leases. Whether you're looking to buy a new vehicle or invest in a home, we're here to help make those dreams a reality.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is an important decision. That's why we provide flexible terms and competitive rates to make it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $100,818,867 provide the capital needed to grow and expand. We understand that businesses need access to funds quickly; that's why our loan application process is straightforward and efficient. At Du Trac Community, we pride ourselves on our member-centric approach. If you're considering refinancing any of your existing loans or want to explore eligibility options for our various loan products, we're here to help. You can reach us at 563-582-1331 or visit us at 380 E 14th St Dubuque IA 52001. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, make buying or refinancing simple. We offer personalized support throughout the process to ensure you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to give you purchasing power without the burden of high-interest rates.

Loan Aggregator

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