DUTRAC COMMUNITY CREDIT UNION - Decorah, IA

Welcome to Du Trac Community, your trusted financial partner in Decorah, Iowa! Located at 915 Short St Ste 105, our credit union has been serving the community since 1946. With a dedicated team of 189 employees, we are committed to providing exceptional service and support to our 53,282 members. At Du Trac Community, we take pride in our solid financial foundation, boasting total assets of $1,149,745,537 and total deposits amounting to $85,185,353. Our net worth stands strong at $131,297,081, ensuring that we can continue to meet the needs of our members now and into the future. We also offer a variety of loan options, with a total of 35,379 loans and leases available to help you achieve your financial goals. While members can visit us at our branch location in Decorah, official correspondence should be sent to our mailing address at 3465 ASBURY RD, DUBUQUE, IA 52002. We are here to serve you from Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday for drive-up services from 9:00 AM to 12:00 PM. Our leadership team, headed by CEO Andrew Hawkinson and Board President Kevin Mueller, is deeply committed to fostering community relationships and enhancing the financial well-being of all members. With resources tailored for personal banking including checking and savings accounts, auto loans, mortgages and business banking solutions like merchant services and business loans, Du Trac Community is equipped to support every aspect of your financial journey. If you're looking for a credit union that truly cares about its members and community impact, look no further! Feel free to reach out by calling us at 563-387-8061 or explore more about what we offer at Du Trac Community. Join us today and experience the difference!

Welcome to Du Trac Community, your friendly neighborhood credit union located conveniently at 915 Short St Ste 105 in beautiful Decorah, IA. Nestled in the heart of Winneshiek County, our branch is easy to find and accessible for all members. Whether you're coming from downtown or nearby landmarks like the Decorah Fish Hatchery or Vesterheim Norwegian-American Museum, you'll appreciate how simple it is to reach us. At Du Trac Community, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate our space comfortably. Ample parking is available right outside the entrance, making it convenient for you to stop by and get the services you need. We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, with extended hours on Friday until 5:30 PM. On Saturdays, we're here for you during drive-thru service only from 9:00 AM to 12:00 PM. For those on the go, we have an ATM available for quick cash withdrawals and balance checks. Plus, our drive-thru banking allows you to complete deposits and simple transactions without leaving your vehicle. If you need to send us any official correspondence, please note that while our branch address is 915 Short St Ste 105, Decorah, IA 52101, our mailing address is different 3465 Asbury Rd, Dubuque, IA 52002. Whether you're looking to open a new account or inquire about personal loans and other services we offer like auto financing or mortgage options our team is ready to assist you. Don't hesitate to give us a call at 563-387-8061 or visit us today! We look forward to welcoming you into our community!

At Du Trac Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Decorah area, you're likely eligible to join us. We also extend membership to family members of current members, ensuring that your loved ones can benefit from our services too. By choosing Du Trac Community, you're not just opening an account; you're gaining access to personalized financial solutions and a network that prioritizes your needs. For more detailed eligibility information, feel free to visit our website at https://www.dutrac.org/become-a-member/. If you have any questions or need assistance, don't hesitate to reach out to us at (563) 387-8061. We look forward to welcoming you into our community!

At Du Trac Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong gives you peace of mind, and we're proud to share our solid standing with you. With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We have $68,485,852 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $16,323 in used auto loans and $883,743,865 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,734,398, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,344,040. Total Share and Deposit Accounts: 104,154, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 915 Short St Ste 105 Decorah Ia 52101 or call (563) 387-8061 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.