Du Trac Community Credit Union Davenport IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Du Trac Community, your trusted financial partner located at 3100 W Kimberly Road, Davenport, IA 52806. Since opening our doors in 1946, we have proudly served our community with dedication and a personal touch. With a robust membership of over 53,000 and total assets exceeding $1.14 billion, we are committed to providing exceptional financial services that cater to your needs. At Du Trac Community, we understand that every member's journey is unique. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to finance your dream car or save for future goals, our experienced team is here to help you every step of the way. Our leadership team, led by CEO Andrew Hawkinson and Board President Kevin Mueller, is dedicated to ensuring that each member feels valued and supported. With a total of 189 employees, we strive to maintain a friendly environment where you can feel confident in your financial decisions. For your convenience, we also provide online and mobile banking options, allowing you to manage your finances anytime, anywhere. While members can visit us at our branch location for personalized service, official correspondence should be sent to 3100 W KIMBERLY ROAD, DAVENPORT, IA 52806. We invite you to explore the various services we offer and experience the Du Trac difference today! For more information or assistance, feel free to call us at 563-582-1331. Your financial success is our priority!

Branch History & Mission

At Du Trac Community, we take pride in our rich history and unwavering commitment to serving the community of Davenport, IA. Established in 1946, our branch has grown significantly from its humble beginnings, evolving into a trusted financial partner for over 53,000 members. Located at 3100 W Kimberly Road, we are easily accessible for those in need of personal banking services. Since opening our doors, we've focused on creating a welcoming environment where members can feel valued and supported. Our journey began with the simple mission of providing affordable financial services to individuals and families in our community. Over the decades, we have expanded our offerings to include everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our mission is clear: to empower our members through superior financial services while actively contributing to the well-being of the communities we serve. We believe that strong financial health leads to stronger communities. That's why we not only offer competitive rates and excellent service but also engage in various outreach initiatives aimed at enhancing local development. While members can visit us at 3100 W Kimberly Road for all their banking needs, official correspondence should be sent to the same address for convenience. Our operating hours reflect our dedication to being available when you need us Monday through Friday from 8:30 AM to 5:30 PM, with extended hours on Fridays until 6 PM and Saturday hours from 9 AM to noon. With total assets exceeding $1.14 billion, Du Trac Community has positioned itself as a stable institution ready to meet your financial needs. We also prioritize accessibility with features like ATM availability and drive-thru banking services. At Du Trac Community, we're proud of our strong partnerships within the local area and our efforts to give back through community service projects and educational programs. We understand that each member's success contributes to the overall prosperity of Davenport. We invite you to join us on this journey toward better financial health. Whether you're looking for personal banking solutions or seeking guidance on your next steps in financial planning, Du Trac Community is here for you every step of the way. Experience the benefits of membership today by visiting our website or giving us a call at 563-582-1331!

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking spaces to ensure that everyone can easily access our services. For those who prefer a drive-thru experience, we proudly offer drive-up banking options for quick and convenient transactions without leaving your vehicle.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 563-582-1331. We invite you to visit us today and discover how Du Trac Community can help you achieve your financial goals!

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, extending to 6 PM on Fridays for added convenience. On Saturdays, we're here from 9 AM to noon perfect for handling errands over the weekend.

Services at Your Fingertips

At Du Trac Community, we provide a full range of banking services to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is ready to help. We also offer ATM services for cash withdrawals and balance inquiries right at your fingertips. For any official correspondence, while members can visit us at our branch address, please send it to our mailing address: 3100 W KIMBERLY ROAD, DAVENPORT, IA 52806.

Member Eligibility

Becoming a member of Du Trac Community is like joining a family that truly cares about your financial well-being. Located at 3100 W Kimberly Road Davenport Ia 52806, we welcome individuals who live, work, worship, or attend school in our community. If you're a family member of an existing member, you're also eligible! Our friendly team is here to support you through the entire process, ensuring you feel right at home from day one. By becoming a member, you gain access to a wide range of financial services tailored to meet your needs, including competitive rates on loans and savings accounts. To find out more about the specific eligibility criteria and see if you qualify, please visit us at https://www.dutrac.org/become-a-member/. If you're ready to take the next step and open your account with us, feel free to give us a call at (563) 582-1331 for more information. We look forward to welcoming you into the Du Trac Community family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient payment solutions is key. Our merchant services help you accept payments quickly and securely, whether you're selling in-store or online. Imagine a busy Saturday at your café; with our services, you can process customer payments seamlessly, allowing you to focus on what you do best serving great food and building relationships with your patrons. Visit us at 3100 W Kimberly Road Davenport Ia 52806 in Davenport, IA or call us at (563) 582-1331 to learn how our business banking solutions can empower your vision. Together, let's turn your business aspirations into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our branch provides convenient ATM & Cash Withdrawal Services allowing you quick access to your funds whenever necessary.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services are designed to help you get behind the wheel without the financial strain. We offer competitive rates and flexible terms, ensuring that your vehicle financing fits seamlessly into your budget.

Business Banking Solutions

For entrepreneurs and business owners, we provide comprehensive Business Banking services including merchant services and business loans. We understand the unique challenges faced by businesses today and strive to support their growth and success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills from your phone or computer, banking has never been easier.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend. From cash back on everyday purchases to travel rewards for your next vacation, our credit cards are designed to benefit your lifestyle.

Drive-Thru Banking Options

For those who prefer face-to-face interactions but are short on time, we offer basic drive-thru banking services for deposits and withdrawals. It's a hassle-free way to handle simple transactions without leaving your car. At Du Trac Community in Davenport, IA, we're committed to meeting all your financial needs under one roof. Visit us today or explore our website at www.dutrac.org for more information on how we can assist you. Let us help you take the next step in achieving your financial goals!

Mortgage Loans & Refinancing

Homeownership is a dream for many, and our Mortgage Loans & Refinancing options make it more attainable than ever. If you're looking to buy your first home or refinance an existing mortgage for better rates, we're here to guide you through the process every step of the way.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options like checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special purchase or simply looking to manage your day-to-day expenses, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can tackle those costs head-on. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we offer solutions that work for you.

Digital & Online Banking

Key Services

Our 24/7 Online Banking Services allow you to check your account balances, pay bills, and transfer money at any time. Whether you're at home or on the go, you can stay connected to your finances whenever you need to. Plus, with E-Statements Availability, you can access your statements anytime without the hassle of paper clutter. For those who prefer mobile banking, our Mobile Application Availability offers an easy way to manage your accounts from your smartphone. You can also enjoy the benefits of Mobile Payments, making it simple to pay for purchases with just a tap no cash needed!

Security and Convenience

We prioritize your security. Our platform includes Electronic Signature Authorization, allowing you to sign documents electronically in a safe environment. Additionally, our Person-to-Person Transfers feature makes sending money to friends or family quick and straightforward. In today's fast-paced world, having reliable access to your banking services is essential. At Du Trac Community, we strive to provide not only the tools but also the support you need for effective real-time account management. Embrace the convenience of modern banking with us! Visit https://www.dutrac.org/ today and explore all that our digital and online banking services have to offer.

Financial Strength

Commitment to Growth

With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $16,323 in used auto loans and $883,743,865 in total loans and leases. Our operational efficiency is reflected in our $2,975,115, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Resources

Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $131,297,081, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation reflects our commitment to serving our members effectively. Our net worth ratio of $1,141 showcases a strong capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts stand at 104,154, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $2,344,040, demonstrating our commitment to reinvesting in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 3100 W Kimberly Road Davenport Ia 52806 or call (563) 582-1331 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide financing options that fit your budget and lifestyle.

Business Financing

For business owners seeking capital for growth or expansion, our outstanding commercial loans totaling $100,818,867 provide the funding needed to propel your business forward. We recognize the importance of having access to resources that can help sustain and grow your operations. At Du Trac Community, we strive to make borrowing straightforward and accessible. If you're interested in refinancing options or checking your eligibility for any of our products, please visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today to learn how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, ensuring that you have access to necessary funds when purchasing your dream home.

Personal Loans

If you are looking for personal financing solutions or need help consolidating existing debts, our personal loan options are worth considering. We aim to provide competitive interest rates and favorable repayment terms that cater to your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. These cards come with rewards and no hidden fees to ensure you stay on top of your spending without stress.

Loan Aggregator

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