Du Trac Community Credit Union Clinton IA | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Du Trac Community, your trusted financial partner in Clinton, IA! Located conveniently at 2900 S 25th St Ste A, we have been serving our members since 1946. With a strong commitment to community and member service, we proudly support over 53,282 members with a wealth of financial products tailored to meet your unique needs. At Du Trac Community, we understand that every member's financial journey is different. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total assets now exceed $1.14 billion, reflecting our solid foundation and dedication to helping you achieve your financial goals. Our experienced team, led by CEO Andrew Hawkinson and Board President Kevin Mueller, works tirelessly to provide exceptional service in a welcoming environment. We are proud to have a dedicated staff of 189 employees ready to assist you. Whether you're looking for advice on loans or simply want to make a deposit, we're here for you! While you can visit us at our branch in Clinton, official correspondence should be directed to our mailing address: 2900 S 25TH ST STE A, CLINTON, IA 52732-7251. With total deposits amounting to $85,185,353 and a net worth of $131,297,081, we are well-equipped to support your financial needs now and in the future. Plus, with cash readily available at $9,196,814, we are prepared for any opportunity that comes our way. Explore all that we offer by visiting us online at Du Trac Community, or give us a call at 563-242-1080. We invite you to come see how we can help make your financial dreams a reality!

Branch History & Mission

Commitment to Community

At Du Trac Community, we go beyond just providing financial products; we are deeply committed to giving back to our community. Our outreach efforts focus on education and support for local organizations and initiatives. We understand that when our community thrives, so do our members. While you can visit us at our branch location, official correspondence should be directed to our mailing address at 2900 S 25TH ST STE A, CLINTON, IA 52732-7251. Feel free to reach out at 563-242-1080 if you have any questions or need assistance.

Join Us

As we continue this journey together with you, we invite you to experience the benefits of being a member of Du Trac Community. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here to help you every step of the way. Discover how we can support your financial journey by visiting us or exploring more on our website at Du Trac Community. Join us today and be part of something special!

Our Journey

Du Trac Community began as a small credit union focused on helping individuals achieve their financial goals. Through dedication and hard work, we've evolved into one of the leading credit unions in the region. Our journey has been marked by several milestones, from expanding our services to introducing modern banking technologies that cater to our members' busy lifestyles. We ensure access to essential banking functions through our drive-thru service and ATM availability. Our mission is clear: we strive to empower our members through comprehensive financial solutions while supporting our community's growth and development. We believe that everyone deserves access to quality financial services, whether it's personal banking or business loans.

Branch Location & Accessibility

Get in Touch

Have questions? We're just a phone call away at 563-242-1080! Our friendly team is ready to assist you with any inquiries or support you may need. We invite you to visit us soon and experience all that Du Trac Community has to offer!

Operating Hours

We want to fit into your busy schedule! You can visit us Monday through Thursday from 8:30 A.M. to 5:00 P.M., and on Fridays until 5:30 P.M. For those who prefer drive-thru service, we're open Saturdays from 9:00 A.M. to noon for quick deposits and withdrawals.

Parking and Accessibility

We understand that convenience matters. Our branch offers ample parking space for your ease. Plus, we are committed to accessibility for all members. Our facility features ADA-compliant ramps and entrances, ensuring everyone can bank comfortably.

Services Offered

At Du Trac Community, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing your financial goals are within reach. Our drive-thru banking makes it easy for you to manage simple transactions without stepping out of your car. And if you need cash on the go, we've got you covered with ATM access right at our branch!

Member Eligibility

Becoming a member of Du Trac Community is like joining a family where your financial well-being matters. If you live, work, or worship in the area around 2900 S 25Th St Ste A Clinton Ia 52732, you're already on your way to enjoying the many benefits we offer! We welcome individuals from various backgrounds, so whether you're looking for a reliable checking account, auto loans, or mortgage options, there's something here for everyone. For detailed eligibility criteria and to see if you qualify, check out our resource at https://www.dutrac.org/become-a-member/. Joining us is simple and inclusive; just give us a call at (563) 242-1080 to get started. You'll find that being part of Du Trac Community not only connects you with excellent financial products but also places you in a supportive community focused on helping each other thrive. Don't hesitate visit us today and see how easy it is to become a valued member!

Business Banking & Commercial Services

Loan Options Tailored for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services help streamline your payment processes, making it easier for customers to pay you and for you to manage transactions. Whether you're a local shop or a growing enterprise, our tools ensure that you're ready for every sale. Located at 2900 S 25Th St Ste A Clinton Ia 52732 in Clinton, IA, we're here to assist you with all your business banking needs. Reach out today at (563) 242-1080 and discover how Du Trac Community can be a partner in your success!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services are designed to help you thrive. From merchant services that streamline payment processing to business loans tailored for growth, Du Trac Community supports local entrepreneurs in achieving their dreams.

Credit Cards

For those who prefer the convenience of credit, we offer credit cards with rewards that allow you to earn while you spend. Imagine using your card for everyday purchases and receiving points or cash back it's a win-win!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With online and mobile banking at your fingertips, you can check balances, transfer funds, and even pay bills with just a few clicks. Our ATM services ensure that cash withdrawals are quick and easy whether it's from one of our locations or through shared networks.

Drive-Thru Services

Need assistance but can't make it inside? Our basic drive-thru banking service provides deposits, withdrawals, and simple transactions without leaving your car. It's just another way we're committed to making banking easier for you. At Du Trac Community, we strive to create a welcoming environment where every member feels valued. We invite you to visit us at 2900 S 25Th St Ste A Clinton Ia 52732 or give us a call at (563) 242-1080 for more information about how we can assist with all your financial needs. Let us help guide you on the path to financial success!

Loans for Every Need

When it comes to financing, Du Trac Community is here for you. We offer auto loans and vehicle financing options that make purchasing your dream car more accessible than ever. If you're considering homeownership or refinancing an existing mortgage, our mortgage loans come with flexible terms and competitive rates that work for you. Plus, our personal loans and debt consolidation options can help simplify your finances by combining multiple payments into one manageable loan.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we provide comprehensive personal banking services, including checking and savings accounts designed to fit your lifestyle. Our checking accounts come with no monthly fees and easy access to funds, ensuring that you can handle everyday expenses without worry. For those looking to grow their savings, our high-yield savings accounts offer competitive rates to help you achieve your financial aspirations.

Digital & Online Banking

Key Features

Our online banking service lets you check your balance, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature allows for quick and hassle-free transactions right from your smartphone or computer. For added convenience, you can also enjoy mobile payments through our user-friendly mobile application, which is available for download today. With features like electronic signature authorization, signing documents has never been easier or more secure.

Security and Accessibility

We prioritize the security of your information, ensuring that your online banking experience is not only convenient but also safe. You can opt for e-statements to keep track of your finances without the clutter of paper statements. Plus, our mobile application provides real-time notifications, giving you peace of mind by keeping you updated on account activity. At Du Trac Community, we believe in making banking accessible for everyone. Whether you're at home or on the go, our digital services empower you to manage your finances effortlessly and securely. Join us today and experience the ease of modern banking!

Financial Strength

At Du Trac Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to you is reflected in our strong financial position, which ensures that your money is safe and that we can continue to support your financial needs. With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $16,323 in used auto loans and $883,743,865 in total loans and leases. This support helps our members achieve their financial goals across various sectors. Our $2,975,115 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees who are dedicated to providing excellent service whenever you need assistance. Net Shares (Funds available for lending and investments): $2,344,040. Total Share and Deposit Accounts: 104,154, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 2900 S 25Th St Ste A Clinton Ia 52732 or call (563) 242-1080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have issued over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping our members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $100,818,867 provide the capital needed to grow and expand your business. We recognize the importance of having accessible funding when opportunities arise, and our tailored business loan solutions are designed with that in mind. Our loans come with various refinancing options and eligibility criteria that can be discussed directly with our team. If you're interested in learning more about how Du Trac Community can assist you financially or if you want to explore refinancing options for any existing loans you may have, feel free to contact us at 563-242-1080. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 2900 S 25Th St Ste A Clinton IA 52732 or check out our website at Du Trac Community for more information about our loan products and services!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, making buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget and lifestyle. Our dedicated team is here to guide you through the process, ensuring you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,639,892 in loans helping members manage their finances effectively. These cards are perfect for those looking for convenience and an easy way to handle purchases without tying up other resources.

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