Du Trac Community Credit Union Davenport IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Du Trac Community, your trusted financial partner in Davenport, Iowa! Located at 2330 E 53Rd St, Davenport, IA 52807, we have been serving our community since 1946. With a proud membership of over 53,282, we're committed to providing exceptional financial services tailored to meet your unique needs. At Du Trac Community, we believe that banking should be personal and approachable. Our dedicated team is here to assist you with a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, and more. We proudly manage assets totaling over $1.14 billion, ensuring that your money is safe and well cared for. Our commitment to our members goes beyond just numbers; it's about building lasting relationships within the community. Under the leadership of CEO Andrew Hawkinson and Board President Kevin Mueller, our team works tirelessly to create opportunities for financial growth and stability. While members can visit us at our branch for friendly service, official correspondence should be sent to P O BOX 3250, DUBUQUE, IA 52004-3250. Whether you need assistance or have questions about our services, feel free to call us at 563-355-3606. We invite you to explore all that Du Trac Community has to offer by visiting our website at dutrac.org. Join us in creating a brighter financial future together!

Branch History & Mission

A Legacy of Service

Over the decades, Du Trac Community has expanded its offerings and adapted to meet the evolving needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to empower our members with the tools they need to achieve their financial goals. The journey we've taken reflects our dedication to supporting not just individuals but also families and businesses within our community. Located conveniently near local landmarks in Davenport, we invite you to visit us during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to Noon. Our drive-thru service operates earlier on weekdays from 7:30 AM, making it easier for you to access your finances on your schedule.

Embracing Innovation

In addition to traditional banking services, we are committed to digital advancements that enhance convenience for our members. With features such as online banking, mobile payments, and person-to-person transfers, managing your finances has never been easier or more secure. We are also proud of our ADA compliance efforts ensuring that everyone can access our services without barriers. We encourage potential members looking for a credit union that truly cares about its community and values each individual's financial journey. Join us at Du Trac Community today and experience firsthand the benefits of being part of a supportive financial family. Call us at (563) 355-3606 or visit us online at Du Trac Community for more information about membership eligibility and services available just for you!

Our Mission

At Du Trac Community, our mission is simple yet impactful: to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves an opportunity for financial success. That's why we focus on creating a supportive environment where every member can thrive. While members can visit us at 2330 E 53Rd St Davenport Ia 52807, official correspondence should be sent to P O BOX 3250, Dubuque, IA 52004-3250. We are dedicated not only to meeting your banking needs but also engaging in community outreach efforts that make a difference in people's lives.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and designated parking spaces to ensure that everyone can visit us comfortably. If you're looking for a place where banking feels personal and hassle-free, you'll find it here.

Call to Action

Have questions or need assistance? Don't hesitate to call us at 563-355-3606! We invite you to visit Du Trac Community's Jersey Ridge branch today your trusted partner in achieving your financial goals!

Convenient Location

Nestled in the heart of Davenport, our branch is just a short drive from popular local spots like the NorthPark Mall and close to the scenic Duck Creek Parkway. This makes it easy for you to combine your banking needs with your daily errands.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, with extended hours on Friday until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to noon, perfect for those who prefer banking over the weekend.

Services Available

At Du Trac Community, we offer a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For added convenience, we provide ATM access and drive-thru banking for simple transactions. While members can visit us at 2330 E 53Rd St for all their banking needs, official correspondence should be sent to our mailing address at P O BOX 3250, Dubuque, IA 52004-3250 if needed.

Member Eligibility

Joining the Du Trac Community feels like becoming part of a warm and welcoming family! To become a member, you simply need to meet a few friendly eligibility requirements. If you live, work, or worship in certain areas, or if you have family who are already members, you're likely eligible to join us. The process is designed to be inclusive, making it easy for everyone to take advantage of the benefits we offer, from competitive loan rates to personalized banking services. For detailed eligibility criteria and more information, check out our page at Du Trac Community Membership Eligibility. Ready to start your journey with us? Opening an account at our Davenport branch is straightforward! You can reach us at 2330 E 53Rd St, Davenport IA 52807, or give us a call at (563) 355-3606. Our friendly staff is here to guide you through every step, ensuring that your experience is smooth and enjoyable. Come see how being a part of the Du Trac Community can make a difference in your financial life!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to accept payments easily and securely from your customers, no matter where you are. Our merchant services help you do just that, allowing you to focus on what you do best running your business. Whether it's setting up point-of-sale systems or managing online transactions, we provide the tools you need to thrive in today's market. Located at 2330 E 53Rd St Davenport Ia 52807, Davenport, IA 52807, our team is here to guide you every step of the way. For more information or to discuss how we can help your business grow, give us a call at (563) 355-3606. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessing Our Services

For those who prefer face-to-face interactions, our drive-thru service makes deposits and withdrawals simple and efficient for your busy schedule. We also provide basic ATM access for quick balance checks and cash withdrawals without any hassle. We invite you to discover all that Du Trac Community has to offer. Call us today at 563-355-3606 or visit us at 2330 E 53Rd St in Davenport to learn more about how we can assist you with all your financial needs. Join our community of satisfied members and experience personalized service tailored just for you!

Business Banking

For entrepreneurs and small business owners, Du Trac Community provides essential business banking services. From merchant services that streamline transactions to business loans that help you expand or invest in new opportunities, we are dedicated to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your finances anytime and anywhere. With our online banking platform, members can easily check balances, transfer funds, pay bills, and access e-statements all from the comfort of their homes or on the go through our mobile app. Plus, our ATM services ensure quick cash withdrawals whenever you need them.

Loans and Credit Options

Financial challenges can arise unexpectedly, which is why we offer personal loans and debt consolidation options to help you regain control over your finances. Additionally, our credit cards come with rewards that allow you to earn while you spend. Whether you're making everyday purchases or planning a special trip, our credit card program can add value to your spending.

Personal Banking

Our personal banking services offer various options tailored to fit your lifestyle. You can choose from checking and savings accounts that help you manage your daily expenses and save for future goals. For those thinking about buying a new vehicle, we provide auto loans and vehicle financing solutions that make it easier for you to get behind the wheel. If you're considering purchasing a home or refinancing your existing mortgage, our mortgage loans are designed with competitive rates to help make homeownership more accessible.

Digital & Online Banking

At Du Trac Community, we know that convenience and security are essential for our members. That's why we've designed our digital and online banking services to help you manage your finances anytime, anywhere. With just a few clicks, you can access your accounts, transfer funds, and more all while enjoying peace of mind knowing your information is safe. Our online banking platform at https://www.dutrac.org/ offers 24/7 access to your accounts, making it easy to check balances, view transactions, and pay bills on your schedule. Say goodbye to long lines and hello to real-time account management! For those who prefer using their mobile devices, our user-friendly mobile application is available, allowing you to bank on the go. Whether you're waiting in line or relaxing at home, you can handle your finances effortlessly. We also understand that sending money should be as simple as texting a friend. That's why we offer a person-to-person transfer feature. You can send money directly from your account to anyone's account without any hassle perfect for splitting bills or sending gifts! In addition, our electronic signature authorization means you can sign documents quickly and securely from the comfort of your own home. No more printing, signing, and scanning! Plus, with e-statements available, you can keep track of your financial activities digitally while reducing paper clutter. And if you're looking to make payments easier than ever, our mobile payments feature allows you to pay with just a tap no need for cash or cards. It's all about providing flexibility and ease in managing your finances. At Du Trac Community, we prioritize accessibility and simplicity so that banking fits seamlessly into your life. Join us today and experience how easy banking can be!

Financial Strength

A Dedicated Team

We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This team is here to guide you through every step of your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 2330 E 53Rd St Davenport Ia 52807 or call (563) 355-3606 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you goes beyond just numbers; it reflects our dedication to improving your banking experience.

Lending Support

With $16,323 in used auto loans and $883,743,865 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,975,115 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial in providing you with peace of mind as you manage your finances with us. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans totaling $100,818,867 provide the capital necessary for success. We understand the challenges businesses face and are committed to supporting our local entrepreneurs with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, providing you with the necessary resources to secure your dream home. Our mortgage specialists will guide you through the process to ensure you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, our experienced team can help evaluate your current financial situation. We will work with you to explore eligibility options that might save you money over time. At Du Trac Community, we pride ourselves on being more than just a lender; we aim to be your trusted partner in achieving financial stability and growth. For more information about our loan offerings or to discuss how we can assist you further, please reach out at 563-355-3606 or visit us at 2330 E 53Rd St Davenport IA 52807. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. These cards provide a great way to build your credit while giving you access to funds when needed.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers presented are fair and transparent. Users can trust that they are viewing legitimate offers that reflect current market conditions.